The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,623 14,934 SH   SOLE   0 0 14,934
ABBVIE INC COM 00287Y109 2,121 13,851 SH   SOLE   0 0 13,851
AFLAC INC COM 001055102 1,737 31,386 SH   SOLE   0 0 31,386
AIR PRODS & CHEMS INC COM 009158106 1,490 6,195 SH   SOLE   0 0 6,195
ALPHABET INC CAP STK CL A 02079K305 233 107 SH   SOLE   0 0 107
AMAZON COM INC COM 023135106 520 4,893 SH   SOLE   0 0 4,893
APPLE INC COM 037833100 3,156 23,085 SH   SOLE   0 0 23,085
ASML HOLDING N V N Y REGISTRY SHS N07059210 261 548 SH   SOLE   0 0 548
ATMOS ENERGY CORP COM 049560105 1,840 16,410 SH   SOLE   0 0 16,410
AUTOMATIC DATA PROCESSING IN COM 053015103 1,864 8,873 SH   SOLE   0 0 8,873
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,502 9,163 SH   SOLE   0 0 9,163
BROWN & BROWN INC COM 115236101 1,489 25,531 SH   SOLE   0 0 25,531
CANADIAN PAC RY LTD COM 13645T100 738 10,574 SH   SOLE   0 0 10,574
CINTAS CORP COM 172908105 1,728 4,626 SH   SOLE   0 0 4,626
CRESTWOOD EQUITY PARTNERS LP UNIT LTD PARTNER 226344208 301 12,500 SH   SOLE   0 0 12,500
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 2,275 37,505 SH   SOLE   0 0 37,505
GENERAL DYNAMICS CORP COM 369550108 1,966 8,887 SH   SOLE   0 0 8,887
HONEYWELL INTL INC COM 438516106 1,104 6,353 SH   SOLE   0 0 6,353
HORMEL FOODS CORP COM 440452100 1,615 34,093 SH   SOLE   0 0 34,093
ILLINOIS TOOL WKS INC COM 452308109 1,411 7,742 SH   SOLE   0 0 7,742
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 508 16,398 SH   SOLE   0 0 16,398
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370 355 6,065 SH   SOLE   0 0 6,065
ISHARES INC CORE MSCI EMKT 46434G103 200 4,081 SH   SOLE   0 0 4,081
ISHARES TR CORE DIV GRWTH 46434V621 8,960 188,084 SH   SOLE   0 0 188,084
ISHARES TR CORE S&P SCP ETF 464287804 8,433 91,257 SH   SOLE   0 0 91,257
ISHARES TR CORE S&P US VLU 464287663 1,385 20,703 SH   SOLE   0 0 20,703
ISHARES TR CORE US AGGBD ET 464287226 14,476 142,367 SH   SOLE   0 0 142,367
ISHARES TR EXPND TEC SC ETF 464287549 9,344 31,741 SH   SOLE   0 0 31,741
ISHARES TR GLOBAL 100 ETF 464287572 418 6,518 SH   SOLE   0 0 6,518
ISHARES TR NATIONAL MUN ETF 464288414 587 5,515 SH   SOLE   0 0 5,515
ISHARES TR PFD AND INCM SEC 464288687 245 7,464 SH   SOLE   0 0 7,464
JOHNSON & JOHNSON COM 478160104 394 2,220 SH   SOLE   0 0 2,220
JPMORGAN CHASE & CO COM 46625H100 265 2,354 SH   SOLE   0 0 2,354
LILLY ELI & CO COM 532457108 205 633 SH   SOLE   0 0 633
LINDE PLC SHS G5494J103 1,838 6,393 SH   SOLE   0 0 6,393
LOWES COS INC COM 548661107 1,525 8,728 SH   SOLE   0 0 8,728
MAINSTAY MACKAY DEFINEDTERM COM 56064K100 1,117 61,589 SH   SOLE   0 0 61,589
MCCORMICK & CO INC COM NON VTG 579780206 1,523 18,289 SH   SOLE   0 0 18,289
MCDONALDS CORP COM 580135101 1,708 6,919 SH   SOLE   0 0 6,919
MICROSOFT CORP COM 594918104 1,141 4,442 SH   SOLE   0 0 4,442
NEXTERA ENERGY INC COM 65339F101 1,628 21,014 SH   SOLE   0 0 21,014
NIKE INC CL B 654106103 211 2,067 SH   SOLE   0 0 2,067
NVIDIA CORPORATION COM 67066G104 251 1,659 SH   SOLE   0 0 1,659
OREILLY AUTOMOTIVE INC COM 67103H107 564 892 SH   SOLE   0 0 892
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 3,070 30,973 SH   SOLE   0 0 30,973
PRICE T ROWE GROUP INC COM 74144T108 1,230 10,826 SH   SOLE   0 0 10,826
PROSHARES TR S&P 500 DV ARIST 74348A467 704 8,252 SH   SOLE   0 0 8,252
ROPER TECHNOLOGIES INC COM 776696106 1,488 3,771 SH   SOLE   0 0 3,771
S&P GLOBAL INC COM 78409V104 1,498 4,444 SH   SOLE   0 0 4,444
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 21,440 485,167 SH   SOLE   0 0 485,167
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 38,217 533,539 SH   SOLE   0 0 533,539
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 27,019 465,924 SH   SOLE   0 0 465,924
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 428 5,933 SH   SOLE   0 0 5,933
SHERWIN WILLIAMS CO COM 824348106 1,414 6,316 SH   SOLE   0 0 6,316
SMITH A O CORP COM 831865209 1,379 25,211 SH   SOLE   0 0 25,211
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,105 5,580 SH   SOLE   0 0 5,580
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104 337 22,100 SH   SOLE   0 0 22,100
TESLA INC COM 88160R101 438 650 SH   SOLE   0 0 650
TRANSOCEAN LTD REG SHS H8817H100 37 11,205 SH   SOLE   0 0 11,205
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 592 7,866 SH   SOLE   0 0 7,866
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,193 3,440 SH   SOLE   0 0 3,440
VANGUARD INDEX FDS TOTAL STK MKT 922908769 9,570 50,738 SH   SOLE   0 0 50,738
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 3,143 77,028 SH   SOLE   0 0 77,028