CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024
Cash flows from operating activities
Net income	$ 11,893	$ 10,662
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Provision for credit losses	1,942	762
Deferred income tax expense (benefit)	1,287	(209)
Amortization of servicing assets	1,513	1,996
Amortization of low income housing partnerships	1,062	1,035
Accretion of net discounts on loans	(724)	(1,275)
Depreciation and amortization of premises and equipment	741	699
Amortization of net premiums on securities	4	52
Gains on sale of loans	(3,460)	(4,028)
Stock-based compensation	313	636
Earnings on company owned life insurance	(347)	(333)
Net change in fair value of equity investment with readily determinable fair value	(64)	50
Origination of loans held-for-sale	(73,911)	(63,660)
Proceeds from sales of loans held-for-sale	60,685	61,700
Net change in:
Accrued interest receivable and other assets	(2,402)	6,433
Accrued interest payable and other liabilities	129	(1,908)
Net cash (used in) provided by operating activities	(1,339)	12,612
Cash flows from investing activities
Net change in loans receivable	(114,456)	(103,315)
Proceeds from matured, called, or paid-down AFS debt securities	14,118	12,048
Purchase of available-for-sale debt securities	0	(19,082)
Purchase of Federal Home Loan Bank stock	(540)	(87)
Purchase of premises and equipment, net	(2,144)	(167)
Investments in low-income housing partnerships	(2,607)	(2,556)
Net cash used in investing activities	(105,629)	(113,159)
Cash flows from financing activities
Net change in deposits	227,443	133,263
Cash received from stock option exercises	0	160
Proceeds from FHLB advances	50,000	40,000
Repayment of FHLB advances	(95,000)	(30,000)
Repurchase of common stock	(713)	(2,691)
Cash dividend paid on common stock	(3,560)	(3,588)
Payments related to tax-withholding for vested restricted stock awards	(757)	(137)
Net cash provided by financing activities	177,413	137,007
Net change in cash and cash equivalents	70,445	36,460
Cash and cash equivalents at beginning of period	134,943	91,216
Cash and cash equivalents at end of period	205,388	127,676
Cash paid during the period for:
Income taxes	3,496	5,495
Interest	35,733	32,221
Supplemental noncash disclosure:
Initial recognition of right-of-use assets	3,536	871
New commitments to low income housing partnership investment	5,000	0
Transfer of loan to OREO	$ 0	$ 1,077