CONSOLIDATED STATEMENTS OF INCOME (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
INTEREST INCOME
Interest and fees on loans	$ 26,011	$ 17,257
Interest on available-for-sale debt securities	1,566	530
Other interest income	1,017	157
Total interest income	28,594	17,944
Interest expense
Interest on deposits	10,382	654
Interest on borrowings	320	0
Total interest expense	10,702	654
Net interest income	17,892	17,290
(Reversal of) provision for credit losses	(338)	341
Net interest income after provision for credit losses	18,230	16,949
NONINTEREST INCOME
Service charges on deposits	418	388
Loan servicing fees, net of amortization	846	447
Gain on sale of loans	2,570	3,238
Other income	461	143
Total noninterest income	4,295	4,216
NONINTEREST EXPENSE
Salaries and employee benefits	7,252	5,657
Occupancy and equipment	1,570	1,378
Data processing and communication	550	493
Professional fees	359	324
FDIC insurance and regulatory assessments	467	207
Promotion and advertising	162	189
Directors’ fees	161	177
Foundation donation and other contributions	753	815
Other expenses	634	422
Total noninterest expense	11,908	9,662
INCOME BEFORE INCOME TAX EXPENSE	10,617	11,503
Income tax expense	3,083	3,351
NET INCOME	$ 7,534	$ 8,152
EARNINGS PER SHARE - BASIC (in dollars per share)	$ 0.48	$ 0.53
EARNINGS PER SHARE - DILUTED (in dollars per share)	$ 0.48	$ 0.53