Deposits

Deposits at September 30, 2019 and December 31, 2018 are summarized as follows:



	September 30,		December 31,
	2019		2018
	(In thousands)

Non-interest-bearing demand	$	771,138	$	723,794
Interest-bearing demand	1,421,064		1,219,381
Money market accounts	262,194		259,694
Savings and club deposits	464,089		510,688
Certificates of deposit	1,864,837		1,700,316
Total deposits	$	4,783,322	$	4,413,873

The aggregate amount of certificates of deposit that meet or exceed $100,000 totaled approximately $1.0 billion and $885.3 million as of September 30, 2019 and December 31, 2018, respectively.

9. Deposits (continued)

Interest expense on deposits for the three and nine months ended September 30, 2019 and September 30, 2018 totaled $16.1 million and $10.4 million, and $45.0 million and $27.7 million, respectively.

Scheduled maturities of certificates of deposit accounts at September 30, 2019 and December 31, 2018 are summarized as follows:



	September 30,		December 31,
	2019		2018
	(In thousands)

One year or less	$	1,216,491	$	1,107,667
After one year to two years	464,718		326,800
After two years to three years	160,181		230,468
After three years to four years	9,502		24,939
After four years	13,945		10,442
	$	1,864,837	$	1,700,316