The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   12,318 112 SH   SOLE   0 0 112
ABBOTT LABS COM 002824100   193,230 1,760 SH   OTR 1 0 0 1,760
ABBVIE INC COM 00287Y109   158,701 982 SH   SOLE   0 0 982
ABBVIE INC COM 00287Y109   298,817 1,849 SH   OTR 1 0 0 1,849
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   237,488 890 SH   SOLE   0 0 890
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   164,640 617 SH   OTR 1 0 0 617
ALPHABET INC CAP STK CL C 02079K107   28,926 326 SH   SOLE   0 0 326
ALPHABET INC CAP STK CL A 02079K305   184,577 2,092 SH   SOLE   0 0 2,092
ALPHABET INC CAP STK CL C 02079K107   451,724 5,091 SH   OTR 1 0 0 5,091
ALPHABET INC CAP STK CL A 02079K305   516,057 5,849 SH   OTR 1 0 0 5,849
AMAZON COM INC COM 023135106   410,844 4,891 SH   SOLE   0 0 4,891
AMAZON COM INC COM 023135106   629,748 7,497 SH   OTR 1 0 0 7,497
AMERICAN EXPRESS CO COM 025816109   209,953 1,421 SH   SOLE   0 0 1,421
AMERICAN EXPRESS CO COM 025816109   90,275 611 SH   OTR 1 0 0 611
AMGEN INC COM 031162100   439,659 1,674 SH   SOLE   0 0 1,674
AMGEN INC COM 031162100   159,422 607 SH   OTR 1 0 0 607
APPLE INC COM 037833100   1,902,069 14,639 SH   SOLE   0 0 14,639
APPLE INC COM 037833100   1,828,895 14,076 SH   OTR 1 0 0 14,076
AUTOMATIC DATA PROCESSING IN COM 053015103   71,180 298 SH   SOLE   0 0 298
AUTOMATIC DATA PROCESSING IN COM 053015103   129,462 542 SH   OTR 1 0 0 542
BANK AMERICA CORP COM 060505104   129,433 3,908 SH   SOLE   0 0 3,908
BANK AMERICA CORP COM 060505104   215,843 6,517 SH   OTR 1 0 0 6,517
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   218,392 707 SH   SOLE   0 0 707
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   499,491 1,617 SH   OTR 1 0 0 1,617
BOEING CO COM 097023105   278,496 1,462 SH   SOLE   0 0 1,462
BOEING CO COM 097023105   88,959 467 SH   OTR 1 0 0 467
BROADCOM COM 11135F101   13,419 24 SH   SOLE   0 0 24
BROADCOM COM 11135F101   188,986 338 SH   OTR 1 0 0 338
CHEVRON CORP NEW COM 166764100   535,957 2,986 SH   SOLE   0 0 2,986
CHEVRON CORP NEW COM 166764100   195,824 1,091 SH   OTR 1 0 0 1,091
CISCO SYS INC COM 17275R102   39,017 819 SH   SOLE   0 0 819
CISCO SYS INC COM 17275R102   196,991 4,135 SH   OTR 1 0 0 4,135
COCA COLA CO COM 191216100   72,070 1,133 SH   SOLE   0 0 1,133
COCA COLA CO COM 191216100   172,065 2,705 SH   OTR 1 0 0 2,705
COMCAST CORP NEW CL A 20030N101   90,118 2,577 SH   SOLE   0 0 2,577
COMCAST CORP NEW CL A 20030N101   135,893 3,886 SH   OTR 1 0 0 3,886
COSTCO WHSL CORP NEW COM 22160K105   1,139,881 2,497 SH   SOLE   0 0 2,497
COSTCO WHSL CORP NEW COM 22160K105   194,469 426 SH   OTR 1 0 0 426
DANAHER CORPORATION COM 235851102   26,542 100 SH   SOLE   0 0 100
DANAHER CORPORATION COM 235851102   176,504 665 SH   OTR 1 0 0 665
DEERE & CO COM 244199105   168,074 392 SH   SOLE   0 0 392
DEERE & CO COM 244199105   120,053 280 SH   OTR 1 0 0 280
ENTERPRISE PRODS PARTNERS L COM 293792107   813,785 33,739 SH   SOLE   0 0 33,739
EXXON MOBIL CORP COM 30231G102   178,135 1,615 SH   SOLE   0 0 1,615
EXXON MOBIL CORP COM 30231G102   305,531 2,770 SH   OTR 1 0 0 2,770
GOLDMAN SACHS GROUP INC COM 38141G104   78,634 229 SH   SOLE   0 0 229
GOLDMAN SACHS GROUP INC COM 38141G104   123,273 359 SH   OTR 1 0 0 359
HOME DEPOT INC COM 437076102   57,487 182 SH   SOLE   0 0 182
HOME DEPOT INC COM 437076102   304,173 963 SH   OTR 1 0 0 963
INTUIT COM 461202103   340,178 874 SH   SOLE   0 0 874
INTUIT COM 461202103   106,646 274 SH   OTR 1 0 0 274
INVESCO S&P 500 EQL WGHT ETF 46137V357   1,017,565 7,204 SH   SOLE   0 0 7,204
ISHARES TR MSCI EMG MKT ETF 464287234   1,171,527 30,911 SH   SOLE   0 0 30,911
ISHARES TR MSCI EAFE ETF 464287465   1,655,703 25,224 SH   SOLE   0 0 25,224
ISHARES TR RUSSELL 2000 ETF 464287655   308,343 1,768 SH   SOLE   0 0 1,768
ISHARES TR RUSSELL 3000 ETF 464287689   2,075,716 9,406 SH   SOLE   0 0 9,406
ISHARES TR CORE S&P SCP ETF 464287804   550,994 5,822 SH   SOLE   0 0 5,822
ISHARES TR EAFE SML CP ETF 464288273   6,801,655 120,426 SH   SOLE   0 0 120,426
ISHARES TR MSCI KLD400 SOC 464288570   2,545,305 35,455 SH   SOLE   0 0 35,455
ISHARES TR EAFE GRWTH ETF 464288885   490,164 5,852 SH   SOLE   0 0 5,852
ISHARES TR ESG AWARE MSCI 46435U663   662,738 20,156 SH   SOLE   0 0 20,156
JOHNSON & JOHNSON COM 478160104   193,785 1,097 SH   SOLE   0 0 1,097
JOHNSON & JOHNSON COM 478160104   436,326 2,470 SH   OTR 1 0 0 2,470
JPMORGAN CHASE & CO COM 46625H100   46,130 344 SH   SOLE   0 0 344
JPMORGAN CHASE & CO COM 46625H100   345,978 2,580 SH   OTR 1 0 0 2,580
LABORATORY CORP AMER HLDGS COM NEW 50540R409   338,856 1,439 SH   SOLE   0 0 1,439
LABORATORY CORP AMER HLDGS COM NEW 50540R409   13,187 56 SH   OTR 1 0 0 56
LILLY ELI & CO COM 532457108   571,442 1,562 SH   SOLE   0 0 1,562
LILLY ELI & CO COM 532457108   353,401 966 SH   OTR 1 0 0 966
LOWES COS INC COM 548661107   101,413 509 SH   SOLE   0 0 509
LOWES COS INC COM 548661107   166,365 835 SH   OTR 1 0 0 835
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106   447,974 8,922 SH   SOLE   0 0 8,922
MASTERCARD INCORPORATED CL A 57636Q104   19,125 55 SH   SOLE   0 0 55
MASTERCARD INCORPORATED CL A 57636Q104   261,493 752 SH   OTR 1 0 0 752
MERCK & CO INC COM 58933Y105   35,837 323 SH   SOLE   0 0 323
MERCK & CO INC COM 58933Y105   236,434 2,131 SH   OTR 1 0 0 2,131
META PLATFORMS INC CL A 30303M102   150,184 1,248 SH   SOLE   0 0 1,248
META PLATFORMS INC CL A 30303M102   189,054 1,571 SH   OTR 1 0 0 1,571
MICROSOFT CORP COM 594918104   3,004,978 12,530 SH   SOLE   0 0 12,530
MICROSOFT CORP COM 594918104   1,596,002 6,655 SH   OTR 1 0 0 6,655
NETFLIX INC COM 64110L106   391,011 1,326 SH   SOLE   0 0 1,326
NETFLIX INC COM 64110L106   137,414 466 SH   OTR 1 0 0 466
NEXTERA ENERGY INC COM 65339F101   82,848 991 SH   SOLE   0 0 991
NEXTERA ENERGY INC COM 65339F101   149,477 1,788 SH   OTR 1 0 0 1,788
NIKE INC CL B 654106103   176,919 1,512 SH   SOLE   0 0 1,512
NIKE INC CL B 654106103   157,729 1,348 SH   OTR 1 0 0 1,348
NVIDIA CORPORATION COM 67066G104   22,067 151 SH   SOLE   0 0 151
NVIDIA CORPORATION COM 67066G104   324,869 2,223 SH   OTR 1 0 0 2,223
PEPSICO INC COM 713448108   91,595 507 SH   SOLE   0 0 507
PEPSICO INC COM 713448108   231,967 1,284 SH   OTR 1 0 0 1,284
PFIZER INC COM 717081103   19,262 376 SH   SOLE   0 0 376
PFIZER INC COM 717081103   280,693 5,478 SH   OTR 1 0 0 5,478
PROCTER AND GAMBLE CO COM 742718109   199,605 1,317 SH   SOLE   0 0 1,317
PROCTER AND GAMBLE CO COM 742718109   304,181 2,007 SH   OTR 1 0 0 2,007
QUALCOMM INC COM 747525103   716,589 6,518 SH   SOLE   0 0 6,518
QUALCOMM INC COM 747525103   111,479 1,014 SH   OTR 1 0 0 1,014
RIVERVIEW BANCORP INC COM 769397100   192,000 25,000 SH   SOLE   0 0 25,000
ROSS STORES INC COM 778296103   235,854 2,032 SH   SOLE   0 0 2,032
ROSS STORES INC COM 778296103   35,401 305 SH   OTR 1 0 0 305
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   8,401,265 187,486 SH   SOLE   0 0 187,486
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   394,491 9,738 SH   SOLE   0 0 9,738
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,672,231 70,648 SH   SOLE   0 0 70,648
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   293,020 3,879 SH   SOLE   0 0 3,879
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,256,661 70,061 SH   SOLE   0 0 70,061
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   1,325,300 42,113 SH   SOLE   0 0 42,113
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   546,734 4,233 SH   SOLE   0 0 4,233
STARBUCKS CORP COM 855244109   2,921,808 29,454 SH   SOLE   0 0 29,454
STARBUCKS CORP COM 855244109   127,373 1,284 SH   OTR 1 0 0 1,284
STRYKER CORPORATION COM 863667101   188,746 772 SH   SOLE   0 0 772
STRYKER CORPORATION COM 863667101   94,373 386 SH   OTR 1 0 0 386
TESLA INC COM 88160R101   146,461 1,189 SH   SOLE   0 0 1,189
TESLA INC COM 88160R101   252,396 2,049 SH   OTR 1 0 0 2,049
THERMO FISHER SCIENTIFIC INC COM 883556102   56,170 102 SH   SOLE   0 0 102
THERMO FISHER SCIENTIFIC INC COM 883556102   224,131 407 SH   OTR 1 0 0 407
UNION PAC CORP COM 907818108   116,373 562 SH   SOLE   0 0 562
UNION PAC CORP COM 907818108   118,237 571 SH   OTR 1 0 0 571
UNITEDHEALTH GROUP INC COM 91324P102   35,522 67 SH   SOLE   0 0 67
UNITEDHEALTH GROUP INC COM 91324P102   409,829 773 SH   OTR 1 0 0 773
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869   1,480,020 8,741 SH   SOLE   0 0 8,741
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   754,793 10,026 SH   SOLE   0 0 10,026
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   16,101,946 224,136 SH   SOLE   0 0 224,136
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   292,649 1,628 SH   SOLE   0 0 1,628
VANGUARD INDEX FDS SM CP VAL ETF 922908611   396,236 2,495 SH   SOLE   0 0 2,495
VANGUARD INDEX FDS MID CAP ETF 922908629   755,727 3,708 SH   SOLE   0 0 3,708
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   321,771 2,422 SH   SOLE   0 0 2,422
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,852,219 20,988 SH   SOLE   0 0 20,988
VANGUARD INDEX FDS TOTAL STK MKT 922908769   68,179,973 356,608 SH   SOLE   0 0 356,608
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,715,488 16,686 SH   SOLE   0 0 16,686
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   301,343 3,496 SH   SOLE   0 0 3,496
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,631,642 118,821 SH   SOLE   0 0 118,821
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   15,528,873 313,778 SH   SOLE   0 0 313,778
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   11,272,269 268,579 SH   SOLE   0 0 268,579
VANGUARD WORLD FD ESG INTL STK ETF 921910725   206,640 4,201 SH   SOLE   0 0 4,201
VISA INC COM CL A 92826C839   185,322 892 SH   SOLE   0 0 892
VISA INC COM CL A 92826C839   339,688 1,635 SH   OTR 1 0 0 1,635