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Regulatory Capital Matters (Tables)
6 Months Ended
Jun. 30, 2022
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Schedule of Actual and Required Capital Amounts and Ratios, Exclusive of Capital Conservation Buffer
The following table presents the regulatory capital amounts and ratios for the Company and the Bank as of dates indicated:
June 30, 2022
Actual (1)
Required for
Capital Adequacy
Purposes
Minimum
To be Considered
"Well Capitalized"
($ in thousands)AmountRatioAmountRatioAmountRatio
Total capital (to risk-weighted assets)
Consolidated$197,993 13.51 %N/AN/AN/AN/A
Bank195,748 13.36 %$117,244 8.00 %$146,555 10.00 %
Tier 1 capital (to risk-weighted assets)
Consolidated180,096 12.29 %N/AN/AN/AN/A
Bank177,851 12.14 %87,933 6.00 %117,244 8.00 %
Common equity Tier 1 capital (to risk-weighted
 assets)
Consolidated180,096 12.29 %N/AN/AN/AN/A
Bank177,851 12.14 %65,950 4.50 %95,261 6.50 %
Tier 1 capital (to average assets)
Consolidated180,096 9.48 %N/AN/AN/AN/A
Bank177,851 9.36 %75,988 4.00 %94,985 5.00 %
(1)The capital requirements are only applicable to the Bank, and the Company's ratios are included for comparison purpose.
December 31, 2021
Actual (1)
Required for
Capital Adequacy
Purposes
Minimum
To be Considered
"Well Capitalized"
($ in thousands)AmountRatioAmountRatioAmountRatio
Total capital (to risk-weighted assets)
Consolidated$182,439 13.66 %N/AN/AN/AN/A
Bank179,882 13.47 %$106,857 8.00 %$133,572 10.00 %
Tier 1 capital (to risk-weighted assets)
Consolidated165,944 12.42 %N/AN/AN/AN/A
Bank163,387 12.23 %80,143 6.00 %106,857 8.00 %
Common equity Tier 1 capital (to risk-weighted
 assets)
Consolidated165,944 12.42 %N/AN/AN/AN/A
Bank163,387 12.23 %60,107 4.50 %86,822 6.50 %
Tier 1 capital (to average assets)
Consolidated165,944 9.58 %N/AN/AN/AN/A
Bank163,387 9.44 %69,266 4.00 %86,582 5.00 %
(1)The capital requirements are only applicable to the Bank, and the Company's ratios are included for comparison purpose.