CONSOLIDATED STATEMENTS OF INCOME (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
INTEREST INCOME
Interest and fees on loans	$ 28,250	$ 21,780	$ 81,549	$ 58,145
Interest on available-for-sale debt securities	1,519	881	4,647	2,114
Other interest income	1,417	573	3,686	1,067
Total interest income	31,186	23,234	89,882	61,326
Interest expense
Interest on deposits	13,006	2,890	35,308	4,613
Interest on borrowings	867	0	2,117	0
Total interest expense	13,873	2,890	37,425	4,613
Net interest income	17,313	20,344	52,457	56,713
Provision for credit losses	1,359	662	1,021	1,999
Net interest income after provision for credit losses	15,954	19,682	51,436	54,714
NONINTEREST INCOME
Service charges on deposits	575	454	1,566	1,269
Loan servicing fees, net of amortization	468	610	1,909	1,711
Gain on sale of loans	1,179	3,490	5,847	10,601
Other income	379	267	1,179	815
Total noninterest income	2,601	4,821	10,501	14,396
NONINTEREST EXPENSE
Salaries and employee benefits	7,014	7,343	21,947	20,109
Occupancy and equipment	1,706	1,537	4,874	4,404
Data processing and communication	369	586	1,465	1,571
Professional fees	440	602	1,180	1,290
FDIC insurance and regulatory assessments	333	238	1,220	637
Promotion and advertising	207	177	528	531
Directors’ fees	164	170	535	537
Foundation donation and other contributions	529	875	1,876	2,542
Other expenses	773	810	2,118	1,882
Total noninterest expense	11,535	12,338	35,743	33,503
INCOME BEFORE INCOME TAX EXPENSE	7,020	12,165	26,194	35,607
Income tax expense	1,899	3,515	7,448	10,325
NET INCOME	$ 5,121	$ 8,650	$ 18,746	$ 25,282
EARNINGS PER SHARE - BASIC (USD per share)	$ 0.33	$ 0.56	$ 1.21	$ 1.63
EARNINGS PER SHARE - DILUTED (USD per share)	$ 0.33	$ 0.55	$ 1.21	$ 1.62