8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of Earliest Event Reported): December 8, 2022

Columbia Financial, Inc.

(Exact Name of Registrant as Specified in its Charter)

Delaware	001-38456	22-3504946
(State or other jurisdiction	(Commission	(IRS Employer
of incorporation)	File Number)	Identification Number)

19-01 Route 208 North, Fair Lawn, New Jersey 07410

(Address of principal executive offices)

(800) 522-4167

(Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading symbol(s)	Name of each exchange on which registered
Common stock, $0.01 par value per share	CLBK	The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 8.01 Other Events

    On December 8, 2022, Columbia Financial, Inc. (the "Company"), the holding Company for Columbia Bank and Freehold Bank, issued a press release announcing that Mayra L. Rinaldi was appointed as Executive Vice President, Corporate Governance and Culture for the Company. A copy of the Company's press release is included as Exhibit 99.1 and is incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits

        (d) Exhibits

Exhibit Number	Description
99.1	Press release dated December 8, 2022
104	Cover Page Interactive Data File (embedded within the Inline XBRL document)

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SIGNATURE

    Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunder duly authorized.

Date:	December 8, 2022	/s/Dennis E. Gibney
		Dennis E. Gibney
		Executive Vice President and Chief Financial Officer

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EX-99.1

Columbia Financial, Inc. and Columbia Bank Appoint Mayra L. Rinaldi

as Executive Vice President, Corporate Governance and Culture

FAIR LAWN, NJ December 8, 2022 —Columbia Financial, Inc. (the “Company”), and its wholly owned subsidiary Columbia Bank (the “Bank”), are pleased to announce the appointment of Mayra L. Rinaldi as Executive Vice President, Corporate Governance and Culture of the Company and the Bank. In her new role, Mrs. Rinaldi will continue to oversee the Corporate Governance, Executive Administration, Community Development, and Corporate Facilities departments of the Company and the Bank. In addition, she will also continue to oversee the Company’s and the Bank’s regulatory and SEC compliance requirements, Environmental, Social and Governance (ESG) strategy, which includes monitoring the effectiveness of Diversity, Equity and Inclusion (DEI) initiatives, as well as community support initiatives consisting of Team Columbia, Community Reinvestment Act (CRA) outreach and the Columbia Bank Foundation.

Mrs. Rinaldi will also now will be responsible for providing executive oversight and monitoring of the Company’s and the Bank’s culture to ensure that it remains aligned with Columbia Bank’s Creed of Shared Values, which is designed to ensure that all policies, products, and services, and actions throughout the Company and the Bank allow team members to always act in the best interests of customers, coworkers, communities and shareholders.

“With over 20 years of experience at Columbia Bank, Mayra is well positioned to ensure the Bank remains true to its mission and traditional philosophy,” said Thomas J. Kemly, President and CEO of Columbia Bank. “Due to her strong knowledge of the Bank’s history and operations, her deep embodiment of the Bank’s culture and her desire to make Columbia the Preeminent Bank of New Jersey, we are fortunate to have her joining the Executive team.”

Mrs. Rinaldi joined Columbia Bank in 2000 as a Teller in the Bank’s Linden location and quickly rose to the role of Assistant Branch Manager in Edison. In 2011, she was promoted to the newly-created position of BSA/AML Supervisor. She was appointed as an Officer in 2013 and a year later was promoted to Corporate Secretary. Since 2014, Mrs. Rinaldi has served as the Bank’s Senior Vice President, Corporate Governance.

She has also been recognized as a leader in the industry as a NJ Bankers Rising Star in 2018 and received special recognition in 2020 as a 40 under 40: Emerging Community Bank Leader, from the Independent Community Bankers of America (ICBA).

Mrs. Rinaldi graduated from Kean University where she earned a Bachelor of Science degree in Finance and is a graduate of the Stonier School of Banking. She is an active member of her church and currently serves on Paterson Habitat for Humanity’s Finance Committee and Advisory Board, as well as the Board of the RSI Bank Foundation.

She currently resides in Mahwah, NJ with her husband and three children.

About Columbia Bank

Founded in 1927 and headquartered in Fair Lawn, NJ, Columbia Bank has more than 60 full-service branch networks spanning the state of New Jersey,an asset base of approximately $10 billion. Columbia Bank offers a full suite of consumer and commercial products, including online and mobile banking, localized lending centers as well as title, investment, insurance and wealth management services. For more information about Columbia Bank’s complete line of products and services, visit www.ColumbiaBankOnline.com.Follow Columbia Bank on:Facebook, Instagram, Twitter, YouTube & Linked In.

XML

Cover Page Cover Page	Jul. 29, 2020
Cover [Abstract]
Document Type	8-K
Document Period End Date	Dec. 08, 2022
Entity Registrant Name	Columbia Financial, Inc.
Entity Incorporation, State or Country Code	DE
Entity File Number	001-38456
Entity Tax Identification Number	22-3504946
Entity Address, Address Line One	19-01 Route 208 North
Entity Address, City or Town	Fair Lawn
Entity Address, State or Province	NJ
Entity Address, Postal Zip Code	07410
City Area Code	800
Local Phone Number	522-4167
Written Communications	false
Soliciting Material	false
Pre-commencement Tender Offer	false
Pre-commencement Issuer Tender Offer	false
Title of 12(b) Security	Common stock, $0.01 par value per share
Trading Symbol	CLBK
Security Exchange Name	NASDAQ
Entity Emerging Growth Company	false
Amendment Flag	false
Entity Central Index Key	0001723596