CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Cash flows from operating activities
Net income	$ 9,310	$ 12,576
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Provision for loan losses	4,130	691
Depreciation and amortization of premises and equipment	981	835
Amortization of net premiums on securities	337	183
Stock-based compensation	858	905
Gain on sales of loans	(3,904)	(4,379)
Earnings on company owned life insurance (COLI)	(197)	(1,445)
Origination of loans held for sale	(98,285)	(63,204)
Proceeds from sales of loans held for sale	61,457	66,415
Amortization of servicing assets	1,156	1,581
Amortization of low income housing partnerships	268	167
Net change in fair value of equity investment with readily determinable fair value	(141)	(137)
Net change in:
Accrued interest receivable	(1,802)	(73)
Deferred tax assets	(1,052)	1,313
Other assets	1,828	(38)
Accrued interest payable	(1,331)	826
Other liabilities	95	(103)
Net cash from operating activities	(26,292)	16,113
Cash flows from investing activities
Net change in loans receivable	(82,621)	(91,815)
Proceeds from matured, called, or paid-down securities available for sale	20,552	9,006
Proceeds from COLI		2,288
Purchase of securities available for sale	(56,703)	(4,989)
Purchase of equity investments		(1,000)
Purchase of FHLB stock	(685)	(776)
Purchase of premises and equipment, net	(511)	(1,569)
Investment in low income housing partnerships	(1,262)	(204)
Net cash from investing activities	(121,230)	(89,059)
Cash flows from financing activities
Net change in deposits	149,453	90,817
Cash received from stock option exercises	305	364
Proceeds from Federal Home Loan Bank advances	10,000
Repurchase of common stock	(7,086)	(4,488)
Cash dividend paid on common stock	(3,203)	(2,366)
Net cash from financing activities	149,469	84,327
Net change in cash and cash equivalents	1,947	11,381
Cash and cash equivalents at beginning of period	86,036	77,726
Cash and cash equivalents at end of period	87,983	89,107
Supplemental cash flow information
Income taxes	4,525	3,465
Interest	8,429	10,056
Supplemental noncash disclosure:
Transfer from loan receivable to OREO		1,817
The adoption of ASU 2016-02, leases (Topic 842) recognition right-of-use assets	7,151
New commitments to low income housing partnership investments	$ 3,477
ASU 2016-02
Supplemental noncash disclosure:
The adoption of ASU 2016-02, leases (Topic 842) recognition right-of-use assets		$ 8,959