CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
ASSETS
Cash and cash equivalents	$ 132,697	$ 115,459
Available-for-sale debt securities, at fair value	174,814	150,444
Other investments	12,205	10,999
Loans held for sale	67,255	89,428
Loans receivable, net of allowance of $17,702 in 2022 and $16,123 in 2021	1,467,016	1,297,896
Premises and equipment, net	4,493	4,355
Accrued interest receivable, net of allowance of $0 in 2022 and $205 in 2021	5,112	4,579
Servicing assets	12,708	12,720
Company owned life insurance	21,317	11,134
Deferred tax assets, net	13,371	8,409
Operating right-of-use assets	8,036	8,905
Other assets	15,218	12,363
Total assets	1,934,242	1,726,691
Deposits:
Noninterest bearing	820,311	774,754
Interest bearing:
Money market and others	519,389	380,226
Time deposits greater than $250,000	237,634	207,288
Other time deposits	164,289	171,798
Total deposits	1,741,623	1,534,066
Accrued interest payable	612	558
Operating lease liabilities	9,335	10,307
Other liabilities	13,180	16,538
Total liabilities	1,764,750	1,561,469
Shareholders’ equity
Preferred stock no par value; 10,000,000 shares authorized; no shares issued or outstanding in 2022 and 2021	0	0
Common stock – no par value; 50,000,000 shares authorized; 15,189,203 and 15,137,808 shares issued and outstanding in 2022 and 2021	78,718	78,718
Additional paid-in capital	9,089	8,645
Retained earnings	92,659	79,056
Accumulated other comprehensive loss	(10,974)	(1,197)
Total shareholders’ equity	169,492	165,222
Total liabilities and shareholders' equity	$ 1,934,242	$ 1,726,691
Common stock, shares, outstanding (in shares)	15,189,203	15,137,808
Common stock, shares, issued (in shares)	15,189,203	15,137,808