Deposits

9 Months Ended

Sep. 30, 2022

Deposits at September 30, 2022 and December 31, 2021 are summarized as follows:


	September 30,		December 31,
	2022		2021
	(In thousands)

Non-interest-bearing demand	$	1,746,668	$	1,712,061
Interest-bearing demand	2,701,551		2,599,987
Money market accounts	712,900		657,156
Savings and club deposits	960,547		822,833
Certificates of deposit	1,943,227		1,778,179
Total deposits	$	8,064,893	$	7,570,216

Included in the above balance at December 31, 2021 are certificates of deposit obtained through brokers totaling $5.0 million that were acquired from Stewardship.

The aggregate amount of certificates of deposit that meet or exceed $100,000 totaled approximately $1.1 billion and $932.4 million at September 30, 2022 and December 31, 2021, respectively. Interest expense on deposits for the three months ended September 30, 2022 and 2021 totaled $7.0 million and $6.7 million, respectively. Interest expense on deposits for the nine months ended September 30, 2022 and 2021 totaled $16.3 million and $23.4 million, respectively.

11. Deposits (continued)

Scheduled maturities of certificates of deposit accounts at September 30, 2022 and December 31, 2021 are summarized as follows:


	September 30,		December 31,
	2022		2021
	(In thousands)

One year or less	$	1,032,732	$	1,087,631
After one year to two years	690,540		418,515
After two years to three years	116,000		143,950
After three years to four years	64,870		36,277
After four years	39,085		91,806
	$	1,943,227	$	1,778,179