The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 353 3,120 SH   SOLE   0 0 3,120
APPLE INC COM 037833100 1,761 12,746 SH   SOLE   0 0 12,746
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,740 6,516 SH   SOLE   0 0 6,516
COSTCO WHSL CORP NEW COM 22160K105 779 1,650 SH   SOLE   0 0 1,650
EDISON INTL COM 281020107 799 14,121 SH   SOLE   0 0 14,121
HOME DEPOT INC COM 437076102 854 3,095 SH   SOLE   0 0 3,095
HONEYWELL INTL INC COM 438516106 206 1,235 SH   SOLE   0 0 1,235
INTUITIVE SURGICAL INC COM NEW 46120E602 270 1,440 SH   SOLE   0 0 1,440
ISHARES TR AGGRES ALLOC ETF 464289859 301 5,428 SH   SOLE   0 0 5,428
ISHARES TR CORE US AGGBD ET 464287226 354 3,677 SH   SOLE   0 0 3,677
ISHARES TR U S EQUITY FACTR 46434V282 283 7,807 SH   SOLE   0 0 7,807
JANUS DETROIT STR TR B-BBB CLO ETF 47103U753 3,593 82,187 SH   SOLE   0 0 82,187
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 4,128 84,066 SH   SOLE   0 0 84,066
KRANESHARES TR QUADRTC INT RT 500767736 10,605 478,547 SH   SOLE   0 0 478,547
MARVELL TECHNOLOGY INC COM 573874104 518 12,072 SH   SOLE   0 0 12,072
MICROSOFT CORP COM 594918104 841 3,612 SH   SOLE   0 0 3,612
PROCTER AND GAMBLE CO COM 742718109 351 2,783 SH   SOLE   0 0 2,783
RA MED SYS INC COM 74933X203 1 10,800 SH   SOLE   0 0 10,800
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,799 214,240 SH   SOLE   0 0 214,240
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 11,217 398,750 SH   SOLE   0 0 398,750
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 236 8,513 SH   SOLE   0 0 8,513
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 5,346 113,428 SH   SOLE   0 0 113,428
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 1,960 41,033 SH   SOLE   0 0 41,033
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 3,692 146,815 SH   SOLE   0 0 146,815
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 465 9,627 SH   SOLE   0 0 9,627
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,287 50,480 SH   SOLE   0 0 50,480
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 843 15,096 SH   SOLE   0 0 15,096
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,306 54,457 SH   SOLE   0 0 54,457
SCHWAB STRATEGIC TR US REIT ETF 808524847 453 24,231 SH   SOLE   0 0 24,231
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 705 18,651 SH   SOLE   0 0 18,651
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,132 28,185 SH   SOLE   0 0 28,185
TESLA INC COM 88160R101 213 804 SH   SOLE   0 0 804
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 22,921 69,818 SH   SOLE   0 0 69,818