CONSOLIDATED STATEMENTS OF INCOME (unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
INTEREST INCOME
Interest and fees on loans	$ 27,288	$ 19,108	$ 53,299	$ 36,365
Interest on available-for-sale debt securities	1,562	703	3,128	1,233
Other interest income	1,252	337	2,269	494
Total interest income	30,102	20,148	58,696	38,092
Interest expense
Interest on deposits	11,920	1,069	22,302	1,723
Interest on borrowings	930	0	1,250	0
Total interest expense	12,850	1,069	23,552	1,723
Net interest income	17,252	19,079	35,144	36,369
Provision for (reversal of) credit losses	0	996	(338)	1,337
Net interest income after provision for credit losses	17,252	18,083	35,482	35,032
NONINTEREST INCOME
Service charges on deposits	573	427	991	815
Loan servicing fees, net of amortization	595	654	1,441	1,101
Gain on sale of loans	2,098	3,873	4,668	7,111
Other income	339	405	800	548
Total noninterest income	3,605	5,359	7,900	9,575
NONINTEREST EXPENSE
Salaries and employee benefits	7,681	7,109	14,933	12,766
Occupancy and equipment	1,598	1,489	3,168	2,867
Data processing and communication	546	492	1,096	985
Professional fees	381	364	740	688
FDIC insurance and regulatory assessments	420	192	887	399
Promotion and advertising	159	165	321	354
Directors’ fees	210	190	371	367
Foundation donation and other contributions	594	852	1,347	1,667
Other expenses	711	650	1,345	1,072
Total noninterest expense	12,300	11,503	24,208	21,165
INCOME BEFORE INCOME TAX EXPENSE	8,557	11,939	19,174	23,442
Income tax expense	2,466	3,459	5,549	6,810
NET INCOME	$ 6,091	$ 8,480	$ 13,625	$ 16,632
EARNINGS PER SHARE - BASIC (in dollars per share)	$ 0.39	$ 0.55	$ 0.88	$ 1.08
EARNINGS PER SHARE - DILUTED (in dollars per share)	$ 0.39	$ 0.54	$ 0.88	$ 1.07