XML 57 R46.htm IDEA: XBRL DOCUMENT v3.24.3
Loans and Allowance for Credit Losses on Loans - Schedule of Activity in Allowance for Credit Losses on Loans by Portfolio Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Analysis of allowance for loan losses          
Beginning balance $ 22,760 $ 20,802 $ 21,993 $ 19,241 $ 19,241
Impact of CECL adoption       1,924  
Provision for (reversal of) credit losses 234 1,303 1,054 1,045  
Charge-offs (40)        
Charge-offs   (492) (108) (628) (864)
Recoveries 6 4 21 35  
Ending balance 22,960 21,617 22,960 21,617 21,993
Commercial real estate          
Analysis of allowance for loan losses          
Beginning balance 7,926 6,784 7,915 6,951 6,951
Impact of CECL adoption       875  
Provision for (reversal of) credit losses 1,481 1,171 1,492 220  
Charge-offs 0        
Charge-offs   (457) 0 (548) (686)
Recoveries 0 0 0 0  
Ending balance 9,407 7,498 9,407 7,498 7,915
SBA—real estate          
Analysis of allowance for loan losses          
Beginning balance 2,927 1,218 1,657 1,607 1,607
Impact of CECL adoption       (238)  
Provision for (reversal of) credit losses 173 34 1,509 (106)  
Charge-offs 0        
Charge-offs   (35) (66) (46) (46)
Recoveries 0 0 0 0  
Ending balance 3,100 1,217 3,100 1,217 1,657
SBA—non-real estate          
Analysis of allowance for loan losses          
Beginning balance 253 55 147 207 207
Impact of CECL adoption       (142)  
Provision for (reversal of) credit losses 58 91 149 84  
Charge-offs (42)        
Charge-offs   0 (42) (34) (35)
Recoveries 6 4 21 35  
Ending balance 275 150 275 150 147
C&I          
Analysis of allowance for loan losses          
Beginning balance 2,151 1,270 1,215 1,643 1,643
Impact of CECL adoption       (320)  
Provision for (reversal of) credit losses 8 (115) 944 (168)  
Charge-offs 0        
Charge-offs   0 0 0 (97)
Recoveries 0 0 0 0  
Ending balance 2,159 1,155 2,159 1,155 1,215
Home mortgage          
Analysis of allowance for loan losses          
Beginning balance 9,499 11,472 11,045 8,826 8,826
Impact of CECL adoption       1,753  
Provision for (reversal of) credit losses (1,482) 125 (3,026) 1,018  
Charge-offs 2        
Charge-offs   0 0 0 0
Recoveries 0 0 0 0  
Ending balance 8,019 11,597 8,019 11,597 11,045
Consumer          
Analysis of allowance for loan losses          
Beginning balance 4 3 14 7 7
Impact of CECL adoption       (4)  
Provision for (reversal of) credit losses (4) (3) (14) (3)  
Charge-offs 0        
Charge-offs   0 0 0 0
Recoveries 0 0 0 0  
Ending balance $ 0 $ 0 $ 0 $ 0 $ 14