The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
WADDELL & REED FINL INC CL A 930059100 257 11,518 SH   SOLE   0 0 11,518
CME GROUP INC COM CL A 12572Q105 670 4,589 SH   SOLE   0 0 4,589
EVERSOURCE ENERGY COM 30040W108 1,172 18,554 SH   SOLE   0 0 18,554
AMEREN CORP COM 023608102 1,152 19,524 SH   SOLE   0 0 19,524
NAVIENT CORPORATION COM 63938C108 525 39,378 SH   SOLE   0 0 39,378
PEPSICO INC COM 713448108 594 4,957 SH   SOLE   0 0 4,957
ISHARES TR MIN VOL USA ETF 46429B697 14,729 279,071 SH   SOLE   0 0 279,071
CVS HEALTH CORP COM 126650100 449 6,200 SH   SOLE   0 0 6,200
NEXTERA ENERGY INC COM 65339F101 592 3,787 SH   SOLE   0 0 3,787
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 8,006 234,712 SH   SOLE   0 0 234,712
TARGET CORP COM 87612E106 570 8,739 SH   SOLE   0 0 8,739
VALERO ENERGY CORP NEW COM 91913Y100 784 8,532 SH   SOLE   0 0 8,532
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 11,029 109,164 SH   SOLE   0 0 109,164
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 8,664 289,284 SH   SOLE   0 0 289,284
XCEL ENERGY INC COM 98389B100 564 11,715 SH   SOLE   0 0 11,715
ISHARES TR 0-5 YR TIPS ETF 46429B747 14,229 142,480 SH   SOLE   0 0 142,480
APPLE INC COM 037833100 381 2,253 SH   SOLE   0 0 2,253
TRINSEO S A SHS L9340P101 224 3,079 SH   SOLE   0 0 3,079
INVESCO LTD SHS G491BT108 635 17,380 SH   SOLE   0 0 17,380
FLUOR CORP NEW COM 343412102 212 4,108 SH   SOLE   0 0 4,108
GNC HLDGS INC COM CL A 36191G107 150 40,746 SH   SOLE   0 0 40,746
TENNECO INC COM 880349105 206 3,512 SH   SOLE   0 0 3,512
COLGATE PALMOLIVE CO COM 194162103 539 7,145 SH   SOLE   0 0 7,145
GROUP 1 AUTOMOTIVE INC COM 398905109 206 2,904 SH   SOLE   0 0 2,904
ISHARES TR USA MOMENTUM FCT 46432F396 15,365 148,987 SH   SOLE   0 0 148,987
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 955 8,654 SH   SOLE   0 0 8,654
PROCTER AND GAMBLE CO COM 742718109 2,183 23,763 SH   SOLE   0 0 23,763
PACCAR INC COM 693718108 583 8,204 SH   SOLE   0 0 8,204
ARCHER DANIELS MIDLAND CO COM 039483102 496 12,384 SH   SOLE   0 0 12,384
GAP INC DEL COM 364760108 737 21,634 SH   SOLE   0 0 21,634
INTEL CORP COM 458140100 724 15,676 SH   SOLE   0 0 15,676
POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 13,864 106,733 SH   SOLE   0 0 106,733
ISHARES TR MULTIFACTOR USA 46434V282 5,088 160,059 SH   SOLE   0 0 160,059
DUKE ENERGY CORP NEW COM NEW 26441C204 546 6,487 SH   SOLE   0 0 6,487
CVB FINL CORP COM 126600105 210 8,905 SH   SOLE   0 0 8,905
ISHARES TR SP SMCP600VL ETF 464287879 4,647 30,259 SH   SOLE   0 0 30,259
ISHARES TR CORE S&P SCP ETF 464287804 12,388 161,287 SH   SOLE   0 0 161,287
UNIVERSAL CORP VA COM 913456109 374 7,122 SH   SOLE   0 0 7,122
CISCO SYS INC COM 17275R102 661 17,270 SH   SOLE   0 0 17,270
BUCKLE INC COM 118440106 262 11,047 SH   SOLE   0 0 11,047
ISHARES TR BARCLAYS 7 10 YR 464287440 15,654 148,283 SH   SOLE   0 0 148,283
CORNING INC COM 219350105 388 12,140 SH   SOLE   0 0 12,140
SYSCO CORP COM 871829107 551 9,072 SH   SOLE   0 0 9,072
VANGUARD INDEX FDS REIT ETF 922908553 15,325 184,688 SH   SOLE   0 0 184,688
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,140 20,832 SH   SOLE   0 0 20,832
EAST WEST BANCORP INC COM 27579R104 1,606 26,395 SH   SOLE   0 0 26,395
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 382 1,929 SH   SOLE   0 0 1,929
INTERDIGITAL INC COM 45867G101 220 2,893 SH   SOLE   0 0 2,893
ABBVIE INC COM 00287Y109 789 8,160 SH   SOLE   0 0 8,160
DTE ENERGY CO COM 233331107 564 5,155 SH   SOLE   0 0 5,155
EATON CORP PLC SHS G29183103 619 7,837 SH   SOLE   0 0 7,837
ENTERGY CORP NEW COM 29364G103 1,401 17,215 SH   SOLE   0 0 17,215
HERSHEY CO COM 427866108 531 4,680 SH   SOLE   0 0 4,680
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 3,391 92,347 SH   SOLE   0 0 92,347
CHEVRON CORP NEW COM 166764100 267 2,130 SH   SOLE   0 0 2,130
PUBLIC SVC ENTERPRISE GROUP COM 744573106 1,217 23,631 SH   SOLE   0 0 23,631
XEROX CORP COM NEW 984121608 781 26,792 SH   SOLE   0 0 26,792
ISHARES TR INTRMD CR BD ETF 464288638 21,777 199,405 SH   SOLE   0 0 199,405
PPL CORP COM 69351T106 894 28,876 SH   SOLE   0 0 28,876
ISHARES TR GRWT ALLOCAT ETF 464289867 700 15,581 SH   SOLE   0 0 15,581
ISHARES TR CONSER ALLOC ETF 464289883 207 5,962 SH   SOLE   0 0 5,962
KIMBERLY CLARK CORP COM 494368103 1,064 8,819 SH   SOLE   0 0 8,819
ISHARES TR 3 7 YR TREAS BD 464288661 26,284 215,162 SH   SOLE   0 0 215,162
DR PEPPER SNAPPLE GROUP INC COM 26138E109 514 5,297 SH   SOLE   0 0 5,297
EXELON CORP COM 30161N101 570 14,465 SH   SOLE   0 0 14,465
VANECK VECTORS ETF TR AMT FREE SHORT M 92189F528 180 10,417 SH   SOLE   0 0 10,417
CORINDUS VASCULAR ROBOTICS I COM 218730109 18 17,700 SH   SOLE   0 0 17,700
ISHARES TR CORE US AGGBD ET 464287226 40,262 368,260 SH   SOLE   0 0 368,260
VIACOM INC NEW CL B 92553P201 553 17,962 SH   SOLE   0 0 17,962
BERKSHIRE HATHAWAY INC DEL CL A 084670108 298 1 SH   SOLE   0 0 1
VANGUARD INDEX FDS TOTAL STK MKT 922908769 52,747 384,311 SH   SOLE   0 0 384,311
SMUCKER J M CO COM NEW 832696405 488 3,932 SH   SOLE   0 0 3,932
KOHLS CORP COM 500255104 697 12,854 SH   SOLE   0 0 12,854
POWERSHARES ETF TR II SOVEREIGN DEBT 73936T573 6,697 226,723 SH   SOLE   0 0 226,723
ISHARES TR AGGRES ALLOC ETF 464289859 1,516 28,140 SH   SOLE   0 0 28,140
TEGNA INC COM 87901J105 206 14,662 SH   SOLE   0 0 14,662
SCANA CORP NEW COM 80589M102 297 7,474 SH   SOLE   0 0 7,474
FORD MTR CO DEL COM PAR $0.01 345370860 816 65,348 SH   SOLE   0 0 65,348
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 14,853 124,570 SH   SOLE   0 0 124,570
VERIZON COMMUNICATIONS INC COM 92343V104 635 11,988 SH   SOLE   0 0 11,988
ISHARES INC MIN VOL EMRG MKT 464286533 13,346 219,656 SH   SOLE   0 0 219,656
SOUTHERN CO COM 842587107 498 10,351 SH   SOLE   0 0 10,351
INTERNATIONAL BUSINESS MACHS COM 459200101 551 3,592 SH   SOLE   0 0 3,592
YUM BRANDS INC COM 988498101 667 8,179 SH   SOLE   0 0 8,179
CORPORATE CAP TR INC COM 219880101 381 23,835 SH   SOLE   0 0 23,835
CAMPBELL SOUP CO COM 134429109 411 8,544 SH   SOLE   0 0 8,544
MONSANTO CO NEW COM 61166W101 315 2,696 SH   SOLE   0 0 2,696
WAL-MART STORES INC COM 931142103 687 6,959 SH   SOLE   0 0 6,959
ISHARES TR RUS 1000 ETF 464287622 40,369 271,646 SH   SOLE   0 0 271,646
ISHARES TR CORE S&P MCP ETF 464287507 23,058 121,500 SH   SOLE   0 0 121,500
ADIENT PLC ORD SHS G0084W101 228 2,893 SH   SOLE   0 0 2,893
MICROSOFT CORP COM 594918104 207 2,415 SH   SOLE   0 0 2,415
JP MORGAN EXCHANGE TRADED FD DIV RTN INT EQ 46641Q209 25,266 420,758 SH   SOLE   0 0 420,758
CONSOLIDATED EDISON INC COM 209115104 1,159 13,643 SH   SOLE   0 0 13,643
GENERAL MLS INC COM 370334104 503 8,482 SH   SOLE   0 0 8,482
DICKS SPORTING GOODS INC COM 253393102 222 7,732 SH   SOLE   0 0 7,732
WISDOMTREE TR INTL SMCAP DIV 97717W760 3,456 44,995 SH   SOLE   0 0 44,995
QUAD / GRAPHICS INC COM CL A 747301109 209 9,254 SH   SOLE   0 0 9,254
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 56,057 1,249,598 SH   SOLE   0 0 1,249,598
GENERAL MTRS CO COM 37045V100 621 15,152 SH   SOLE   0 0 15,152
CLOROX CO DEL COM 189054109 565 3,800 SH   SOLE   0 0 3,800
MACYS INC COM 55616P104 217 8,628 SH   SOLE   0 0 8,628
ISHARES TR 20 YR TR BD ETF 464287432 3,681 29,013 SH   SOLE   0 0 29,013
PITNEY BOWES INC COM 724479100 449 40,182 SH   SOLE   0 0 40,182
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 29,510 642,769 SH   SOLE   0 0 642,769
ISHARES TR CORE S&P500 ETF 464287200 9,181 34,149 SH   SOLE   0 0 34,149
CMS ENERGY CORP COM 125896100 548 11,583 SH   SOLE   0 0 11,583
BEST BUY INC COM 086516101 778 11,365 SH   SOLE   0 0 11,365
HP INC COM 40434L105 713 33,947 SH   SOLE   0 0 33,947
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 15,043 184,420 SH   SOLE   0 0 184,420
ISHARES TR MULTIFACTOR USA 46434V290 1,811 45,830 SH   SOLE   0 0 45,830
ISHARES TR USA QUALITY FCTR 46432F339 15,416 185,963 SH   SOLE   0 0 185,963
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 5,907 67,591 SH   SOLE   0 0 67,591
AES CORP COM 00130H105 135 12,425 SH   SOLE   0 0 12,425
GAMESTOP CORP NEW CL A 36467W109 211 11,772 SH   SOLE   0 0 11,772
NORTHWESTERN CORP COM NEW 668074305 522 8,742 SH   SOLE   0 0 8,742
VANGUARD INDEX FDS SM CP VAL ETF 922908611 19,461 146,568 SH   SOLE   0 0 146,568