CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
ASSETS
Cash and cash equivalents	$ 143,761	$ 82,972
Available-for-sale debt securities, at fair value	202,250	209,809
Other investments	16,183	12,098
Loans held for sale	0	44,335
Loans receivable, net of allowance for credit losses of $20,802 in 2023 and $19,241 in 2022	1,695,395	1,659,051
Premises and equipment, net	5,093	4,400
Accrued interest receivable	7,703	7,180
Servicing assets	12,654	12,759
Company owned life insurance	21,913	21,613
Deferred tax assets, net	13,360	14,316
Operating right-of-use assets	9,487	9,097
Other assets	23,902	16,867
Total assets	2,151,701	2,094,497
Deposits:
Noninterest bearing	634,745	701,584
Interest bearing:
Money market and others	344,162	526,321
Time deposits greater than $250	416,208	356,197
Other time deposits	464,524	301,669
Total deposits	1,859,639	1,885,771
Federal Home Loan Bank advances	75,000	0
Accrued interest payable	9,354	2,771
Operating lease liabilities	10,486	10,213
Other liabilities	13,452	18,826
Total liabilities	1,967,931	1,917,581
Shareholders’ equity
Preferred stock no par value; 10,000,000 shares authorized; no shares issued or outstanding in 2023 and 2022	0	0
Common stock – no par value; 50,000,000 shares authorized; 15,118,268 and 15,270,344 shares issued and outstanding in 2023 and 2022, respectively	77,464	79,326
Additional paid-in capital	10,297	9,743
Retained earnings	114,177	105,690
Accumulated other comprehensive loss	(18,168)	(17,843)
Total shareholders’ equity	183,770	176,916
Total liabilities and shareholders' equity	$ 2,151,701	$ 2,094,497