The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
UBS GROUP AG SHS H42097107   289,662 11,751 SH   SOLE   0 0 11,751
AFLAC INC COM 001055102   1,545,584 20,138 SH   SOLE   0 0 20,138
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100   205,869 26,243 SH   SOLE   0 0 26,243
ABBVIE INC COM 00287Y109   3,291,585 22,082 SH   SOLE   0 0 22,082
ALASKA AIR GROUP INC COM 011659109   259,333 6,994 SH   SOLE   0 0 6,994
ALPHABET INC CAP STK CL C 02079K107   214,784 1,629 SH   SOLE   0 0 1,629
ALPHABET INC CAP STK CL A 02079K305   315,765 2,413 SH   SOLE   0 0 2,413
ALTRIA GROUP INC COM 02209S103   4,077,481 95,751 SH   SOLE   0 0 95,751
AMAZON COM INC COM 023135106   543,946 4,279 SH   SOLE   0 0 4,279
AMERICAN WTR WKS CO INC NEW COM 030420103   3,300,877 26,657 SH   SOLE   0 0 26,657
AMGEN INC COM 031162100   306,291 1,140 SH   SOLE   0 0 1,140
APPLE INC COM 037833100   3,669,852 21,435 SH   SOLE   0 0 21,435
AXON ENTERPRISE INC COM 05464C101   1,345,968 6,764 SH   SOLE   0 0 6,764
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   235,471 29,251 SH   SOLE   0 0 29,251
BANK AMERICA CORP COM 060505104   2,945,379 107,574 SH   SOLE   0 0 107,574
BELDEN INC COM 077454106   1,547,629 16,024 SH   SOLE   0 0 16,024
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,669,880 4,767 SH   SOLE   0 0 4,767
BRASKEM S A SP ADR PFD A 105532105   314,524 1,673 SH   SOLE   0 0 1,673
BUILDERS FIRSTSOURCE INC COM 12008R107   1,291,708 10,376 SH   SOLE   0 0 10,376
CNX RES CORP COM 12653C108   1,408,089 62,360 SH   SOLE   0 0 62,360
CADENCE DESIGN SYSTEM INC COM 127387108   1,385,182 5,912 SH   SOLE   0 0 5,912
CEMEX SAB DE CV SPON ADR NEW 151290889   257,959 39,686 SH   SOLE   0 0 39,686
CHEVRON CORP NEW COM 166764100   711,563 4,220 SH   SOLE   0 0 4,220
CISCO SYS INC COM 17275R102   4,901,927 91,182 SH   SOLE   0 0 91,182
COCA COLA CO COM 191216100   3,887,728 69,142 SH   SOLE   0 0 69,142
COCA-COLA FEMSA SAB DE CV SPONSORD ADR REP 191241108   204,179 2,603 SH   SOLE   0 0 2,603
CONSTELLATION ENERGY CORP COM 21037T109   833,535 7,641 SH   SOLE   0 0 7,641
COTY INC COM CL A 222070203   1,025,936 93,522 SH   SOLE   0 0 93,522
CURTISS WRIGHT CORP COM 231561101   1,094,505 5,591 SH   SOLE   0 0 5,591
DOW INC COM 260557103   321,516 6,236 SH   SOLE   0 0 6,236
EMBRAER S.A. SPONSORED ADS 29082A107   186,180 13,570 SH   SOLE   0 0 13,570
ESAB CORPORATION COM 29605J106   1,428,696 20,346 SH   SOLE   0 0 20,346
EXXON MOBIL CORP COM 30231G102   7,536,848 64,100 SH   SOLE   0 0 64,100
F N B CORP COM 302520101   111,353 10,320 SH   SOLE   0 0 10,320
META PLATFORMS INC CL A 30303M102   1,209,546 4,029 SH   SOLE   0 0 4,029
FAIR ISAAC CORP COM 303250104   1,658,024 1,909 SH   SOLE   0 0 1,909
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   7,180,120 120,539 SH   SOLE   0 0 120,539
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106   218,326 2,000 SH   SOLE   0 0 2,000
ING GROEP N.V. SPONSORED ADR 456837103   176,625 13,401 SH   SOLE   0 0 13,401
INTEL CORP COM 458140100   403,604 11,353 SH   SOLE   0 0 11,353
INTERNATIONAL BUSINESS MACHS COM 459200101   4,485,855 31,973 SH   SOLE   0 0 31,973
INVESCO QQQ TR UNIT SER 1 46090E103   316,912 885 SH   SOLE   0 0 885
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   8,292,879 211,607 SH   SOLE   0 0 211,607
ISHARES TR TIPS BD ETF 464287176   7,232,896 69,735 SH   SOLE   0 0 69,735
ISHARES TR CORE S&P500 ETF 464287200   963,668 2,228 SH   SOLE   0 0 2,228
ISHARES TR CORE US AGGBD ET 464287226   663,694 7,058 SH   SOLE   0 0 7,058
ISHARES TR RUS 2000 GRW ETF 464287648   283,140 1,261 SH   SOLE   0 0 1,261
ISHARES TR IBOXX HI YD ETF 464288513   503,263 6,827 SH   SOLE   0 0 6,827
ISHARES TR 0-5YR HI YL CP 46434V407   435,369 10,611 SH   SOLE   0 0 10,611
JPMORGAN CHASE & CO COM 46625H100   527,412 3,637 SH   SOLE   0 0 3,637
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   510,381 10,171 SH   SOLE   0 0 10,171
KBR INC COM 48242W106   1,513,627 25,681 SH   SOLE   0 0 25,681
KINSALE CAP GROUP INC COM 49714P108   2,451,656 5,920 SH   SOLE   0 0 5,920
LATTICE SEMICONDUCTOR CORP COM 518415104   1,391,379 16,192 SH   SOLE   0 0 16,192
ELI LILLY & CO COM 532457108   2,113,790 3,935 SH   SOLE   0 0 3,935
MCKESSON CORP COM 58155Q103   2,509,873 5,767 SH   SOLE   0 0 5,767
MICROSOFT CORP COM 594918104   4,961,889 15,715 SH   SOLE   0 0 15,715
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   295,910 34,854 SH   SOLE   0 0 34,854
NATIONAL HEALTH INVS INC COM 63633D104   2,721,323 52,480 SH   SOLE   0 0 52,480
NOVO-NORDISK A S ADR 670100205   484,256 5,325 SH   SOLE   0 0 5,325
NUCOR CORP COM 670346105   346,003 2,213 SH   SOLE   0 0 2,213
NVIDIA CORPORATION COM 67066G104   1,119,281 2,573 SH   SOLE   0 0 2,573
POSCO HOLDINGS INC SPONSORED ADR 693483109   310,678 3,031 SH   SOLE   0 0 3,031
PERFORMANCE FOOD GROUP CO COM 71377A103   1,219,991 20,727 SH   SOLE   0 0 20,727
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   212,948 14,206 SH   SOLE   0 0 14,206
PFIZER INC COM 717081103   3,066,368 92,444 SH   SOLE   0 0 92,444
PHILIP MORRIS INTL INC COM 718172109   2,348,735 25,370 SH   SOLE   0 0 25,370
PROCTER AND GAMBLE CO COM 742718109   3,950,364 27,083 SH   SOLE   0 0 27,083
RELX PLC SPONSORED ADR 759530108   239,910 7,119 SH   SOLE   0 0 7,119
RIO TINTO PLC SPONSORED ADR 767204100   3,806,353 59,811 SH   SOLE   0 0 59,811
ROYAL BK CDA COM 780087102   2,789,249 31,899 SH   SOLE   0 0 31,899
SPDR S&P 500 ETF TR TR UNIT 78462F103   24,617,527 57,588 SH   SOLE   0 0 57,588
SPDR SER TR ICE PFD SEC ETF 78464A292   3,478,647 107,167 SH   SOLE   0 0 107,167
SPDR SER TR PORTFOLIO INTRMD 78464A375   7,130,402 226,722 SH   SOLE   0 0 226,722
SPDR SER TR PRTFLO S&P500 VL 78464A508   6,684,503 162,009 SH   SOLE   0 0 162,009
SPDR SER TR PORTFOLIO AGRGTE 78464A649   418,794 17,206 SH   SOLE   0 0 17,206
SPDR SER TR PORTFOLI S&P1500 78464A805   1,673,014 31,873 SH   SOLE   0 0 31,873
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   6,558,768 156,422 SH   SOLE   0 0 156,422
SPDR SER TR BLOOMBERG SHT TE 78468R408   459,066 18,768 SH   SOLE   0 0 18,768
SPDR SER TR PORTFLI HIGH YLD 78468R606   3,642,950 162,487 SH   SOLE   0 0 162,487
SPDR SER TR BLOOMBERG HIGH Y 78468R622   7,172,739 79,344 SH   SOLE   0 0 79,344
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   15,749,510 315,938 SH   SOLE   0 0 315,938
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   4,738,278 147,426 SH   SOLE   0 0 147,426
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   8,300,773 262,102 SH   SOLE   0 0 262,102
SOUTHERN CO COM 842587107   4,109,404 63,495 SH   SOLE   0 0 63,495
STEEL DYNAMICS INC COM 858119100   1,283,096 11,967 SH   SOLE   0 0 11,967
SUPER MICRO COMPUTER INC COM 86800U104   1,362,599 4,969 SH   SOLE   0 0 4,969
TARGET CORP COM 87612E106   2,421,371 21,899 SH   SOLE   0 0 21,899
TEREX CORP NEW COM 880779103   1,792,468 31,108 SH   SOLE   0 0 31,108
TESLA INC COM 88160R101   238,209 952 SH   SOLE   0 0 952
3M CO COM 88579Y101   4,104,307 43,840 SH   SOLE   0 0 43,840
TRANSPORTADORA DE GAS SUR SPONSORED ADS B 893870204   210,785 5,642 SH   SOLE   0 0 5,642
UNITEDHEALTH GROUP INC COM 91324P102   344,534 683 SH   SOLE   0 0 683
UNUM GROUP COM 91529Y106   2,224,646 45,226 SH   SOLE   0 0 45,226
VANECK ETF TRUST BDC INCOME ETF 92189F411   3,259,969 203,367 SH   SOLE   0 0 203,367
VANGUARD WORLD FDS ENERGY ETF 92204A306   4,423,691 34,774 SH   SOLE   0 0 34,774
VANGUARD WORLD FDS UTILITIES ETF 92204A876   2,449,349 19,106 SH   SOLE   0 0 19,106
VERIZON COMMUNICATIONS INC COM 92343V104   408,782 12,613 SH   SOLE   0 0 12,613
VIPSHOP HLDGS LTD SPONSORED ADS A 92763W103   200,205 12,505 SH   SOLE   0 0 12,505
YPF SOCIEDAD ANONIMA SPON ADR CL D 984245100   254,996 20,816 SH   SOLE   0 0 20,816