XML 47 R36.htm IDEA: XBRL DOCUMENT v3.24.3
Regulatory Capital Matters (Tables)
9 Months Ended
Sep. 30, 2024
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Schedule of Actual and Required Capital Amounts and Ratios, Exclusive of Capital Conservation Buffer
The following table presents the regulatory capital amounts and ratios for the Company and the Bank as of dates indicated:

September 30, 2024
Actual(1)
Required for
Capital Adequacy
Purposes
Minimum
To be Considered
"Well Capitalized"
($ in thousands)AmountRatioAmountRatioAmountRatio
Total capital (to risk-weighted assets)
Consolidated$240,012 12.79 % N/A N/A N/A N/A
Bank238,097 12.69 $150,106 8.00 %$187,632 10.00 %
Tier 1 capital (to risk-weighted assets)
Consolidated217,123 11.57  N/A N/A N/A N/A
Bank215,208 11.47 112,579 6.00 150,106 8.00 
Common equity Tier 1 capital (to risk-weighted
 assets)
Consolidated217,123 11.57  N/A N/A N/A N/A
Bank215,208 11.47 84,435 4.50 121,961 6.50 
Tier 1 capital (to average assets)
Consolidated217,123 9.30  N/A N/A N/A N/A
Bank215,208 9.22 93,362 4.00 116,703 5.00 
(1)The capital requirements are only applicable to the Bank, and the Company's ratios are included for comparison purpose.
December 31, 2023
Actual(1)
Required for
Capital Adequacy
Purposes
Minimum
To be Considered
"Well Capitalized"
($ in thousands)AmountRatioAmountRatioAmountRatio
Total capital (to risk-weighted assets)
Consolidated$229,544 13.77 %N/AN/AN/AN/A
Bank227,773 13.66 $133,353 8.00 %$166,691 10.00 %
Tier 1 capital (to risk-weighted assets)
Consolidated208,707 12.52 N/AN/AN/AN/A
Bank206,936 12.41 100,014 6.00 133,353 8.00 
Common equity Tier 1 capital (to risk-weighted
 assets)
Consolidated208,707 12.52 N/AN/AN/AN/A
Bank206,936 12.41 75,011 4.50 108,349 6.50 
Tier 1 capital (to average assets)
Consolidated208,707 9.57 N/AN/AN/AN/A
Bank206,936 9.49 87,207 4.00 109,008 5.00 
(1)The capital requirements are only applicable to the Bank, and the Company's ratios are included for comparison purpose.