Deposits

Deposits at June 30, 2019 and December 31, 2018 are summarized as follows:



	June 30,		December 31,
	2019		2018
	(In thousands)

Non-interest-bearing demand	$	754,101	$	723,794
Interest-bearing demand	1,313,914		1,219,381
Money market accounts	261,369		259,694
Savings and club deposits	486,214		510,688
Certificates of deposit	1,853,047		1,700,316
Total deposits	$	4,668,645	$	4,413,873

The aggregate amount of certificates of deposit that meet or exceed $100,000 totaled approximately $1.0 billion and $885.3 million as of June 30, 2019 and December 31, 2018, respectively.

Interest expense on deposits for the three and six months ended June 30, 2019 and June 30, 2018 totaled $15.3 million and $9.2 million, and $28.9 million and $17.3 million, respectively.

9. Deposits (continued)

Scheduled maturities of certificates of deposit accounts at June 30, 2019 and December 31, 2018 are summarized as follows:



	June 30,		December 31,
	2019		2018
	(In thousands)

One year or less	$	1,126,921	$	1,107,667
After one year to two years	479,796		326,800
After two years to three years	223,123		230,468
After three years to four years	12,051		24,939
After four years	11,156		10,442
	$	1,853,047	$	1,700,316