The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 7,879 44,354 SH   SOLE   0 0 44,354
AIR PRODS & CHEMS INC COM 009158106 1,718 5,647 SH   SOLE   0 0 5,647
ALPHABET INC CAP STK CL A 02079K305 3,175 1,096 SH   SOLE   0 0 1,096
AMAZON COM INC COM 023135106 3,618 1,085 SH   SOLE   0 0 1,085
AMGEN INC COM 031162100 2,422 10,764 SH   SOLE   0 0 10,764
APPLE INC COM 037833100 3,538 19,924 SH   SOLE   0 0 19,924
BIOGEN INC COM 09062X103 860 3,583 SH   SOLE   0 0 3,583
CATERPILLAR INC COM 149123101 2,328 11,259 SH   SOLE   0 0 11,259
CHEVRON CORP NEW COM 166764100 9,472 80,714 SH   SOLE   0 0 80,714
CISCO SYS INC COM 17275R102 8,803 138,908 SH   SOLE   0 0 138,908
CONOCOPHILLIPS COM 20825C104 3,360 46,553 SH   SOLE   0 0 46,553
COTERRA ENERGY INC COM 127097103 1,384 72,858 SH   SOLE   0 0 72,858
DISNEY WALT CO COM 254687106 6,140 39,642 SH   SOLE   0 0 39,642
ECOLAB INC COM 278865100 2,015 8,590 SH   SOLE   0 0 8,590
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408 666 13,913 SH   SOLE   0 0 13,913
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 404 18,200 SH   SOLE   0 0 18,200
HOME DEPOT INC COM 437076102 8,614 20,756 SH   SOLE   0 0 20,756
HONEYWELL INTL INC COM 438516106 5,957 28,567 SH   SOLE   0 0 28,567
HUMANA INC COM 444859102 2,434 5,247 SH   SOLE   0 0 5,247
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843 1,764 64,114 SH   SOLE   0 0 64,114
INTEL CORP COM 458140100 2,317 44,998 SH   SOLE   0 0 44,998
INTUIT COM 461202103 1,723 2,679 SH   SOLE   0 0 2,679
INVESCO QQQ TR UNIT SER 1 46090E103 7,039 17,693 SH   SOLE   0 0 17,693
INVESTMENT MANAGERS SER TR KNWLDL LD ETF 46143U849 209 4,374 SH   SOLE   0 0 4,374
ISHARES TR 3 7 YR TREAS BD 464288661 2,168 16,847 SH   SOLE   0 0 16,847
ISHARES TR CORE INTL AGGR 46435G672 1,818 33,337 SH   SOLE   0 0 33,337
ISHARES TR CORE US AGGBD ET 464287226 600 5,258 SH   SOLE   0 0 5,258
ISHARES TR EAFE GRWTH ETF 464288885 4,886 44,304 SH   SOLE   0 0 44,304
ISHARES TR IBOXX INV CP ETF 464287242 2,952 22,276 SH   SOLE   0 0 22,276
ISHARES TR MSCI EAFE ETF 464287465 5,020 63,803 SH   SOLE   0 0 63,803
ISHARES TR MSCI INTL QUALTY 46434V456 5,365 136,242 SH   SOLE   0 0 136,242
ISHARES TR MSCI USA MIN VOL 46429B697 367 4,533 SH   SOLE   0 0 4,533
ISHARES TR RUS MD CP GR ETF 464287481 8,585 74,506 SH   SOLE   0 0 74,506
ISHARES TR RUS TP200 GR ETF 464289438 4,301 24,811 SH   SOLE   0 0 24,811
ISHARES TR RUSSELL 2000 ETF 464287655 9,170 41,222 SH   SOLE   0 0 41,222
ISHARES TR RUSSELL 3000 ETF 464287689 220 794 SH   SOLE   0 0 794
JOHNSON & JOHNSON COM 478160104 8,015 46,853 SH   SOLE   0 0 46,853
JPMORGAN CHASE & CO COM 46625H100 8,068 50,950 SH   SOLE   0 0 50,950
KIMBERLY-CLARK CORP COM 494368103 1,607 11,242 SH   SOLE   0 0 11,242
MCDONALDS CORP COM 580135101 1,685 6,286 SH   SOLE   0 0 6,286
MICROSOFT CORP COM 594918104 3,589 10,672 SH   SOLE   0 0 10,672
NORWEGIAN CRUISE LINE HLDG L SHS G66721104 1,649 79,527 SH   SOLE   0 0 79,527
PHILLIPS 66 COM 718546104 3,108 42,886 SH   SOLE   0 0 42,886
PROCTER AND GAMBLE CO COM 742718109 438 2,676 SH   SOLE   0 0 2,676
PROGRESSIVE CORP COM 743315103 2,608 25,403 SH   SOLE   0 0 25,403
S&P GLOBAL INC COM 78409V104 2,494 5,284 SH   SOLE   0 0 5,284
SPDR S&P 500 ETF TR TR UNIT 78462F103 41,219 86,785 SH   SOLE   0 0 86,785
SPDR SER TR NUVEEN BLOOMBERG 78464A284 1,874 31,190 SH   SOLE   0 0 31,190
TARGET CORP COM 87612E106 1,440 6,224 SH   SOLE   0 0 6,224
TEXAS INSTRS INC COM 882508104 8,676 46,032 SH   SOLE   0 0 46,032
UNION PAC CORP COM 907818108 2,695 10,697 SH   SOLE   0 0 10,697
UNITEDHEALTH GROUP INC COM 91324P102 2,786 5,549 SH   SOLE   0 0 5,549
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 3,855 116,917 SH   SOLE   0 0 116,917
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 770 9,527 SH   SOLE   0 0 9,527
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 534 9,675 SH   SOLE   0 0 9,675
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 307 704 SH   SOLE   0 0 704
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,557 32,355 SH   SOLE   0 0 32,355
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 308 2,750 SH   SOLE   0 0 2,750
VERTEX PHARMACEUTICALS INC COM 92532F100 1,733 7,890 SH   SOLE   0 0 7,890
VISA INC COM CL A 92826C839 7,286 33,619 SH   SOLE   0 0 33,619