CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) $ in Thousands	9 Months Ended
	Sep. 30, 2019 USD ($)		Sep. 30, 2018 USD ($)
Cash flows from operating activities
Net income	$ 12,576		$ 10,489
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Provision for loan losses	691		1,047
Depreciation and amortization of premises and equipment	835		762
Amortization of net premiums on securities	183		183
Stock-based compensation	905		606
Gain on sales of loans	(4,379)		(3,852)
Earnings on company owned life insurance (COLI)	(1,445)		(231)
Origination of loans held for sale	(63,204)		(51,051)
Proceeds from sales of loans held for sale	66,415		65,769
Amortization of servicing assets	1,581		1,295
Net change in fair value of equity investment with readily determinable fair value	(137)
Net change in:
Accrued interest receivable	(73)		(319)
Deferred tax assets	1,313		(874)
Other assets	129		(2,402)
Accrued interest payable	826		772
Other liabilities	(307)		1,177
Net cash from operating activities	15,909		23,371
Cash flows from investing activities
Net change in loans receivable	(91,815)		(102,630)
Proceeds from matured, called, or paid-down securities available for sale	9,006		4,845
Proceeds from COLI	2,288
Purchase of securities available for sale	(4,989)		(13,262)
Purchase of equity investments	(1,000)
Purchase of premises and equipment, net	(1,569)		(1,039)
Purchase of other investments	(776)		(416)
Net cash from investing activities	(88,855)		(112,502)
Cash flows from financing activities
Net change in deposits	90,817		123,585
Cash received from stock option exercises	364		514
Repayment of Federal Home Loan Bank advances			(25,000)
Issuance of common stock, net of expenses			22,569
Repurchase of common stock	(4,488)
Cash dividend paid on common stock	(2,366)
Net cash from financing activities	84,327		121,668
Net change in cash and cash equivalents	11,381		32,537
Cash and cash equivalents at beginning of period	77,726		63,250
Cash and cash equivalents at end of period	89,107		95,787
Supplemental cash flow information
Income taxes	3,465		5,379
Interest	10,056		5,444
Supplemental noncash disclosure:
Transfer from loan receivable to OREO	1,817
The adoption of ASU 2016-02, leases (Topic 842) recognition right-of-use assets	8,606	[1]
Transfer from securities available for sale to other investments			$ 2,486
ASU 2016-02
Supplemental noncash disclosure:
The adoption of ASU 2016-02, leases (Topic 842) recognition right-of-use assets	$ 8,606

[1] The adoption of ASU 2016-02, Leases (Topic 842) in the first quarter of 2019 resulted in the recognition of right-of-use assets and lease liabilities on balance sheet.