The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   1,495,128 10,030 SH   SOLE   0 0 10,030
ALPHABET INC CAP STK CL C 02079K107   2,103,008 15,950 SH   SOLE   0 0 15,950
ALPHABET INC CAP STK CL A 02079K305   9,195,925 70,273 SH   SOLE   0 0 70,273
AMAZON COM INC COM 023135106   11,589,343 91,169 SH   SOLE   0 0 91,169
APPLE INC COM 037833100   29,255,800 170,877 SH   SOLE   0 0 170,877
AT&T INC COM 00206R102   663,180 44,153 SH   SOLE   0 0 44,153
BANK AMERICA CORP COM 060505104   979,790 35,785 SH   SOLE   0 0 35,785
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   14,083,461 40,204 SH   SOLE   0 0 40,204
BOEING CO COM 097023105   4,416,480 23,041 SH   SOLE   0 0 23,041
CATERPILLAR INC COM 149123101   5,166,909 18,926 SH   SOLE   0 0 18,926
CHEVRON CORP NEW COM 166764100   2,503,901 14,849 SH   SOLE   0 0 14,849
CISCO SYS INC COM 17275R102   1,279,626 23,803 SH   SOLE   0 0 23,803
CITIGROUP INC COM NEW 172967424   417,757 10,157 SH   SOLE   0 0 10,157
COCA COLA CO COM 191216100   642,521 11,478 SH   SOLE   0 0 11,478
COLUMBIA BKG SYS INC COM 197236102   255,130 12,568 SH   SOLE   0 0 12,568
COMCAST CORP NEW CL A 20030N101   1,086,265 24,499 SH   SOLE   0 0 24,499
COSTCO WHSL CORP NEW COM 22160K105   18,917,035 33,484 SH   SOLE   0 0 33,484
CSX CORP COM 126408103   333,453 10,844 SH   SOLE   0 0 10,844
DISNEY WALT CO COM 254687106   1,087,891 13,422 SH   SOLE   0 0 13,422
EXXON MOBIL CORP COM 30231G102   1,349,807 11,480 SH   SOLE   0 0 11,480
FORD MTR CO DEL COM 345370860   380,451 30,632 SH   SOLE   0 0 30,632
HERITAGE FINL CORP WASH COM 42722X106   3,910,209 239,743 SH   SOLE   0 0 239,743
INTEL CORP COM 458140100   1,564,793 44,017 SH   SOLE   0 0 44,017
INVESCO QQQ TR UNIT SER 1 46090E103   19,307,227 53,890 SH   SOLE   0 0 53,890
ISHARES SILVER TR ISHARES 46428Q109   450,897 22,168 SH   SOLE   0 0 22,168
ISHARES TR MORNINGSTAR VALU 464288109   5,155,317 79,594 SH   SOLE   0 0 79,594
ISHARES TR MORNINGSTAR GRWT 464287119   9,385,046 157,335 SH   SOLE   0 0 157,335
JOHNSON & JOHNSON COM 478160104   3,742,110 24,026 SH   SOLE   0 0 24,026
JPMORGAN CHASE & CO COM 46625H100   1,935,985 13,350 SH   SOLE   0 0 13,350
KENVUE INC COM 49177J102   468,547 23,334 SH   SOLE   0 0 23,334
KRAFT HEINZ CO COM 500754106   354,868 10,549 SH   SOLE   0 0 10,549
MCDONALDS CORP COM 580135101   2,785,981 10,575 SH   SOLE   0 0 10,575
MERCK & CO INC COM 58933Y105   1,277,374 12,408 SH   SOLE   0 0 12,408
MICROSOFT CORP COM 594918104   35,567,653 112,645 SH   SOLE   0 0 112,645
NEXTERA ENERGY INC COM 65339F101   921,165 16,079 SH   SOLE   0 0 16,079
NIKE INC CL B 654106103   1,210,032 12,655 SH   SOLE   0 0 12,655
NVIDIA CORPORATION COM 67066G104   7,072,755 16,260 SH   SOLE   0 0 16,260
ORACLE CORP COM 68389X105   1,728,367 16,318 SH   SOLE   0 0 16,318
PACCAR INC COM 693718108   2,567,328 30,197 SH   SOLE   0 0 30,197
PALANTIR TECHNOLOGIES INC CL A 69608A108   383,040 23,940 SH   SOLE   0 0 23,940
PFIZER INC COM 717081103   812,875 24,506 SH   SOLE   0 0 24,506
PIONEER NAT RES CO COM 723787107   2,422,497 10,553 SH   SOLE   0 0 10,553
PROCTER AND GAMBLE CO COM 742718109   2,936,759 20,134 SH   SOLE   0 0 20,134
QUALCOMM INC COM 747525103   1,863,746 16,781 SH   SOLE   0 0 16,781
SCHWAB CHARLES CORP COM 808513105   613,449 11,174 SH   SOLE   0 0 11,174
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,986,726 59,914 SH   SOLE   0 0 59,914
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   872,839 25,702 SH   SOLE   0 0 25,702
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   759,489 10,444 SH   SOLE   0 0 10,444
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   8,700,505 122,958 SH   SOLE   0 0 122,958
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   889,264 13,796 SH   SOLE   0 0 13,796
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   369,431 11,665 SH   SOLE   0 0 11,665
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   715,793 29,899 SH   SOLE   0 0 29,899
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   870,232 21,010 SH   SOLE   0 0 21,010
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   602,090 11,899 SH   SOLE   0 0 11,899
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   472,440 14,243 SH   SOLE   0 0 14,243
SPDR GOLD TR GOLD SHS 78463V107   2,844,870 16,593 SH   SOLE   0 0 16,593
STARBUCKS CORP COM 855244109   10,816,715 118,513 SH   SOLE   0 0 118,513
SYSCO CORP COM 871829107   933,661 14,136 SH   SOLE   0 0 14,136
TESLA INC COM 88160R101   4,321,568 17,271 SH   SOLE   0 0 17,271
TIMBERLAND BANCORP INC COM 887098101   3,330,012 122,879 SH   SOLE   0 0 122,879
UNITED PARCEL SERVICE INC CL B 911312106   1,571,880 10,085 SH   SOLE   0 0 10,085
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   6,049,118 80,473 SH   SOLE   0 0 80,473
VANGUARD INDEX FDS VALUE ETF 922908744   3,028,533 21,957 SH   SOLE   0 0 21,957
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,291,207 63,451 SH   SOLE   0 0 63,451
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   779,967 19,892 SH   SOLE   0 0 19,892
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   872,668 11,612 SH   SOLE   0 0 11,612
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,036,728 19,544 SH   SOLE   0 0 19,544
VANGUARD STAR FDS VG TL INTL STK F 921909768   680,560 12,716 SH   SOLE   0 0 12,716
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   545,553 12,478 SH   SOLE   0 0 12,478
VERIZON COMMUNICATIONS INC COM 92343V104   697,893 21,533 SH   SOLE   0 0 21,533
WELLS FARGO CO NEW COM 949746101   584,911 14,315 SH   SOLE   0 0 14,315
WEYERHAEUSER CO MTN BE COM NEW 962166104   732,776 23,900 SH   SOLE   0 0 23,900