The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS TOTAL STK MKT 922908769 15,157 73,334 SH   SOLE   0 0 73,333
VANGUARD WORLD FDS ENERGY ETF 92204A306 105 1,547 SH   SOLE   0 0 1,547
ISHARES TR GLOBAL TECH ETF 464287291 50 162 SH   SOLE   0 0 162
ISHARES TR MSCI KLD400 SOC 464288570 147 1,928 SH   SOLE   0 0 1,928
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 6,476 70,502 SH   SOLE   0 0 70,501
ISHARES TR AGGRES ALLOC ETF 464289859 514 7,686 SH   SOLE   0 0 7,686
ARK ETF TR 3D PRINTING ETF 00214Q500 16 400 SH   SOLE   0 0 400
ISHARES TR GRWT ALLOCAT ETF 464289867 12 215 SH   SOLE   0 0 215
ISHARES TR ESG AW MSCI EAFE 46435G516 483 6,358 SH   SOLE   0 0 6,358
ISHARES TR CONSER ALLOC ETF 464289883 11 274 SH   SOLE   0 0 274
DIAGEO PLC SPON ADR NEW 25243Q205 608 3,703 SH   SOLE   0 0 3,702
ISHARES TR US HOME CONS ETF 464288752 25 363 SH   SOLE   0 0 363
ISHARES TR GLOB HLTHCRE ETF 464287325 97 1,254 SH   SOLE   0 0 1,254
ISHARES TR GLB CNS DISC ETF 464288745 4,476 27,455 SH   SOLE   0 0 27,455
ISHARES TR MODERT ALLOC ETF 464289875 31 705 SH   SOLE   0 0 705
ISHARES TR RUS 2000 VAL ETF 464287630 17 107 SH   SOLE   0 0 107
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 876 7,504 SH   SOLE   0 0 7,504
ISHARES TR RUS 1000 GRW ETF 464287614 84 347 SH   SOLE   0 0 347
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,977 28,942 SH   SOLE   0 0 28,941
ISHARES TR CORE S&P SCP ETF 464287804 6,433 59,270 SH   SOLE   0 0 59,269
SPDR SER TR S&P KENSHO SMART 78468R689 9 149 SH   SOLE   0 0 149
VANGUARD INDEX FDS SMALL CP ETF 922908751 557 2,603 SH   SOLE   0 0 2,603
VANGUARD INDEX FDS MID CAP ETF 922908629 73 330 SH   SOLE   0 0 330
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 87 382 SH   SOLE   0 0 382
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 29 155 SH   SOLE   0 0 155
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,694 4,726 SH   SOLE   0 0 4,726
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 8,512 23,364 SH   SOLE   0 0 23,364
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 132 1,014 SH   SOLE   0 0 1,014
ISHARES TR EAFE GRWTH ETF 464288885 1,690 16,819 SH   SOLE   0 0 16,819
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 7,200 45,607 SH   SOLE   0 0 45,607
ISHARES TR RUSSELL 2000 ETF 464287655 51 230 SH   SOLE   0 0 230
ISHARES TR US AER DEF ETF 464288760 107 1,024 SH   SOLE   0 0 1,024
ISHARES TR SELECT DIVID ETF 464287168 23 200 SH   SOLE   0 0 200
ISHARES TR RUS MD CP GR ETF 464287481 324 3,174 SH   SOLE   0 0 3,174
VANGUARD INDEX FDS SM CP VAL ETF 922908611 8 48 SH   SOLE   0 0 48
ISHARES TR GLOBAL 100 ETF 464287572 89 1,348 SH   SOLE   0 0 1,348
PIMCO ETF TR ACTIVE BD ETF 72201R775 933 8,521 SH   SOLE   0 0 8,521
VANGUARD INDEX FDS SML CP GRW ETF 922908595 12 45 SH   SOLE   0 0 45
ISHARES TR GLOBAL MATER ETF 464288695 18 203 SH   SOLE   0 0 203
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 67 225 SH   SOLE   0 0 225
ISHARES TR GLB CNSM STP ETF 464288737 294 5,060 SH   SOLE   0 0 5,060
ISHARES INC CORE MSCI EMKT 46434G103 14 220 SH   SOLE   0 0 220
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 220 11,656 SH   SOLE   0 0 11,656
ISHARES INC ESG AWR MSCI EM 46434G863 645 14,883 SH   SOLE   0 0 14,883
ISHARES TR RUS 2000 GRW ETF 464287648 11 37 SH   SOLE   0 0 37
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 33 740 SH   SOLE   0 0 740
SPDR SER TR SSGA US SMAL ETF 78468R887 240 2,151 SH   SOLE   0 0 2,151
ISHARES TR U.S. CNSM GD ETF 464287812 217 1,225 SH   SOLE   0 0 1,225
ISHARES TR S&P SML 600 GWT 464287887 479 3,734 SH   SOLE   0 0 3,734
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 13 78 SH   SOLE   0 0 78
ISHARES TR U.S. TECH ETF 464287721 665 7,580 SH   SOLE   0 0 7,580
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 265 5,289 SH   SOLE   0 0 5,289
ISHARES TR U.S. BAS MTL ETF 464287838 135 1,072 SH   SOLE   0 0 1,071
ISHARES TR S&P 500 GRWT ETF 464287309 13 196 SH   SOLE   0 0 196
ISHARES TR CORE S&P500 ETF 464287200 2,581 6,489 SH   SOLE   0 0 6,488
ISHARES TR PFD AND INCM SEC 464288687 54 1,418 SH   SOLE   0 0 1,418
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 8 58 SH   SOLE   0 0 58
3M CO COM 88579Y101 2,655 13,778 SH   SOLE   0 0 13,777
ISHARES TR 20 YR TR BD ETF 464287432 1,535 11,336 SH   SOLE   0 0 11,336
ISHARES TR S&P MC 400GR ETF 464287606 81 1,038 SH   SOLE   0 0 1,038
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 26,725 325,163 SH   SOLE   0 0 325,163
ARK ETF TR GENOMIC REV ETF 00214Q302 13 150 SH   SOLE   0 0 150
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 34 125 SH   SOLE   0 0 125
ISHARES TR GLOBAL ENERG ETF 464287341 4,213 170,907 SH   SOLE   0 0 170,907
ARK ETF TR AUTNMUS TECHNLGY 00214Q203 43 507 SH   SOLE   0 0 507
ARK ETF TR NEXT GNRTN INTER 00214Q401 106 718 SH   SOLE   0 0 718
ARK ETF TR INNOVATION ETF 00214Q104 71 594 SH   SOLE   0 0 594
ISHARES TR MSCI ACWI ETF 464288257 462 4,858 SH   SOLE   0 0 4,858
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 142 2,222 SH   SOLE   0 0 2,222
ISHARES TR CHINA LG-CAP ETF 464287184 1 20 SH   SOLE   0 0 20
ISHARES TR CORE S&P MCP ETF 464287507 26,029 100,002 SH   SOLE   0 0 100,001
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 794 14,540 SH   SOLE   0 0 14,540
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 25 94 SH   SOLE   0 0 94
ISHARES TR MSCI EAFE ETF 464287465 1,671 22,028 SH   SOLE   0 0 22,028
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,877 19,296 SH   SOLE   0 0 19,296
ISHARES TR RUS 1000 ETF 464287622 98 438 SH   SOLE   0 0 438
ISHARES TR RUS 1000 VAL ETF 464287598 10,241 67,574 SH   SOLE   0 0 67,574
AMAZON COM INC COM 023135106 1,903 615 SH   SOLE   0 0 615
PRUDENTIAL FINL INC COM 744320102 639 7,018 SH   SOLE   0 0 7,017
INVESCO QQQ TR UNIT SER 1 46090E103 271 848 SH   SOLE   0 0 848
JOHNSON & JOHNSON COM 478160104 1,744 10,610 SH   SOLE   0 0 10,609
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 180 1,015 SH   SOLE   0 0 1,015
PROCTER AND GAMBLE CO COM 742718109 471 3,476 SH   SOLE   0 0 3,475
GENERAL MLS INC COM 370334104 1,168 19,054 SH   SOLE   0 0 19,053
MARRIOTT INTL INC NEW CL A 571903202 502 3,388 SH   SOLE   0 0 3,388
INTEL CORP COM 458140100 1,229 19,199 SH   SOLE   0 0 19,199
MEDTRONIC PLC SHS G5960L103 965 8,166 SH   SOLE   0 0 8,166
SPDR S&P 500 ETF TR TR UNIT 78462F103 323 816 SH   SOLE   0 0 816
VERIZON COMMUNICATIONS INC COM 92343V104 591 10,159 SH   SOLE   0 0 10,159
KIMBERLY-CLARK CORP COM 494368103 233 1,674 SH   SOLE   0 0 1,673
HONEYWELL INTL INC COM 438516106 480 2,213 SH   SOLE   0 0 2,213
US BANCORP DEL COM NEW 902973304 232 4,195 SH   SOLE   0 0 4,195
XCEL ENERGY INC COM 98389B100 466 7,005 SH   SOLE   0 0 7,005
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 5,087 100,221 SH   SOLE   0 0 100,220
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 830 3,250 SH   SOLE   0 0 3,250
ALPHABET INC CAP STK CL A 02079K305 800 388 SH   SOLE   0 0 388
MICROSOFT CORP COM 594918104 5,502 23,335 SH   SOLE   0 0 23,334
BOEING CO COM 097023105 525 2,063 SH   SOLE   0 0 2,063
TESLA INC COM 88160R101 1,133 1,696 SH   SOLE   0 0 1,696
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 559 6,757 SH   SOLE   0 0 6,757
NXP SEMICONDUCTORS N V COM N6596X109 232 1,152 SH   SOLE   0 0 1,152
NORFOLK SOUTHN CORP COM 655844108 208 775 SH   SOLE   0 0 775
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 585 3,315 SH   SOLE   0 0 3,315
UNITED AIRLS HLDGS INC COM 910047109 259 4,499 SH   SOLE   0 0 4,499
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 480 2,415 SH   SOLE   0 0 2,415
LILLY ELI & CO COM 532457108 336 1,800 SH   SOLE   0 0 1,800
PELOTON INTERACTIVE INC CL A COM 70614W100 9,367 83,311 SH   SOLE   0 0 83,311
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 240 5,526 SH   SOLE   0 0 5,526
BLACKROCK MUNIYIELD FD INC COM 09253W104 1,881 131,082 SH   SOLE   0 0 131,081
APARTMENT INCOME REIT CORP COM 03750L109 383 8,960 SH   SOLE   0 0 8,960
PIMCO MUN INCOME FD II COM 72200W106 1,009 67,838 SH   SOLE   0 0 67,837
VANGUARD INDEX FDS VALUE ETF 922908744 585 4,449 SH   SOLE   0 0 4,449
VANGUARD INDEX FDS GROWTH ETF 922908736 0 0 SH   SOLE   0 0 0
FLAHERTY & CRUMRINE PFD SECS COM 338478100 275 11,733 SH   SOLE   0 0 11,732
FACEBOOK INC CL A 30303M102 1,973 6,700 SH   SOLE   0 0 6,700
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101 498 30,812 SH   SOLE   0 0 30,812
THERAPEUTICSMD INC COM 88338N107 34 25,050 SH   SOLE   0 0 25,050
SERVICENOW INC COM 81762P102 464 928 SH   SOLE   0 0 928
ABBVIE INC COM 00287Y109 420 3,885 SH   SOLE   0 0 3,885
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,734 44,073 SH   SOLE   0 0 44,073
POLARIS INC COM 731068102 253 1,892 SH   SOLE   0 0 1,892
DISCOVER FINL SVCS COM 254709108 410 4,320 SH   SOLE   0 0 4,319
MCDONALDS CORP COM 580135101 1,441 6,427 SH   SOLE   0 0 6,427
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,447 25,329 SH   SOLE   0 0 25,328
AT&T INC COM 00206R102 687 22,681 SH   SOLE   0 0 22,680
VANGUARD BD INDEX FDS INTERMED TERM 921937819 161 1,809 SH   SOLE   0 0 1,809
UNION PAC CORP COM 907818108 382 1,733 SH   SOLE   0 0 1,733
ECOLAB INC COM 278865100 370 1,729 SH   SOLE   0 0 1,729
NORTHROP GRUMMAN CORP COM 666807102 212 654 SH   SOLE   0 0 654
LOCKHEED MARTIN CORP COM 539830109 265 718 SH   SOLE   0 0 718
JPMORGAN CHASE & CO COM 46625H100 1,062 6,979 SH   SOLE   0 0 6,979
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 200 4,079 SH   SOLE   0 0 4,079
WALMART INC COM 931142103 206 1,519 SH   SOLE   0 0 1,519
ORACLE CORP COM 68389X105 382 5,443 SH   SOLE   0 0 5,443
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,111 21,347 SH   SOLE   0 0 21,347
TARGET CORP COM 87612E106 2,329 11,756 SH   SOLE   0 0 11,756
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 504 4,981 SH   SOLE   0 0 4,981
CATERPILLAR INC COM 149123101 721 3,110 SH   SOLE   0 0 3,110
ALPHABET INC CAP STK CL C 02079K107 1,738 840 SH   SOLE   0 0 840
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,177 14,801 SH   SOLE   0 0 14,801
PIMCO MUN INCOME FD III COM 72201A103 533 43,193 SH   SOLE   0 0 43,192
ESSENTIAL UTILS INC COM 29670G102 348 7,784 SH   SOLE   0 0 7,784
DELTA AIR LINES INC DEL COM NEW 247361702 742 15,372 SH   SOLE   0 0 15,372
GABELLI EQUITY TR INC COM 362397101 137 20,132 SH   SOLE   0 0 20,132
CITIGROUP INC COM NEW 172967424 565 7,773 SH   SOLE   0 0 7,772
EXXON MOBIL CORP COM 30231G102 318 5,690 SH   SOLE   0 0 5,690
UNITEDHEALTH GROUP INC COM 91324P102 1,743 4,685 SH   SOLE   0 0 4,685
PAYPAL HLDGS INC COM 70450Y103 231 950 SH   SOLE   0 0 950
BIO-TECHNE CORP COM 09073M104 2,593 6,788 SH   SOLE   0 0 6,788
APPLE INC COM 037833100 7,046 57,680 SH   SOLE   0 0 57,680
WESTERN ASSET MANAGED MUNS F COM 95766M105 1,718 132,282 SH   SOLE   0 0 132,281
ABBOTT LABS COM 002824100 509 4,250 SH   SOLE   0 0 4,250
GENPACT LIMITED SHS G3922B107 350 8,172 SH   SOLE   0 0 8,171
DISNEY WALT CO COM 254687106 708 3,836 SH   SOLE   0 0 3,835