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Regulatory Capital Matters (Tables)
9 Months Ended
Sep. 30, 2019
Regulatory Capital Requirements [Abstract]  
Summary of Actual and Required Capital Amounts and Ratios, Exclusive of Capital Conservation Buffer

Actual and required capital amounts (in thousands) and ratios, exclusive of the capital conservation buffer, are presented below as of September 30, 2019 and December 31, 2018:

 

 

 

 

 

 

 

 

 

 

 

Required for

 

 

Minimum

 

 

 

 

 

 

 

 

 

 

 

Capital Adequacy

 

 

To be Considered

 

 

 

Actual

 

 

Purposes

 

 

"Well Capitalized"

 

(Dollars in thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

As of September 30, 2019:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

146,641

 

 

 

15.36

%

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Bank

 

 

143,407

 

 

 

15.03

%

 

 

76,332

 

 

 

8.00

%

 

 

95,415

 

 

 

10.00

%

Tier 1 capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

136,922

 

 

 

14.35

%

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Bank

 

 

133,688

 

 

 

14.01

%

 

 

57,249

 

 

 

6.00

%

 

 

76,332

 

 

 

8.00

%

Common equity Tier 1 capital (to risk-weighted

   assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

136,922

 

 

 

14.35

%

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Bank

 

 

133,688

 

 

 

14.01

%

 

 

42,937

 

 

 

4.50

%

 

 

62,020

 

 

 

6.50

%

Tier 1 capital (to average assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

136,922

 

 

 

12.11

%

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Bank

 

 

133,688

 

 

 

11.83

%

 

 

45,212

 

 

 

4.00

%

 

 

56,515

 

 

 

5.00

%

 

 

 

 

 

 

 

 

 

 

 

Required for

 

 

Minimum

 

 

 

 

 

 

 

 

 

 

 

Capital Adequacy

 

 

To be Considered

 

 

 

Actual

 

 

Purposes

 

 

"Well Capitalized"

 

(Dollars in thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

As of December 31, 2018:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

139,593

 

 

 

16.26

%

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Bank

 

 

139,538

 

 

 

16.25

%

 

 

68,686

 

 

 

8.00

%

 

 

85,857

 

 

 

10.00

%

Tier 1 capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

129,893

 

 

 

15.13

%

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Bank

 

 

129,838

 

 

 

15.12

%

 

 

51,514

 

 

 

6.00

%

 

 

68,686

 

 

 

8.00

%

Common equity Tier 1 capital (to risk-weighted

   assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

129,893

 

 

 

15.13

%

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Bank

 

 

129,838

 

 

 

15.12

%

 

 

38,636

 

 

 

4.50

%

 

 

55,807

 

 

 

6.50

%

Tier 1 capital (to average assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

129,893

 

 

 

12.88

%

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Bank

 

 

129,838

 

 

 

12.87

%

 

 

40,346

 

 

 

4.00

%

 

 

50,432

 

 

 

5.00

%