Deposits

9 Months Ended

Sep. 30, 2023

Deposits at September 30, 2023 and December 31, 2022 are summarized as follows:


	September 30,		December 31,
	2023		2022
	(In thousands)

Non-interest-bearing demand	$	1,439,517	$	1,806,152
Interest-bearing demand	2,001,260		2,592,884
Money market accounts	1,196,983		718,524
Savings and club deposits	736,558		913,738
Certificates of deposit	2,328,848		1,969,861
Total deposits	$	7,703,166	$	8,001,159

The aggregate amount of certificates of deposit that meet or exceed $100,000 totaled approximately $1.3 billion and $1.1 billion at September 30, 2023 and December 31, 2022, respectively. Interest expense on deposits for the three months ended September 30, 2023 and 2022 totaled $35.9 million and $7.0 million, respectively. Interest expense on deposits for the nine months ended September 30, 2023 and 2022 totaled $81.7 million and $16.3 million, respectively.

11. Deposits (continued)

Scheduled maturities of certificates of deposit accounts at September 30, 2023 and December 31, 2022 are summarized as follows:


	September 30,		December 31,
	2023		2022
	(In thousands)

One year or less	$	1,801,998	$	1,189,826
After one year to two years	431,738		610,965
After two years to three years	60,801		92,120
After three years to four years	16,062		48,981
After four years	18,249		27,969
	$	2,328,848	$	1,969,861