CONSOLIDATED BALANCE SHEETS (unaudited) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
ASSETS
Cash and cash equivalents	$ 127,524	$ 106,405
Securities available for sale, at fair value	102,413	91,791
Other investments	9,953	10,006
Loans held for sale	28,575	26,659
Loans receivable, net of allowance of $15,339 at March 31, 2021 and $15,352 at December 31, 2020	1,140,533	1,084,384
Premises and equipment, net	4,368	4,544
Accrued interest receivable, net of allowance of $1,279 at March 31, 2021 and $643 at December 31, 2020	3,096	3,985
Servicing assets	7,492	7,360
Company owned life insurance (COLI)	10,941	10,879
Deferred tax assets	5,391	5,242
Operating right-of-use assets	6,443	6,786
Other assets	8,605	8,785
Total assets	1,455,334	1,366,826
Deposits:
Noninterest bearing	571,985	522,754
Interest bearing:
Money market and others	354,148	328,323
Time deposits greater than $250,000	190,960	200,210
Other time deposits	168,297	148,803
Total deposits	1,285,390	1,200,090
Federal Home Loan Bank advances	5,000	5,000
Accrued interest payable	622	1,021
Operating lease liabilities	8,016	8,429
Other liabilities	9,313	8,920
Total liabilities	1,308,341	1,223,460
Shareholders’ equity
Preferred stock – no par value; 10,000,000 shares authorized; no shares issued or outstanding at March 31, 2021 and December 31, 2020
Common stock – no par value; 50,000,000 shares authorized; 15,037,635 and 15,016,700 shares issued and outstanding at March 31, 2021 and December 31, 2020, respectively	78,654	78,657
Additional paid-in capital	8,652	8,521
Retained earnings	59,373	55,348
Accumulated other comprehensive income	314	840
Total shareholders’ equity	146,993	143,366
Total liabilities and shareholders' equity	$ 1,455,334	$ 1,366,826