CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Cash flows from operating activities
Net income	$ 19,706	$ 9,310
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
(Reversal of) provision for loan losses	(1,376)	4,130
Depreciation and amortization of premises and equipment	989	981
Amortization of net premiums on securities	707	337
Amortization of servicing assets	2,448	1,156
Amortization of low-income housing partnerships	405	268
Stock-based compensation	403	965
Deferred income taxes	356	(1,052)
Gain on sales of loans	(5,280)	(3,904)
Earnings on company owned life insurance	(191)	(197)
Net change in fair value of equity investment with readily determinable fair value	73	(89)
Origination of loans held for sale	(123,661)	(98,285)
Proceeds from sales of loans held for sale	59,545	61,457
Net change in:
Accrued interest receivable	631	(1,802)
Other assets	(6,935)	2,878
Accrued interest payable	(446)	(1,331)
Other liabilities	443	(1,008)
Net cash used in by operating activities	(52,183)	(26,186)
Cash flows from investing activities
Net change in loans receivable	(40,761)	(82,621)
Proceeds from matured, called, or paid-down securities available-for-sale	27,118	20,552
Purchase of loans and servicing assets	(97,631)	0
Purchase of securities available-for-sale	(39,791)	(56,703)
Purchase of FHLB stock	(963)	(685)
Purchase of premises and equipment, net	(644)	(511)
Net change in investments in low-income housing partnerships	(636)	(1,262)
Net cash used in investing activities	(153,308)	(121,230)
Cash flows from financing activities
Net change in deposits	296,316	149,453
Cash received from stock option exercises	89	305
Payment of Federal Home Loan Bank advances	(5,000)	0
Proceeds from Federal Home Loan Bank advances	0	10,000
Repurchase of common stock	(28)	(7,086)
Cash dividend paid on common stock	(3,618)	(3,203)
Payments related to tax-withholding for vested restricted stock awards	(433)	(108)
Net cash provided by financing activities	287,326	149,361
Net change in cash and cash equivalents	81,835	1,945
Cash and cash equivalents at beginning of period	106,310	85,943
Cash and cash equivalents at end of period	188,145	87,888
Supplemental cash flow information
Income taxes	7,253	4,525
Interest	2,852	8,429
Supplemental noncash disclosure:
New commitments to low-income housing partnership investments	$ 3,500	$ 3,477