The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 545 5,015 SH   SOLE   0 0 5,015
AMAZON COM INC COM 023135106 4,497 42,340 SH   SOLE   0 0 42,340
AMERICAN ELEC PWR CO INC COM 025537101 922 9,612 SH   SOLE   0 0 9,612
AMGEN INC COM 031162100 1,424 5,854 SH   SOLE   0 0 5,854
APPLE INC COM 037833100 8,914 65,201 SH   SOLE   0 0 65,201
AUTOMATIC DATA PROCESSING IN COM 053015103 526 2,506 SH   SOLE   0 0 2,506
BECTON DICKINSON &CO COM 075887109 3,971 16,106 SH   SOLE   0 0 16,106
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,912 10,667 SH   SOLE   0 0 10,667
CVS HEALTH CORP COM 126650100 1,193 12,872 SH   SOLE   0 0 12,872
CLOROX CO DEL COM 189054109 817 5,792 SH   SOLE   0 0 5,792
COCA COLA CO COM 191216100 1,998 31,758 SH   SOLE   0 0 31,758
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,343 19,905 SH   SOLE   0 0 19,905
COLGATE PALMOLIVE CO COM 194162103 819 10,216 SH   SOLE   0 0 10,216
DEERE &CO COM 244199105 364 1,216 SH   SOLE   0 0 1,216
EMERSON ELEC CO COM 291011104 849 10,676 SH   SOLE   0 0 10,676
EQUIFAX INC COM 294429105 717 3,923 SH   SOLE   0 0 3,923
GENERAL DYNAMICS CORP COM 369550108 639 2,886 SH   SOLE   0 0 2,886
GENERAL MLS INC COM 370334104 308 4,081 SH   SOLE   0 0 4,081
HOME DEPOT INC COM 437076102 232 847 SH   SOLE   0 0 847
HONEYWELL INTL INC COM 438516106 252 1,447 SH   SOLE   0 0 1,447
ILLINOIS TOOL WKS INC COM 452308109 410 2,249 SH   SOLE   0 0 2,249
INTEL CORP COM 458140100 702 18,766 SH   SOLE   0 0 18,766
JOHNSON &JOHNSON COM 478160104 5,635 31,743 SH   SOLE   0 0 31,743
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 307 6,438 SH   SOLE   0 0 6,438
MCCORMICK &CO INC COM NON VTG 579780206 543 6,519 SH   SOLE   0 0 6,519
MCDONALDS CORP COM 580135101 1,910 7,738 SH   SOLE   0 0 7,738
MICROSOFT CORP COM 594918104 9,148 35,618 SH   SOLE   0 0 35,618
MONDELEZ INTL INC CL A 609207105 298 4,793 SH   SOLE   0 0 4,793
NIKE INC CL B 654106103 808 7,905 SH   SOLE   0 0 7,905
PALO ALTO NETWORKS INC COM 697435105 4,865 9,849 SH   SOLE   0 0 9,849
PAYCHEX INC COM 704326107 699 6,140 SH   SOLE   0 0 6,140
PEPSICO INC COM 713448108 5,318 31,910 SH   SOLE   0 0 31,910
PFIZER INC COM 717081103 318 6,074 SH   SOLE   0 0 6,074
PROCTER AND GAMBLE CO COM 742718109 2,139 14,873 SH   SOLE   0 0 14,873
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 923 14,581 SH   SOLE   0 0 14,581
QUALCOMM INC COM 747525103 208 1,629 SH   SOLE   0 0 1,629
REALTY INCOME CORP COM 756109104 1,670 24,470 SH   SOLE   0 0 24,470
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,929 26,928 SH   SOLE   0 0 26,928
SCOTTS MIRACLE-GRO CO CL A 810186106 394 4,988 SH   SOLE   0 0 4,988
SEMPRA COM 816851109 224 1,491 SH   SOLE   0 0 1,491
SOUTHERN CO COM 842587107 382 5,358 SH   SOLE   0 0 5,358
STRYKER CORPORATION COM 863667101 1,679 8,439 SH   SOLE   0 0 8,439
SYSCO CORP COM 871829107 338 3,986 SH   SOLE   0 0 3,986
TJX COS INC NEW COM 872540109 522 9,352 SH   SOLE   0 0 9,352
TEXAS INSTRS INC COM 882508104 285 1,853 SH   SOLE   0 0 1,853
US BANCORP DEL COM NEW 902973304 335 7,272 SH   SOLE   0 0 7,272
UNILEVER PLC SPON ADR NEW 904767704 397 8,654 SH   SOLE   0 0 8,654
UNION PAC CORP COM 907818108 288 1,350 SH   SOLE   0 0 1,350
UNITED PARCEL SERVICE INC CL B 911312106 1,347 7,380 SH   SOLE   0 0 7,380
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,214 15,433 SH   SOLE   0 0 15,433
VANGUARD STAR FDS VG TL INTL STK F 921909768 492 9,538 SH   SOLE   0 0 9,538
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 313 7,681 SH   SOLE   0 0 7,681
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,251 12,301 SH   SOLE   0 0 12,301
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 781 12,304 SH   SOLE   0 0 12,304
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,140 22,831 SH   SOLE   0 0 22,831
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 724 7,947 SH   SOLE   0 0 7,947
VANGUARD INDEX FDS SM CP VAL ETF 922908611 735 4,908 SH   SOLE   0 0 4,908
VANGUARD INDEX FDS VALUE ETF 922908744 290 2,202 SH   SOLE   0 0 2,202
RAYTHEON TECHNOLOGIES CORP COM 75513E101 852 8,861 SH   SOLE   0 0 8,861
VALE S A SPONSORED ADS 91912E105 288 19,700 SH   SOLE   0 0 19,700
ABBVIE INC COM 00287Y109 2,359 15,399 SH   SOLE   0 0 15,399
ALNYLAM PHARMACEUTICALS INC COM 02043Q107 689 4,727 SH   SOLE   0 0 4,727
ALPHABET INC CAP STK CL C 02079K107 3,264 1,492 SH   SOLE   0 0 1,492
ALPHABET INC CAP STK CL A 02079K305 922 423 SH   SOLE   0 0 423
AMERICAN TOWER CORP NEW COM 03027X100 1,510 5,910 SH   SOLE   0 0 5,910
CME GROUP INC COM 12572Q105 589 2,877 SH   SOLE   0 0 2,877
CISCO SYS INC COM 17275R102 352 8,259 SH   SOLE   0 0 8,259
COMCAST CORP NEW CL A 20030N101 2,124 54,138 SH   SOLE   0 0 54,138
CONSTELLATION BRANDS INC CL A 21036P108 1,506 6,461 SH   SOLE   0 0 6,461
COSTCO WHSL CORP NEW COM 22160K105 232 485 SH   SOLE   0 0 485
CROWDSTRIKE HLDGS INC CL A 22788C105 1,742 10,336 SH   SOLE   0 0 10,336
DIAGEO PLC SPON ADR NEW 25243Q205 349 2,002 SH   SOLE   0 0 2,002
DOMINION ENERGY INC COM 25746U109 533 6,680 SH   SOLE   0 0 6,680
ENBRIDGE INC COM 29250N105 1,370 32,412 SH   SOLE   0 0 32,412
EQUITY RESIDENTIAL SH BEN INT 29476L107 401 5,554 SH   SOLE   0 0 5,554
EVERGY INC COM 30034W106 596 9,138 SH   SOLE   0 0 9,138
EVERSOURCE ENERGY COM 30040W108 535 6,334 SH   SOLE   0 0 6,334
EXXON MOBIL CORP COM 30231G102 4,506 52,621 SH   SOLE   0 0 52,621
GOLDMAN SACHS GROUP INC COM 38141G104 382 1,287 SH   SOLE   0 0 1,287
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 514 24,532 SH   SOLE   0 0 24,532
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1,415 66,789 SH   SOLE   0 0 66,789
ISHARES TR MSCI USA MIN VOL 46429B697 237 3,371 SH   SOLE   0 0 3,371
IVERIC BIO INC COM 46583P102 187 19,473 SH   SOLE   0 0 19,473
JPMORGAN CHASE &CO COM 46625H100 341 3,027 SH   SOLE   0 0 3,027
MASTERCARD INCORPORATED CL A 57636Q104 1,564 4,958 SH   SOLE   0 0 4,958
NOVARTIS AG SPONSORED ADR 66987V109 1,119 13,235 SH   SOLE   0 0 13,235
NVIDIA CORPORATION COM 67066G104 796 5,253 SH   SOLE   0 0 5,253
ORACLE CORP COM 68389X105 536 7,666 SH   SOLE   0 0 7,666
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 2,777 28,921 SH   SOLE   0 0 28,921
SPDR GOLD TR GOLD SHS 78463V107 6,045 35,883 SH   SOLE   0 0 35,883
SALESFORCE INC COM 79466L302 277 1,679 SH   SOLE   0 0 1,679
TESLA INC COM 88160R101 201 299 SH   SOLE   0 0 299
3M CO COM 88579Y101 289 2,235 SH   SOLE   0 0 2,235
TRUIST FINL CORP COM 89832Q109 1,499 31,614 SH   SOLE   0 0 31,614
UNITEDHEALTH GROUP INC COM 91324P102 1,190 2,317 SH   SOLE   0 0 2,317
VANGUARD WORLD FDS ENERGY ETF 92204A306 3,559 35,777 SH   SOLE   0 0 35,777
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 1,916 24,818 SH   SOLE   0 0 24,818
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 3,500 14,860 SH   SOLE   0 0 14,860
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,073 3,285 SH   SOLE   0 0 3,285
VANGUARD WORLD FDS MATERIALS ETF 92204A801 346 2,158 SH   SOLE   0 0 2,158
VANGUARD WORLD FDS UTILITIES ETF 92204A876 456 2,993 SH   SOLE   0 0 2,993
VERIZON COMMUNICATIONS INC COM 92343V104 1,230 24,246 SH   SOLE   0 0 24,246
VISA INC COM CL A 92826C839 509 2,585 SH   SOLE   0 0 2,585
VOYAGER THERAPEUTICS INC COM 92915B106 130 22,000 SH   SOLE   0 0 22,000
WELLTOWER INC COM 95040Q104 1,617 19,630 SH   SOLE   0 0 19,630
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,981 7,136 SH   SOLE   0 0 7,136
LINDE PLC SHS G5494J103 473 1,644 SH   SOLE   0 0 1,644
MEDTRONIC PLC SHS G5960L103 1,033 11,509 SH   SOLE   0 0 11,509
CHECK POINT SOFTWARE TECH LT ORD M22465104 574 4,712 SH   SOLE   0 0 4,712