The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
TSAKOS ENERGY NAVIGATION LTD SHS G9108L173   221,533 8,826 SH   SOLE   0 0 8,826
UBS GROUP AG SHS H42097107   321,248 10,393 SH   SOLE   0 0 10,393
LOGITECH INTL S A SHS H50430232   206,828 2,305 SH   SOLE   0 0 2,305
AFLAC INC COM 001055102   2,154,666 19,273 SH   SOLE   0 0 19,273
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100   224,314 22,983 SH   SOLE   0 0 22,983
ABBVIE INC COM 00287Y109   4,379,821 22,179 SH   SOLE   0 0 22,179
ALASKA AIR GROUP INC COM 011659109   247,067 5,465 SH   SOLE   0 0 5,465
ALPHABET INC CAP STK CL A 02079K305   367,578 2,216 SH   SOLE   0 0 2,216
ALTRIA GROUP INC COM 02209S103   5,510,115 106,755 SH   SOLE   0 0 106,755
AMAZON COM INC COM 023135106   572,033 3,070 SH   SOLE   0 0 3,070
AMERICAN EXPRESS CO COM 025816109   203,129 749 SH   SOLE   0 0 749
AMERICAN WTR WKS CO INC NEW COM 030420103   3,827,185 26,171 SH   SOLE   0 0 26,171
AMGEN INC COM 031162100   267,556 830 SH   SOLE   0 0 830
APPLE INC COM 037833100   4,038,239 17,331 SH   SOLE   0 0 17,331
AXON ENTERPRISE INC COM 05464C101   2,614,982 6,544 SH   SOLE   0 0 6,544
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   288,344 26,600 SH   SOLE   0 0 26,600
BANK AMERICA CORP COM 060505104   4,484,729 113,022 SH   SOLE   0 0 113,022
BARCLAYS PLC ADR 06738E204   226,180 18,616 SH   SOLE   0 0 18,616
BELLRING BRANDS INC COMMON STOCK 07831C103   1,384,598 22,803 SH   SOLE   0 0 22,803
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,077,614 4,514 SH   SOLE   0 0 4,514
BRASKEM S A SP ADR PFD A 105532105   368,100 1,800 SH   SOLE   0 0 1,800
BROADCOM INC COM 11135F101   501,975 2,910 SH   SOLE   0 0 2,910
CHEVRON CORP NEW COM 166764100   605,415 4,111 SH   SOLE   0 0 4,111
CISCO SYS INC COM 17275R102   4,987,313 93,711 SH   SOLE   0 0 93,711
COCA COLA CO COM 191216100   5,089,537 70,569 SH   SOLE   0 0 70,569
COMPANIA DE MINAS BUENAVENTU SPONSORED ADR 204448104   163,270 11,797 SH   SOLE   0 0 11,797
CONSTELLATION ENERGY CORP COM 21037T109   1,929,432 7,420 SH   SOLE   0 0 7,420
CURTISS WRIGHT CORP COM 231561101   1,982,204 6,028 SH   SOLE   0 0 6,028
DT MIDSTREAM INC COMMON STOCK 23345M107   2,058,005 26,009 SH   SOLE   0 0 26,009
DECKERS OUTDOOR CORP COM 243537107   1,976,383 12,395 SH   SOLE   0 0 12,395
DOW INC COM 260557103   288,600 5,283 SH   SOLE   0 0 5,283
DUKE ENERGY CORP NEW COM NEW 26441C204   237,895 2,063 SH   SOLE   0 0 2,063
EMBRAER S.A. SPONSORED ADS 29082A107   377,610 10,676 SH   SOLE   0 0 10,676
ESAB CORPORATION COM 29605J106   2,180,588 20,502 SH   SOLE   0 0 20,502
EVERCORE INC CLASS A 29977A105   2,217,614 8,754 SH   SOLE   0 0 8,754
EXXON MOBIL CORP COM 30231G102   6,454,238 55,061 SH   SOLE   0 0 55,061
META PLATFORMS INC CL A 30303M102   2,245,905 3,923 SH   SOLE   0 0 3,923
FAIR ISAAC CORP COM 303250104   3,537,206 1,820 SH   SOLE   0 0 1,820
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   6,315,588 105,210 SH   SOLE   0 0 105,210
GRUPO FINANCIERO GALICIA S.A SPONSORED ADR 399909100   380,662 9,044 SH   SOLE   0 0 9,044
HARMONY GOLD MINING CO LTD SPONSORED ADR 413216300   284,994 28,023 SH   SOLE   0 0 28,023
ING GROEP N.V. SPONSORED ADR 456837103   227,436 12,524 SH   SOLE   0 0 12,524
INTERNATIONAL BUSINESS MACHS COM 459200101   6,624,636 29,965 SH   SOLE   0 0 29,965
INVESCO QQQ TR UNIT SER 1 46090E103   433,553 888 SH   SOLE   0 0 888
INVESCO EXCHANGE TRADED FD T DORSEY WRIGHT MO 46137V837   229,340 2,221 SH   SOLE   0 0 2,221
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   10,836,654 214,290 SH   SOLE   0 0 214,290
ISHARES TR TIPS BD ETF 464287176   9,022,219 81,671 SH   SOLE   0 0 81,671
ISHARES TR RUSSELL 2000 ETF 464287655   210,066 951 SH   SOLE   0 0 951
JPMORGAN CHASE & CO. COM 46625H100   336,331 1,595 SH   SOLE   0 0 1,595
JOHNSON & JOHNSON COM 478160104   436,580 2,694 SH   SOLE   0 0 2,694
JONES LANG LASALLE INC COM 48020Q107   1,994,166 7,391 SH   SOLE   0 0 7,391
JUMIA TECHNOLOGIES AG SPONSORED ADS 48138M105   78,893 14,774 SH   SOLE   0 0 14,774
KINDER MORGAN INC DEL COM 49456B101   3,106,492 140,629 SH   SOLE   0 0 140,629
LEIDOS HOLDINGS INC COM 525327102   2,017,763 12,379 SH   SOLE   0 0 12,379
ELI LILLY & CO COM 532457108   3,343,737 3,774 SH   SOLE   0 0 3,774
LOCKHEED MARTIN CORP COM 539830109   3,107,852 5,317 SH   SOLE   0 0 5,317
MCKESSON CORP COM 58155Q103   2,583,961 5,222 SH   SOLE   0 0 5,222
MERCADOLIBRE INC COM 58733R102   221,612 108 SH   SOLE   0 0 108
MICROSOFT CORP COM 594918104   6,374,639 14,814 SH   SOLE   0 0 14,814
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   315,753 31,017 SH   SOLE   0 0 31,017
MOLSON COORS BEVERAGE CO CL A 60871R100   2,319,738 40,329 SH   SOLE   0 0 40,329
MOODYS CORP COM 615369105   1,609,638 3,392 SH   SOLE   0 0 3,392
NRG ENERGY INC COM NEW 629377508   1,625,315 17,841 SH   SOLE   0 0 17,841
NEW ORIENTAL ED & TECHNOLOGY SPON ADR 647581206   306,166 4,037 SH   SOLE   0 0 4,037
NEWS CORP NEW CL B 65249B208   1,448,833 51,719 SH   SOLE   0 0 51,719
NOMURA HLDGS INC SPONSORED ADR 65535H208   183,462 35,146 SH   SOLE   0 0 35,146
NOVO-NORDISK A S ADR 670100205   584,396 4,908 SH   SOLE   0 0 4,908
NVIDIA CORPORATION COM 67066G104   5,141,272 42,335 SH   SOLE   0 0 42,335
ONEOK INC NEW COM 682680103   1,194,351 13,106 SH   SOLE   0 0 13,106
ORACLE CORP COM 68389X105   235,322 1,381 SH   SOLE   0 0 1,381
PALO ALTO NETWORKS INC COM 697435105   1,433,851 4,195 SH   SOLE   0 0 4,195
PHILIP MORRIS INTL INC COM 718172109   4,676,423 38,273 SH   SOLE   0 0 38,273
PROCTER AND GAMBLE CO COM 742718109   4,584,964 26,472 SH   SOLE   0 0 26,472
RELX PLC SPONSORED ADR 759530108   282,340 5,949 SH   SOLE   0 0 5,949
RIO TINTO PLC SPONSORED ADR 767204100   4,199,192 59,002 SH   SOLE   0 0 59,002
ROYAL BK CDA COM 780087102   4,000,465 32,073 SH   SOLE   0 0 32,073
SPDR S&P 500 ETF TR TR UNIT 78462F103   33,330,957 58,092 SH   SOLE   0 0 58,092
SPDR SER TR ICE PFD SEC ETF 78464A292   4,498,204 126,141 SH   SOLE   0 0 126,141
SPDR SER TR PORTFOLIO INTRMD 78464A375   8,870,073 263,129 SH   SOLE   0 0 263,129
SPDR SER TR PRTFLO S&P500 GW 78464A409   8,249,323 99,461 SH   SOLE   0 0 99,461
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   7,810,078 187,023 SH   SOLE   0 0 187,023
SPDR SER TR BLOOMBERG HIGH Y 78468R622   8,897,578 90,987 SH   SOLE   0 0 90,987
SAP SE SPON ADR 803054204   287,291 1,254 SH   SOLE   0 0 1,254
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   23,370,175 351,326 SH   SOLE   0 0 351,326
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748   6,385,497 166,521 SH   SOLE   0 0 166,521
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   10,446,363 277,732 SH   SOLE   0 0 277,732
SOUTHERN CO COM 842587107   5,517,984 61,189 SH   SOLE   0 0 61,189
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   215,304 17,047 SH   SOLE   0 0 17,047
TARGET CORP COM 87612E106   3,374,868 21,653 SH   SOLE   0 0 21,653
TENCENT MUSIC ENTMT GROUP SPON ADS 88034P109   192,776 15,998 SH   SOLE   0 0 15,998
TESLA INC COM 88160R101   246,717 943 SH   SOLE   0 0 943
3M CO COM 88579Y101   5,586,211 40,865 SH   SOLE   0 0 40,865
TRANSPORTADORA DE GAS SUR SPONSORED ADS B 893870204   304,703 5,075 SH   SOLE   0 0 5,075
UNITEDHEALTH GROUP INC COM 91324P102   403,148 690 SH   SOLE   0 0 690
VANECK ETF TRUST BDC INCOME ETF 92189F411   3,313,923 200,116 SH   SOLE   0 0 200,116
VANGUARD WORLD FD ENERGY ETF 92204A306   4,543,385 36,919 SH   SOLE   0 0 36,919
VANGUARD WORLD FD UTILITIES ETF 92204A876   3,110,298 17,795 SH   SOLE   0 0 17,795
VERIZON COMMUNICATIONS INC COM 92343V104   452,467 10,075 SH   SOLE   0 0 10,075
VISTRA CORP COM 92840M102   1,698,167 14,326 SH   SOLE   0 0 14,326
WALGREENS BOOTS ALLIANCE INC COM 931427108   216,847 24,202 SH   SOLE   0 0 24,202
WISDOMTREE TR US QTLY DIV GRT 97717X669   2,893,976 34,779 SH   SOLE   0 0 34,779
YPF SOCIEDAD ANONIMA SPON ADR CL D 984245100   401,357 18,923 SH   SOLE   0 0 18,923