Deposits at March 31, 2022 and December 31, 2021 are summarized as follows:


	March 31,		December 31,
	2022		2021
	(In thousands)

Non-interest-bearing demand	$	1,658,533	$	1,712,061
Interest-bearing demand	2,653,126		2,599,987
Money market accounts	696,157		657,156
Savings and club deposits	851,446		822,833
Certificates of deposit	1,735,726		1,778,179
Total deposits	$	7,594,988	$	7,570,216

Included in the above balance at December 31, 2021 are certificates of deposit obtained through brokers totaling $5.0 million that were acquired from Stewardship.

The aggregate amount of certificates of deposit that meet or exceed $100,000 totaled approximately $915.2 million and $932.4 million at March 31, 2022 and December 31, 2021, respectively. Interest expense on deposits for the three months ended March 31, 2022 and 2021 totaled $4.7 million and $8.9 million, respectively.

Scheduled maturities of certificates of deposit accounts at March 31, 2022 and December 31, 2021 are summarized as follows:


	March 31,		December 31,
	2022		2021
	(In thousands)

One year or less	$	1,075,139	$	1,087,631
After one year to two years	374,415		418,515
After two years to three years	163,092		143,950
After three years to four years	35,547		36,277
After four years	87,533		91,806
	$	1,735,726	$	1,778,179