Deposits

9 Months Ended

Sep. 30, 2020

Deposits at September 30, 2020 and December 31, 2019 are summarized as follows:


	September 30,		December 31,
	2020		2019
	(In thousands)

Non-interest-bearing demand	$	1,341,248	$	958,442
Interest-bearing demand	2,033,729		1,720,383
Money market accounts	540,723		410,392
Savings and club deposits	652,970		543,480
Certificates of deposit	2,060,978		2,013,145
Total deposits	$	6,629,648	$	5,645,842

Included in the above balances at September 30, 2020 and December 31, 2019 are certificates of deposit obtained through brokers, totaling $26.4 million and $31.6 million that were acquired from Stewardship.

The aggregate amount of certificates of deposit that meet or exceed $100,000 totaled approximately $1.1 billion at both September 30, 2020 and December 31, 2019. Interest expense on deposits for the three and nine months ended September 30, 2020 and 2019 totaled $12.8 million and $16.1 million, and $44.6 million and $45.0 million, respectively.

11. Deposits (continued)

Scheduled maturities of certificates of deposit accounts at September 30, 2020 and December 31, 2019 are summarized as follows:


	September 30,		December 31,
	2020		2019
	(In thousands)

One year or less	$	1,543,088	$	1,293,613
After one year to two years	390,328		548,995
After two years to three years	55,389		142,458
After three years to four years	24,618		11,362
After four years	47,555		16,717
	$	2,060,978	$	2,013,145