XML 79 R43.htm IDEA: XBRL DOCUMENT v3.22.0.1
Stockholders' Equity (Tables)
12 Months Ended
Dec. 31, 2021
Equity [Abstract]  
Public Utilities General Disclosures The following table presents the Company's and Columbia Bank's actual capital amounts and ratios at December 31, 2021 and 2020, and Freehold Bank's actual amounts and ratios at December 31, 2021 compared to the Federal Reserve Bank minimum capital adequacy requirements and the Federal Reserve Bank requirements for classification as a well-capitalized institution:
(13)    Stockholders' Equity (continued)

Regulatory Capital (continued)
ActualMinimum Capital Adequacy RequirementsMinimum Capital Adequacy Requirements With Capital Conservation BufferTo Be Well Capitalized Under Prompt Corrective Action Provisions
AmountRatioAmountRatioAmountRatioAmountRatio
Company(In thousands, except ratio data)
At December 31, 2021:
Total capital (to risk-weighted assets)$1,104,863 17.13 %$515,924 8.00 %$677,151 10.50 %N/AN/A
Tier 1 capital (to risk-weighted assets)1,041,650 16.15 386,943 6.00 548,170 8.50 N/AN/A
Common equity tier 1 capital (to risk-weighted assets)1,034,433 16.04 290,207 4.50 451,434 7.00 N/AN/A
Tier 1 capital (to adjusted total assets)1,041,650 11.23 370,909 4.00 370,909 4.00 N/AN/A
At December 31, 2020:
Total capital (to risk-weighted assets)$1,070,361 18.54 %$461,766 8.00 %$606,068 10.50 %N/AN/A
Tier 1 capital (to risk-weighted assets)998,172 17.29 346,325 6.00 490,627 8.50 N/AN/A
Common equity tier 1 capital (to risk-weighted assets)990,955 17.17 259,744 4.50 404,046 7.00 N/AN/A
Tier 1 capital (to adjusted total assets)998,172 11.38 350,923 4.00 350,923 4.00 N/AN/A
 Columbia Bank
At December 31, 2021:
Total capital (to risk-weighted assets)$962,137 15.39 %$500,127 8.00 %$656,417 10.50 %$625,159 10.00 %
Tier 1 capital (to risk-weighted assets)898,935 14.38 375,095 6.00 531,385 8.50 500,127 8.00 
Common equity tier 1 capital (to risk-weighted assets)898,935 14.38 281,322 4.50 437,611 7.00 406,353 6.50 
Tier 1 capital (to adjusted total assets)898,935 9.80 366,961 4.00 366,961 4.00 458,701 5.00 
At December 31, 2020:
Total capital (to risk-weighted assets)$924,959 16.05 %$460,944 8.00 %$604,989 10.50 %$576,180 10.00 %
Tier 1 capital (to risk-weighted assets)852,897 14.80 345,708 6.00 489,753 8.50 460,944 8.00 
Common equity tier 1 capital (to risk-weighted assets)852,897 14.80 259,281 4.50 403,326 7.00 374,517 6.50 
Tier 1 capital (to adjusted total assets)852,897 9.72 350,815 4.00 350,815 4.00 438,519 5.00 
(13)    Stockholders' Equity (continued)

Regulatory Capital (continued)
ActualMinimum Capital Adequacy RequirementsMinimum Capital Adequacy Requirements With Capital Conservation BufferTo Be Well Capitalized Under Prompt Corrective Action Provisions
AmountRatioAmountRatioAmountRatioAmountRatio
Freehold Bank(In thousands, except ratio data)
At December 31, 2021:
Total capital (to risk-weighted assets)41,549 22.87 %$14,534 8.00 %19,076 10.50 %18,168 10.00 %
Tier 1 capital (to risk-weighted assets)41,537 22.86 10,901 6.00 %15,443 8.50 14,534 8.00 
Common equity tier 1 capital (to risk-weighted assets)41,537 22.86 8,176 4.50 %12,717 7.00 11,809 6.50 
Tier 1 capital (to adjusted total assets)41,537 13.71 12,118 4.00 %12,118 4.00 15,147 5.00