CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
Cash flows from operating activities
Net income	$ 5,560	$ 5,226
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Provision for credit losses	736	145
Depreciation and amortization of premises and equipment	347	367
Amortization of net premiums on securities	0	35
Amortization of servicing assets	667	888
Accretion of net discounts on loans	(231)	(641)
Amortization of low income housing partnerships	497	517
Stock-based compensation, net	160	319
Deferred income taxes	923	54
Gain on sale of loans	(2,019)	(1,703)
Earnings on company owned life insurance	(172)	(166)
Net change in fair value of equity investment with readily determinable fair value	(52)	36
Origination of loans held for sale	(32,216)	(40,017)
Proceeds from sales of loans held for sale	33,580	26,888
Net change in:
Accrued interest receivable	(683)	(111)
Other assets	(475)	8,000
Accrued interest payable	(1,073)	(358)
Other liabilities	96	(2,633)
Net cash from (used in) operating activities	5,645	(3,154)
Cash flows from investing activities
Net change in loans receivable	(86,966)	(38,510)
Proceeds from matured, called, or paid-down securities available for sale	6,600	5,142
Purchase of equity investments	(28)	(24)
Purchase of premises and equipment, net	(1,424)	(90)
Investments in low-income housing partnerships	0	(1,042)
Net cash used in investing activities	(81,818)	(34,524)
Cash flows from financing activities
Net change in deposits	162,586	87,853
Cash received from stock option exercises	0	160
Proceeds from Federal Home Loan Bank advances	0	30,000
Repayment of Federal Home Loan Bank advances	(20,000)	(30,000)
Repurchase of common stock	0	(483)
Cash dividend paid on common stock	(1,778)	(1,801)
Payments related to tax-withholding for vested restricted stock awards	(717)	(21)
Net cash from financing activities	140,091	85,708
Net change in cash and cash equivalents	63,918	48,030
Cash and cash equivalents at beginning of period	134,943	91,216
Cash and cash equivalents at end of period	198,861	139,246
Cash paid during the period for:
Income taxes	21	0
Interest	18,514	17,292
Supplemental noncash disclosure:
Initial recognition of right-of-use assets	0	871
Transfer of loan to other real estate owned	$ 0	$ 1,237