CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and cash equivalents	$ 91,216	$ 82,972
Available-for-sale debt securities, at fair value	194,250	209,809
Other investments	16,276	12,098
Loans held for sale	1,795	44,335
Loans receivable, net of allowance for credit losses of $21,993 and $19,241 as of December 31, 2023 and 2022, respectively	1,743,852	1,659,051
Premises and equipment, net	5,248	4,400
Accrued interest receivable	8,259	7,180
Servicing assets	11,741	12,759
Company owned life insurance	22,233	21,613
Deferred tax assets, net	13,309	14,316
Operating right-of-use assets	8,497	9,097
Other assets	31,054	16,867
Total assets	2,147,730	2,094,497
Deposits [Abstract]
Noninterest-bearing	522,751	701,584
Interest-bearing:
Money market and others	399,018	526,321
Time deposits greater than $250	433,892	356,197
Other time deposits	451,897	301,669
Total deposits	1,807,558	1,885,771
Federal Home Loan Bank advances	105,000	0
Accrued interest payable	12,628	2,771
Operating lease liabilities	9,341	10,213
Other liabilities	20,577	18,826
Total liabilities	1,955,104	1,917,581
Shareholders’ equity
Preferred stock no par value; 10,000,000 shares authorized; no shares issued or outstanding as of December 31 2023 and 2022	0	0
Common stock – no par value; 50,000,000 shares authorized as of December 31, 2023 and 2022; 15,000,436 and 15,270,344 shares issued and outstanding as of December 31, 2023 and 2022, respectively	76,280	79,326
Additional paid-in capital	10,942	9,743
Retained earnings	120,855	105,690
Accumulated other comprehensive loss	(15,451)	(17,843)
Total shareholders’ equity	192,626	176,916
Total liabilities and shareholders' equity	$ 2,147,730	$ 2,094,497