CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Cash flows from operating activities
Net income	$ 8,152	$ 5,077
Adjustments to reconcile net income to net cash and cash equivalents provided by (used in) operating activities:
Provision for loan losses	341	620
Depreciation and amortization of premises and equipment	390	328
Amortization of net premiums on securities	216	232
Amortization of servicing assets	1,171	438
Accretion of loan discounts	(1,442)	(507)
Amortization of low income housing partnerships	187	127
Stock-based compensation	215	131
Deferred income taxes	80	72
Gain on sale of loans	(3,238)	(1,882)
Earnings on company owned life insurance	(63)	(62)
Net change in fair value of equity investment with readily determinable fair value	173	66
Origination of loans held for sale	(28,900)	(25,413)
Proceeds from sales of loans held for sale	35,323	24,716
Net change in:
Accrued interest receivable	108	253
Other assets	216	487
Accrued interest payable	(10)	(399)
Other liabilities	(319)	510
Net cash provided by operating activities	12,600	4,794
Cash flows from investing activities
Net change in loans receivable	(32,631)	(56,039)
Proceeds from matured, called, or paid-down securities available for sale	9,392	8,325
Purchase of loans	(81,552)	0
Purchase of securities available for sale	(28,983)	(19,926)
Purchase of premises and equipment, net	(545)	(152)
Investment in low income housing partnerships	(187)	(127)
Net cash used in investing activities	(134,506)	(67,919)
Cash flows from financing activities
Net change in deposits	137,937	85,300
Cash received from stock option exercises	0	25
Repurchase of common stock	0	(28)
Cash dividend paid on common stock	(1,514)	(1,052)
Net cash provided by financing activities	136,423	84,245
Net change in cash and cash equivalents	14,517	21,120
Cash and cash equivalents at beginning of period	115,459	106,310
Cash and cash equivalents at end of period	129,976	127,430
Supplemental cash flow information
Interest	664	1,276
Supplemental noncash disclosure:
Initial recognition of right-of-use assets	$ 0	$ 35