CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Cash flows from operating activities
Net income	$ 5,077	$ 3,299
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Provision for loan losses	620	743
Depreciation and amortization of premises and equipment	328	329
Amortization of net premiums on securities	232	58
Stock-based compensation	131	358
Gain on sales of loans	(1,882)	(1,155)
Earnings on company owned life insurance (COLI)	(62)	(65)
Origination of loans held for sale	(25,413)	(20,566)
Proceeds from sales of loans held for sale	24,716	19,012
Amortization of servicing assets	438	467
Amortization of low income housing partnerships	127	54
Net change in fair value of equity investment with readily determinable fair value	66	(58)
Net change in:
Accrued interest receivable	253	110
Deferred tax assets	72	98
Other assets	41	968
Accrued interest payable	(399)	(94)
Other liabilities	510	(1,192)
Net cash from operating activities	4,855	2,366
Cash flows from investing activities
Net change in loans receivable	(56,039)	(6,445)
Proceeds from matured, called, or paid-down securities available for sale	8,325	5,605
Purchase of securities available for sale	(19,926)
Purchase of premises and equipment, net	(152)	(245)
Investment in low income housing partnerships	(189)	(759)
Net cash from investing activities	(67,981)	(1,844)
Cash flows from financing activities
Net change in deposits	85,300	31,487
Cash received from stock option exercises	25	305
Repurchase of common stock	(28)	(6,264)
Cash dividend paid on common stock	(1,052)	(1,087)
Net cash from financing activities	84,245	24,441
Net change in cash and cash equivalents	21,119	24,963
Cash and cash equivalents at beginning of period	106,405	86,036
Cash and cash equivalents at end of period	127,524	110,999
Supplemental cash flow information
Income taxes	2,868	1,335
Interest	$ 3,628	3,323
Supplemental noncash disclosure:
New commitments to low income housing partnership investments		$ 3,477