CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Cash flows from operating activities
NET INCOME	$ 28,840	$ 13,127	$ 16,757
Adjustments to reconcile net income to net cash and cash equivalents provided by (used in) operating activities:
Provision for loan losses	522	5,961	1,102
Depreciation and amortization of premises and equipment	1,314	1,301	1,146
Amortization of net premiums on securities	882	587	248
Amortization of servicing assets	3,536	1,737	2,084
Accretion of loan discounts	(4,847)	(1,978)	(2,518)
Amortization of low income housing partnerships	522	262	223
Stock-based compensation	558	1,102	1,470
Deferred income taxes	(2,312)	(2,326)	174
Gain on sales of loans	(11,313)	(6,092)	(5,905)
Gain on sales of other assets	0	(213)	0
Earnings on company owned life insurance	(255)	(261)	(1,512)
Net change in fair value of equity investment with readily determinable fair value	108	(79)	(140)
Origination of loans held for sale	(177,042)	(111,015)	(89,778)
Proceeds from sales of loans held for sale	122,520	92,448	92,213
Net change in:
Accrued interest receivable	242	(1,462)	(98)
Change in other assets	5,793	2,531	2,707
Accrued interest payable	(463)	(1,665)	971
Other liabilities	3,117	1,184	(164)
Net cash provided by (used in) operating activities	(28,278)	(4,851)	18,980
Cash flows from investing activities
Net change in loans receivable	(123,069)	(109,470)	(115,767)
Proceeds from matured, called, or paid-down securities available for sale	35,941	30,321	14,549
Proceeds from company owned life insurance	0	0	2,288
Purchase of loans and servicing assets	(97,631)	0	0
Purchase of securities available for sale	(98,368)	(65,226)	(14,964)
Purchase of equity investments	0	0	(1,000)
Purchase of Federal Home Loan Bank stock	(963)	(685)	(776)
Purchase of premises and equipment, net	(1,125)	(619)	(1,739)
Investment in low income housing partnerships	(829)	(1,389)	(622)
Net cash used in investing activities	(286,044)	(147,068)	(118,031)
Cash flows from financing activities
Net change in deposits	333,976	179,379	115,535
Cash received from stock option exercises	89	380	563
Proceeds from Federal Home Loan Bank advances	0	10,000	0
Repayment of Federal Home Loan Bank advances	(5,000)	(5,000)	0
Repurchase of common stock	(28)	(8,104)	(5,391)
Cash dividend paid on common stock	(5,132)	(4,262)	(3,151)
Payments related to tax-withholding for vested restricted stock awards	(434)	(107)	(196)
Net cash provided by financing activities	323,471	172,286	107,360
Net change in cash and cash equivalents	9,149	20,367	8,309
Cash and cash equivalents at beginning of period	106,310	85,943	77,634
Cash and cash equivalents at end of period	115,459	106,310	85,943
Supplemental cash flow information
Income taxes	10,778	6,125	4,205
Interest	3,595	9,957	13,535
Supplemental noncash disclosure:
Initial recognition of right-of-use assets	3,708	0	8,254
New commitments to low income housing partnership investments	$ 3,500	$ 3,477	$ 0