X0306 4 2018-04-19 0001723596 Columbia Financial, Inc. CLBK 0001729849 Kelly Geri M. 19-01 ROUTE 208 NORTH FAIR LAWN NJ 07410 1 EVP & HRO Common Stock 2018-04-19 4 P 0 27979.0000 10.0000 A 27979.0000 D Common Stock 2018-04-19 4 I 0 25050.0000 10.0000 A 25050.0000 I By 401(k) Common Stock 2018-04-19 4 P 0 1971.0000 10.0000 A 1971.0000 I By Stock-Based Deferral Plan /s/ Dennis E. Gibney, Power of Attorney 2018-04-23