The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 893 6,000 SH   SOLE   6,000 0 0
ABBOTT LABS COM 002824100 2,308 19,500 SH   SOLE   19,500 0 0
ABBVIE INC COM 00287Y109 3,050 18,814 SH   SOLE   18,814 0 0
ADOBE INC COM 00724F101 866 1,900 SH   SOLE   1,900 0 0
ALLEGION PLC ORD SHS G0176J109 1,032 9,400 SH   SOLE   9,400 0 0
ALPHABET INC CAP STK CL A 02079K305 1,310 471 SH   SOLE   471 0 0
ALPHABET INC CAP STK CL C 02079K107 2,427 869 SH   SOLE   869 0 0
ALTRIA GROUP INC COM 02209S103 579 10,900 SH   SOLE   10,900 0 0
AMAZON COM INC COM 023135106 3,537 1,085 SH   SOLE   1,085 0 0
AMERICAN AIRLINES COM 02376R102 365 20,000 SH   SOLE   20,000 0 0
AMERICAN EXPRESS CO COM 025816109 2,132 11,400 SH   SOLE   11,400 0 0
AMERICAN WELL CORP COM 03044L105 883 209,728 SH   SOLE   209,728 0 0
AMERIPRISE FINL INC COM 03076C106 271 901 SH   SOLE   901 0 0
AMGEN INC COM 031162100 1,753 7,250 SH   SOLE   7,250 0 0
APA CORPORATION COM 03743Q108 331 8,000 SH   SOLE   8,000 0 0
APPLE INC COM 037833100 56,393 322,966 SH   SOLE   322,966 0 0
AT & T INC COM 00206R102 703 29,768 SH   SOLE   29,768 0 0
BANK OF AMERICA CORP COM 060505104 2,097 50,870 SH   SOLE   50,870 0 0
BAXTER INTL INC COM 071813109 603 7,750 SH   SOLE   7,750 0 0
BLACKROCK MUNI INCOME TR II COM 09249N101 233 18,800 SH   SOLE   18,800 0 0
BOEING CO COM 097023105 1,513 7,900 SH   SOLE   7,900 0 0
BP PLC SPONSORED ADR 055622104 185 6,280 SH   SOLE   6,280 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 2,205 30,000 SH   SOLE   30,000 0 0
BROADCOM INC COM 11135F101 945 1,500 SH   SOLE   1,500 0 0
CATERPILLAR INC COM 149123101 668 3,000 SH   SOLE   3,000 0 0
CHENIERE ENERGY INC COM NEW 16411R208 693 5,000 SH   SOLE   5,000 0 0
CHEVRON CORP NEW COM 166764100 1,245 7,620 SH   SOLE   7,620 0 0
CHUBB LIMITED COM H1467J104 644 3,000 SH   SOLE   3,000 0 0
CISCO SYS INC COM 17275R102 2,085 37,400 SH   SOLE   37,400 0 0
CITIGROUP INC COM NEW 172967424 534 10,000 SH   SOLE   10,000 0 0
CLOROX CO COM 189054109 695 5,000 SH   SOLE   5,000 0 0
COCA COLA CO COM 191216100 1,115 17,860 SH   SOLE   17,860 0 0
COLGATE PALMOLIVE CO COM 194162103 1,630 21,500 SH   SOLE   21,500 0 0
COMCAST CORP CLASS A COM 20030N101 3,100 66,220 SH   SOLE   66,220 0 0
CONSTELLATION BRANDS INC CL A 21036P108 230 1,000 SH   SOLE   1,000 0 0
CORNING INC COM 219350105 554 15,000 SH   SOLE   15,000 0 0
CORTEVA INC COM 22052L104 295 5,128 SH   SOLE   5,128 0 0
COSTCO WHSL CORP NEW COM 22160K105 979 1,700 SH   SOLE   1,700 0 0
CSX CORP COM 126408103 337 9,000 SH   SOLE   9,000 0 0
CVS HEALTH CORP COM 126650100 2,644 26,214 SH   SOLE   26,214 0 0
DARDEN RESTAURANTS INC COM 237194105 2,061 15,500 SH   SOLE   15,500 0 0
DEVON ENERGY CORP NEW COM 25179M103 591 10,000 SH   SOLE   10,000 0 0
DOCUSIGN INC COM 256163106 321 3,000 SH   SOLE   3,000 0 0
DOLLAR GEN CORP NEW COM 256677105 1,553 6,975 SH   SOLE   6,975 0 0
DOW INC COM 260557103 1,758 27,595 SH   SOLE   27,595 0 0
DUPONT DE NEMOURS INC COM 26614N102 377 5,127 SH   SOLE   5,127 0 0
EOG RES INC COM 26875P101 358 3,000 SH   SOLE   3,000 0 0
EXXON MOBIL CORP COM 30231G102 1,817 22,000 SH   SOLE   22,000 0 0
FEDEX CORP COM 31428X106 696 3,000 SH   SOLE   3,000 0 0
FISERV INC COM 337738108 304 3,000 SH   SOLE   3,000 0 0
FLANIGANS ENTERPRISES INC COM 338517105 694 19,450 SH   SOLE   19,450 0 0
FLUOR CORP NEW COM 343412102 430 15,000 SH   SOLE   15,000 0 0
FORD MTR CO DEL COM 345370860 254 15,000 SH   SOLE   15,000 0 0
FREEPORT-MCMORAN INC COM 35671D857 547 11,000 SH   SOLE   11,000 0 0
GENERAC HLDGS INC COM 368736104 1,189 4,000 SH   SOLE   4,000 0 0
GENERAL ELECTRIC CO COM NEW 369604301 916 10,014 SH   SOLE   10,014 0 0
GENERAL MILLS INC COM 370334104 2,235 33,000 SH   SOLE   33,000 0 0
GILEAD SCIENCES INC COM 375558103 1,052 17,700 SH   SOLE   17,700 0 0
GOGO INC COM 38046C109 610 32,000 SH   SOLE   32,000 0 0
GOLDMAN SACHS GROUP COM 38141G104 198 600 SH   SOLE   600 0 0
HALLIBURTON CO COM 406216101 417 11,000 SH   SOLE   11,000 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 722 10,000 SH   SOLE   10,000 0 0
HOME DEPOT INC COM 437076102 3,360 11,225 SH   SOLE   11,225 0 0
HONEYWELL INTERNATIONAL INC COM 438516106 506 2,600 SH   SOLE   2,600 0 0
II VI INC COM 902104108 507 7,000 SH   SOLE   7,000 0 0
ILLUMNIA INC COM 452327109 978 2,800 SH   SOLE   2,800 0 0
INTERNATIONAL BUSINESS MACHS CORP COM 459200101 1,353 10,408 SH   SOLE   10,408 0 0
INVESCO MORTGAGE CAPITAL INC COM 46131B100 161 70,466 SH   SOLE   70,466 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 657 13,000 SH   SOLE   13,000 0 0
ISHARES TR SHORT TREAS BD 464288679 386 3,500 SH   SOLE   3,500 0 0
ISHARES TR SH TR CRPORT ETF 464288646 362 7,000 SH   SOLE   7,000 0 0
JOHNSON & JOHNSON COM 478160104 2,591 14,618 SH   SOLE   14,618 0 0
JP MORGAN CHASE & CO COM 46625H100 2,472 18,132 SH   SOLE   18,132 0 0
KEMPER CORP COM 488401100 617 10,910 SH   SOLE   10,910 0 0
KIMBERLY CLARK CORP COM COM 494368103 870 7,000 SH   SOLE   7,000 0 0
KIMCO RLTY CORP COM 49446R109 99 4,000 SH   SOLE   4,000 0 0
KINDER MORGAN INC DEL COM 49456B101 95 5,000 SH   SOLE   5,000 0 0
KROGER CO COM 501044101 1,778 31,000 SH   SOLE   31,000 0 0
LAM RESEARCH CORP COM 512807108 539 1,000 SH   SOLE   1,000 0 0
LINCOLN NATL CORP IND COM 534187109 2,092 32,000 SH   SOLE   32,000 0 0
LOWES COS INC COM 548661107 1,971 9,750 SH   SOLE   9,750 0 0
LUMENTUM HLDGS INC COM 55024U109 683 7,000 SH   SOLE   7,000 0 0
MARATHON OIL CORP COM 565849106 628 25,000 SH   SOLE   25,000 0 0
MASTERCARD INC CL A 57636Q104 1,326 3,710 SH   SOLE   3,710 0 0
MCDONALDS CORP COM 580135101 1,469 5,942 SH   SOLE   5,942 0 0
MEDTRONIC PLC SHS G5960L103 558 5,000 SH   SOLE   5,000 0 0
MERCK & CO INC COM 58933Y105 1,798 21,770 SH   SOLE   21,770 0 0
META PLATFORMS INC CL A 30303M102 1,167 5,250 SH   SOLE   5,250 0 0
METLIFE INC COM 59156R108 703 10,000 SH   SOLE   10,000 0 0
MICRON TECHNOLOGIES COM 595112103 779 10,000 SH   SOLE   10,000 0 0
MICROSOFT CORP COM 594918104 6,629 21,501 SH   SOLE   21,501 0 0
MODERNA INC COM 60770K107 689 4,000 SH   SOLE   4,000 0 0
MONDELEZ INTERNATIONAL INC COM 609207105 485 7,687 SH   SOLE   7,687 0 0
MORGAN STANLEY COM 617446448 5,414 61,948 SH   SOLE   61,948 0 0
NETFLIX INC COM 64110L106 292 780 SH   SOLE   780 0 0
NEW YORK MTG TR INC COM 649604501 150 40,000 SH   SOLE   40,000 0 0
NEWMONT CORP COM 651639106 795 10,000 SH   SOLE   10,000 0 0
NEXTERA ENERGY INC COM 65339F101 339 4,000 SH   SOLE   4,000 0 0
NUCOR CORP COM 670346105 447 3,000 SH   SOLE   3,000 0 0
NUVEEN AMT FREE MUN CR INC F COM 67071L106 221 14,878 SH   SOLE   14,878 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 172 13,000 SH   SOLE   13,000 0 0
NUVEEN MUN HIGH INCOME OPP F COM 670682103 262 20,000 SH   SOLE   20,000 0 0
NVIDIA CORP COM 67066G104 4,038 14,800 SH   SOLE   14,800 0 0
ONDAS HLDGS INC COM NEW 68236H204 175 24,000 SH   SOLE   24,000 0 0
ORACLE SYSTEMS COM 68389X105 1,144 13,825 SH   SOLE   13,825 0 0
PAYPAL HLDGS INC COM 70450Y103 1,382 11,950 SH   SOLE   11,950 0 0
PEPSICO INC COM 713448108 2,297 13,721 SH   SOLE   13,721 0 0
PFIZER INC COM 717081103 1,967 38,000 SH   SOLE   38,000 0 0
PHILIP MORRIS INTERNATIONAL IN COM 718172109 418 4,393 SH   SOLE   4,393 0 0
PIMCO MUN INCOME FD II COM 72200W106 508 44,000 SH   SOLE   44,000 0 0
PIMCO MUN INCOME FD III COM 72201A103 208 20,000 SH   SOLE   20,000 0 0
PIONEER NAT RES CO COM 723787107 750 3,000 SH   SOLE   3,000 0 0
PROCTER & GAMBLE CO COM 742718109 1,879 12,300 SH   SOLE   12,300 0 0
QUALCOMM INC COM 747525103 764 5,000 SH   SOLE   5,000 0 0
QUEST DIAGNOSTICS COM 74834L100 547 4,000 SH   SOLE   4,000 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,321 13,334 SH   SOLE   13,334 0 0
REGENERON PHARMACEUT COM 75886F107 1,774 2,540 SH   SOLE   2,540 0 0
REGIONS FINL CORP COM 7591EP100 1,669 74,500 SH   SOLE   74,500 0 0
RH COM 74967X103 675 2,000 SH   SOLE   2,000 0 0
ROCKWELL AUTOMATION INC COM 773903109 420 1,500 SH   SOLE   1,500 0 0
ROLLINS INC COM 775711104 710 20,250 SH   SOLE   20,250 0 0
SALESFORCE COM INC COM 79466L302 2,006 9,450 SH   SOLE   9,450 0 0
SCHLUMBERGER LTD COM 806857108 621 15,000 SH   SOLE   15,000 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 372 7,500 SH   SOLE   7,500 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 666 5,000 SH   SOLE   5,000 0 0
SONOS INC COM 83570H108 339 12,000 SH   SOLE   12,000 0 0
SPDR SER TR BLOMBERG BRC INV 78468R200 579 19,000 SH   SOLE   19,000 0 0
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 377 12,500 SH   SOLE   12,500 0 0
STARBUCKS CORP COM 855244109 253 2,778 SH   SOLE   2,778 0 0
SUMMIT FINL GROUP INC COM 86606G101 179 7,012 SH   SOLE   7,012 0 0
SUPER LEAGUE GAMING INC COM 86804F202 256 136,000 SH   SOLE   136,000 0 0
T-MOBILE US INC COM 872590104 1,027 8,000 SH   SOLE   8,000 0 0
TARGET CORP COM 87612E106 411 1,937 SH   SOLE   1,937 0 0
TELADOC HEALTH INC COM 87918A105 523 7,250 SH   SOLE   7,250 0 0
TEXAS INSTRS INC COM 882508104 183 1,000 SH   SOLE   1,000 0 0
TOLL BROTHERS INC COM 889478103 329 7,000 SH   SOLE   7,000 0 0
UNITEDHEALTH GROUP COM 91324P102 1,836 3,600 SH   SOLE   3,600 0 0
US XPRESS ENTERPRISES INC COM CL A 90338N202 81 21,000 SH   SOLE   21,000 0 0
VAIL RESORTS INC COM 91879Q109 380 1,450 SH   SOLE   1,450 0 0
VERIZON COMMUNICATIONS COM 92343V104 1,706 33,498 SH   SOLE   33,498 0 0
VERTEX ENERGY INC COM 92534K107 1,461 147,000 SH   SOLE   147,000 0 0
VIACOMCBS INC CL B 92556H206 381 10,000 SH   SOLE   10,000 0 0
VISA INC-CLASS A SHRS COM 92826C839 3,903 17,600 SH   SOLE   17,600 0 0
VOYA FINL INC COM COM 929089100 863 13,000 SH   SOLE   13,000 0 0
WAL MART STORES INC COM 931142103 2,444 16,350 SH   SOLE   16,350 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 770 17,200 SH   SOLE   17,200 0 0
WALT DISNEY CO COM 254687106 3,223 23,500 SH   SOLE   23,500 0 0
WELLS FARGO CO NEW COM 949746101 582 12,000 SH   SOLE   12,000 0 0
YUM BRANDS INC COM 988498101 474 4,000 SH   SOLE   4,000 0 0
ZOETIS INC COM 98978V103 451 2,390 SH   SOLE   2,390 0 0