CONSOLIDATED BALANCE SHEETS - USD ($)	Mar. 31, 2023	Dec. 31, 2022
ASSETS
Cash and cash equivalents	$ 181,509,000	$ 82,972,000
Available-for-sale debt securities, at fair value	212,767,000	209,809,000
Other investments	12,172,000	12,098,000
Loans held for sale	7,534,000	44,335,000
Loans receivable, net of allowance for credit losses of $20,814 in 2023 and $19,241 in 2022	1,671,671,000	1,659,051,000
Premises and equipment, net	4,647,000	4,400,000
Accrued interest receivable	7,302,000	7,180,000
Servicing assets	12,898,000	12,759,000
Company owned life insurance	21,762,000	21,613,000
Deferred tax assets, net	12,323,000	14,316,000
Operating right-of-use assets	9,459,000	9,097,000
Other assets	16,550,000	16,867,000
Total assets	2,170,594,000	2,094,497,000
Deposits:
Noninterest bearing	643,902,000	701,584,000
Interest bearing:
Money market and others	436,796,000	526,321,000
Time deposits greater than $250	411,648,000	356,197,000
Other time deposits	412,472,000	301,669,000
Total deposits	1,904,818,000	1,885,771,000
Federal Home Loan Bank advances	50,000,000
Accrued interest payable	5,751,000	2,771,000
Operating lease liabilities	10,513,000	10,213,000
Other liabilities	15,731,000	18,826,000
Total liabilities	1,986,813,000	1,917,581,000
Shareholders’ equity
Preferred stock no par value; 10,000,000 shares authorized; no shares issued or outstanding in 2023 and 2022	0	0
Common stock – no par value; 50,000,000 shares authorized; 15,286,558 and 15,270,344 shares issued and outstanding in 2023 and 2022, respectively	79,475,000	79,326,000
Additional paid-in capital	10,056,000	9,743,000
Retained earnings	109,908,000	105,690,000
Accumulated other comprehensive loss	(15,658,000)	(17,843,000)
Total shareholders’ equity	183,781,000	176,916,000
Total liabilities and shareholders' equity	$ 2,170,594,000	$ 2,094,497,000