The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DEUTSCHE BANK A G NAMEN AKT D18190898 142 16,270 SH   SOLE   0 0 16,270
TRITON INTL LTD CL A G9078F107 2,765 52,524 SH   SOLE   0 0 52,524
UBS GROUP AG SHS H42097107 187 11,544 SH   SOLE   0 0 11,544
ICL GROUP LTD SHS M53213100 141 15,563 SH   SOLE   0 0 15,563
DANAOS CORPORATION SHS Y1968P121 336 5,326 SH   SOLE   0 0 5,326
DIANA SHIPPING INC COM Y2066G104 168 35,018 SH   SOLE   0 0 35,018
AFLAC INC COM 001055102 1,032 18,650 SH   SOLE   0 0 18,650
AT&T INC COM 00206R102 2,560 122,128 SH   SOLE   0 0 122,128
ABBVIE INC COM 00287Y109 3,234 21,118 SH   SOLE   0 0 21,118
ALASKA AIR GROUP INC COM 011659109 286 7,132 SH   SOLE   0 0 7,132
ALPHABET INC CAP STK CL C 02079K107 201 92 SH   SOLE   0 0 92
ALPHABET INC CAP STK CL A 02079K305 270 124 SH   SOLE   0 0 124
ALTRIA GROUP INC COM 02209S103 4,058 97,160 SH   SOLE   0 0 97,160
AMAZON COM INC COM 023135106 482 4,542 SH   SOLE   0 0 4,542
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 213 10,449 SH   SOLE   0 0 10,449
AMERICAN FINL GROUP INC OHIO COM 025932104 1,104 7,952 SH   SOLE   0 0 7,952
AMERICAN WTR WKS CO INC NEW COM 030420103 3,783 25,425 SH   SOLE   0 0 25,425
AMGEN INC COM 031162100 359 1,477 SH   SOLE   0 0 1,477
APA CORPORATION COM 03743Q108 1,202 34,444 SH   SOLE   0 0 34,444
APPLE INC COM 037833100 3,033 22,183 SH   SOLE   0 0 22,183
ARCHER DANIELS MIDLAND CO COM 039483102 867 11,170 SH   SOLE   0 0 11,170
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 174 38,517 SH   SOLE   0 0 38,517
BK OF AMERICA CORP COM 060505104 2,837 91,128 SH   SOLE   0 0 91,128
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,214 4,447 SH   SOLE   0 0 4,447
BLOCK H & R INC COM 093671105 1,148 32,349 SH   SOLE   0 0 32,349
BRASKEM S A SP ADR PFD A 105532105 534 2,200 SH   SOLE   0 0 2,200
BROWN & BROWN INC COM 115236101 1,088 18,654 SH   SOLE   0 0 18,654
COTERRA ENERGY INC COM 127097103 1,475 57,194 SH   SOLE   0 0 57,194
CHEVRON CORP NEW COM 166764100 675 4,662 SH   SOLE   0 0 4,662
CISCO SYS INC COM 17275R102 3,244 76,086 SH   SOLE   0 0 76,086
COCA COLA CO COM 191216100 4,409 69,860 SH   SOLE   0 0 69,860
CULLEN FROST BANKERS INC COM 229899109 1,060 9,100 SH   SOLE   0 0 9,100
DEVON ENERGY CORP NEW COM 25179M103 1,705 30,936 SH   SOLE   0 0 30,936
DIAGEO PLC SPON ADR NEW 25243Q205 218 1,251 SH   SOLE   0 0 1,251
DOW INC COM 260557103 289 5,604 SH   SOLE   0 0 5,604
DUKE ENERGY CORP NEW COM NEW 26441C204 256 2,390 SH   SOLE   0 0 2,390
EQT CORP COM 26884L109 822 23,902 SH   SOLE   0 0 23,902
EQUINOR ASA SPONSORED ADR 29446M102 251 7,214 SH   SOLE   0 0 7,214
EXELON CORP COM 30161N101 1,008 22,231 SH   SOLE   0 0 22,231
EXXON MOBIL CORP COM 30231G102 4,354 50,844 SH   SOLE   0 0 50,844
F N B CORP COM 302520101 112 10,320 SH   SOLE   0 0 10,320
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 7,802 131,390 SH   SOLE   0 0 131,390
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 2,870 61,899 SH   SOLE   0 0 61,899
FORTINET INC COM 34959E109 911 16,106 SH   SOLE   0 0 16,106
GENERAL MLS INC COM 370334104 3,197 42,368 SH   SOLE   0 0 42,368
GOLD FIELDS LTD SPONSORED ADR 38059T106 104 11,361 SH   SOLE   0 0 11,361
ICICI BANK LIMITED ADR 45104G104 250 14,071 SH   SOLE   0 0 14,071
INTEL CORP COM 458140100 345 9,209 SH   SOLE   0 0 9,209
INTERNATIONAL BUSINESS MACHS COM 459200101 4,082 28,912 SH   SOLE   0 0 28,912
INVESCO QQQ TR UNIT SER 1 46090E103 246 877 SH   SOLE   0 0 877
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 9,449 214,058 SH   SOLE   0 0 214,058
ISHARES TR CORE S&P500 ETF 464287200 1,363 3,594 SH   SOLE   0 0 3,594
ISHARES TR CORE US AGGBD ET 464287226 5,898 58,002 SH   SOLE   0 0 58,002
ISHARES TR RUS 2000 GRW ETF 464287648 208 1,008 SH   SOLE   0 0 1,008
ISHARES TR IBOXX HI YD ETF 464288513 5,306 72,085 SH   SOLE   0 0 72,085
ISHARES TR PFD AND INCM SEC 464288687 1,253 38,115 SH   SOLE   0 0 38,115
ISHARES TR 0-5YR HI YL CP 46434V407 684 16,860 SH   SOLE   0 0 16,860
ISHARES TR CORE INTL AGGR 46435G672 3,237 64,987 SH   SOLE   0 0 64,987
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106 163 38,026 SH   SOLE   0 0 38,026
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 816 16,294 SH   SOLE   0 0 16,294
JOHNSON & JOHNSON COM 478160104 227 1,280 SH   SOLE   0 0 1,280
KBR INC COM 48242W106 1,009 20,849 SH   SOLE   0 0 20,849
KT CORP SPONSORED ADR 48268K101 194 13,901 SH   SOLE   0 0 13,901
KINSALE CAP GROUP INC COM 49714P108 1,207 5,257 SH   SOLE   0 0 5,257
KROGER CO COM 501044101 1,100 23,237 SH   SOLE   0 0 23,237
LIFE STORAGE INC COM 53223X107 1,086 9,725 SH   SOLE   0 0 9,725
LOUISIANA PAC CORP COM 546347105 901 17,184 SH   SOLE   0 0 17,184
MCKESSON CORP COM 58155Q103 1,685 5,161 SH   SOLE   0 0 5,161
MERCK & CO INC COM 58933Y105 392 4,294 SH   SOLE   0 0 4,294
MICROSOFT CORP COM 594918104 3,819 14,870 SH   SOLE   0 0 14,870
MOSAIC CO NEW COM 61945C103 872 18,471 SH   SOLE   0 0 18,471
NATIONAL FUEL GAS CO COM 636180101 1,377 20,842 SH   SOLE   0 0 20,842
NATIONAL HEALTH INVS INC COM 63633D104 2,769 45,682 SH   SOLE   0 0 45,682
NOVO-NORDISK A S ADR 670100205 290 2,602 SH   SOLE   0 0 2,602
NUCOR CORP COM 670346105 231 2,213 SH   SOLE   0 0 2,213
NVIDIA CORPORATION COM 67066G104 317 2,090 SH   SOLE   0 0 2,090
OLIN CORP COM PAR $1 680665205 1,071 23,135 SH   SOLE   0 0 23,135
PFIZER INC COM 717081103 4,253 81,112 SH   SOLE   0 0 81,112
PHILIP MORRIS INTL INC COM 718172109 2,316 23,451 SH   SOLE   0 0 23,451
PROCTER AND GAMBLE CO COM 742718109 3,757 26,129 SH   SOLE   0 0 26,129
RAYMOND JAMES FINL INC COM 754730109 1,051 11,754 SH   SOLE   0 0 11,754
RIO TINTO PLC SPONSORED ADR 767204100 3,308 54,222 SH   SOLE   0 0 54,222
ROYAL BK CDA COM 780087102 2,849 29,428 SH   SOLE   0 0 29,428
SPDR S&P 500 ETF TR TR UNIT 78462F103 16,720 44,321 SH   SOLE   0 0 44,321
SPDR SER TR PRTFLO S&P500 VL 78464A508 5,409 146,917 SH   SOLE   0 0 146,917
SPDR SER TR PORTFOLIO AGRGTE 78464A649 683 25,915 SH   SOLE   0 0 25,915
SPDR SER TR PORTFOLI S&P1500 78464A805 2,576 55,411 SH   SOLE   0 0 55,411
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 2,986 70,792 SH   SOLE   0 0 70,792
SPDR SER TR BLOOMBERG SHT TE 78468R408 5,407 224,171 SH   SOLE   0 0 224,171
SASOL LTD SPONSORED ADR 803866300 336 14,588 SH   SOLE   0 0 14,588
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 10,345 234,106 SH   SOLE   0 0 234,106
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 3,540 116,404 SH   SOLE   0 0 116,404
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 6,181 218,330 SH   SOLE   0 0 218,330
SOUTHERN CO COM 842587107 4,126 57,861 SH   SOLE   0 0 57,861
TARGET CORP COM 87612E106 935 6,622 SH   SOLE   0 0 6,622
TATA MTRS LTD SPONSORED ADR 876568502 296 11,442 SH   SOLE   0 0 11,442
TENARIS S A SPONSORED ADS 88031M109 258 10,057 SH   SOLE   0 0 10,057
TERNIUM SA SPONSORED ADS 880890108 246 6,814 SH   SOLE   0 0 6,814
3M CO COM 88579Y101 333 2,575 SH   SOLE   0 0 2,575
UNITEDHEALTH GROUP INC COM 91324P102 352 685 SH   SOLE   0 0 685
UNUM GROUP COM 91529Y106 1,377 40,470 SH   SOLE   0 0 40,470
VANGUARD WORLD FDS ENERGY ETF 92204A306 5,516 55,456 SH   SOLE   0 0 55,456
VANGUARD WORLD FDS UTILITIES ETF 92204A876 2,776 18,224 SH   SOLE   0 0 18,224
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,945 64,848 SH   SOLE   0 0 64,848
VERIZON COMMUNICATIONS INC COM 92343V104 566 11,149 SH   SOLE   0 0 11,149
WALGREENS BOOTS ALLIANCE INC COM 931427108 285 7,529 SH   SOLE   0 0 7,529
WARNER BROS DISCOVERY INC COM SER A 934423104 144 10,756 SH   SOLE   0 0 10,756