CONSOLIDATED BALANCE SHEETS - USD ($)	Dec. 31, 2020	Dec. 31, 2019
ASSETS
Cash and cash equivalents	$ 106,405,000	$ 86,036,000
Securities available for sale, at fair value	91,791,000	56,549,000
Other investments	10,006,000	9,176,000
Loans held for sale	26,659,000	2,100,000
Loans receivable, net of allowance of $15,352 at December 31, 2020 and $10,050 at December 31, 2019	1,084,384,000	980,088,000
Premises and equipment, net	4,544,000	5,226,000
Accrued interest receivable, net of allowance of $643 at December 31, 2020	3,985,000	3,166,000
Servicing assets	7,360,000	7,024,000
Company owned life insurance (COLI)	10,879,000	10,618,000
Deferred tax assets	5,242,000	3,189,000
Operating right-of-use assets	6,786,000	8,254,000
Other assets	8,785,000	8,094,000
Total assets	1,366,826,000	1,179,520,000
Deposits:
Noninterest bearing	522,754,000	294,281,000
Interest bearing:
Money market and others	328,323,000	296,618,000
Time deposits greater than $250,000	200,210,000	213,345,000
Other time deposits	148,803,000	216,467,000
Total deposits	1,200,090,000	1,020,711,000
Federal Home Loan Bank advances	5,000,000.0
Accrued interest payable	1,021,000	2,686,000
Operating lease liabilities	8,429,000	10,126,000
Other liabilities	8,920,000	5,421,000
Total liabilities	1,223,460,000	1,038,944,000
Shareholders’ equity
Preferred stock – no par value; 10,000,000 shares authorized; no shares issued or outstanding at December 31, 2020 and December 31, 2019
Common stock – no par value; 50,000,000 shares authorized; 15,016,700 and 15,703,276 shares issued and outstanding at December 31, 2020 and December 31, 2019, respectively	78,657,000	86,381,000
Additional paid-in capital	8,521,000	7,524,000
Retained earnings	55,348,000	46,483,000
Accumulated other comprehensive income	840,000	188,000
Total shareholders’ equity	143,366,000	140,576,000
Total liabilities and shareholders' equity	$ 1,366,826,000	$ 1,179,520,000