CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Interest income
Interest and fees on loans	$ 12,581	$ 14,278	$ 38,823	$ 41,725
Interest on investment securities	319	332	920	1,019
Other interest income	116	502	538	1,333
Total interest income	13,016	15,112	40,281	44,077
Interest expense
Interest on deposits	1,597	3,893	7,098	10,883
Total interest expense	1,597	3,893	7,098	10,883
Net interest income	11,419	11,219	33,183	33,194
Provision for loan losses	1,399	290	4,130	691
Net interest income after provision for loan losses	10,020	10,929	29,053	32,503
Noninterest income
Service charges on deposits	251	391	849	1,252
Loan servicing fees, net of amortization	583	243	1,489	853
Gain on sale of loans	1,813	1,714	3,904	4,379
Other income	374	384	1,137	2,428
Total noninterest income	3,021	2,732	7,379	8,912
Noninterest expense
Salaries and employee benefits	5,086	5,349	14,505	15,862
Occupancy and equipment	1,266	1,232	3,737	3,441
Data processing and communication	424	385	1,247	1,110
Professional fees	287	261	836	711
FDIC insurance and regulatory assessments	112	(21)	334	188
Promotion and advertising	81	182	405	543
Directors’ fees	147	228	603	680
Foundation donation and other contributions	360	402	935	1,169
Other expenses	224	406	926	1,151
Total noninterest expense	7,987	8,424	23,528	24,855
Income before income taxes	5,054	5,237	12,904	16,560
Income tax expense	1,459	1,237	3,594	3,984
Net income	$ 3,595	$ 4,000	$ 9,310	$ 12,576
Earnings per share - Basic	$ 0.23	$ 0.25	$ 0.60	$ 0.78
Earnings per share - Diluted	$ 0.23	$ 0.24	$ 0.60	$ 0.77
Other comprehensive income:
Change in unrealized income on securities available for sale	$ 57	$ 119	$ 1,120	$ 1,158
Tax effect	(17)	(35)	(331)	(342)
Total other comprehensive income	40	84	789	816
Comprehensive income	$ 3,635	$ 4,084	$ 10,099	$ 13,392