CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Cash flows from operating activities
Net income	$ 21,069	$ 23,918	$ 33,310
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Provision for credit losses	2,757	1,651	2,976
Depreciation and amortization of premises and equipment	1,361	1,336	1,367
Amortization of net premiums on securities	59	235	629
Amortization of servicing assets	3,748	4,418	4,385
Accretion of net discounts on loans	(2,216)	(2,840)	(4,868)
Amortization of low income housing partnerships	1,696	1,325	697
Stock-based compensation, net	1,183	1,297	1,179
Deferred income taxes	(1,600)	626	1,081
Gain on sale of loans	(8,313)	(7,843)	(12,285)
Earnings on company owned life insurance	(679)	(620)	(479)
Net change in fair value of equity investment with readily determinable fair value	32	(48)	431
Origination of loans held for sale	(134,666)	(107,610)	(137,642)
Proceeds from sales of loans held for sale	137,352	154,593	196,531
Net change in:
Accrued interest receivable	(929)	(1,079)	(2,396)
Other assets	11,448	(7,543)	269
Accrued interest payable	3,439	9,857	2,213
Other liabilities	(4,397)	(3,831)	(3,664)
Net cash from operating activities	31,344	67,842	83,734
Cash flows from investing activities
Net change in loans receivable	(183,557)	(57,932)	(138,998)
Proceeds from matured, called, or paid-down securities available for sale	27,671	24,368	32,191
Purchase of company owned life insurance	0	0	(10,000)
Purchase of loans	(6,421)	(27,604)	(225,133)
Purchase of available-for-sale debt securities	(19,082)	(5,647)	(115,819)
Purchase of equity investments	(101)	(85)	(53)
Purchase of Federal Home Loan Bank stock	(87)	(4,045)	(1,477)
Purchase of premises and equipment, net	(1,562)	(2,184)	(1,412)
Investments in low-income housing partnerships	(4,282)	(2,843)	(1,076)
Net cash from investing activities	(187,421)	(75,972)	(461,777)
Cash flows from financing activities
Net change in deposits	219,727	(78,213)	351,705
Cash received from stock option exercises	160	888	608
Proceeds from Federal Home Loan Bank advances	20,000	105,000	0
Repayment of Federal Home Loan Bank advances	(30,000)	0	0
Repurchase of common stock	(2,743)	(3,934)	0
Cash dividend paid on common stock	(7,143)	(7,269)	(6,676)
Payments related to tax-withholding for vested restricted stock awards	(197)	(98)	(81)
Net cash from financing activities	199,804	16,374	345,556
Net change in cash and cash equivalents	43,727	8,244	(32,487)
Cash and cash equivalents at beginning of period	91,216	82,972	115,459
Cash and cash equivalents at end of period	134,943	91,216	82,972
Cash paid during the period for:
Income taxes	8,263	8,393	14,493
Interest	68,573	43,121	9,088
Supplemental noncash disclosure:
Initial recognition of right-of-use assets	984	1,369	1,961
New commitments to low income housing partnership investments	0	6,000	5,000
Transfer of loan to other real estate owned	$ 1,237	$ 0	$ 0