XML 45 R34.htm IDEA: XBRL DOCUMENT v3.19.1
Regulatory Capital Matters (Tables)
3 Months Ended
Mar. 31, 2019
Regulatory Capital Requirements [Abstract]  
Summary of Actual and Required Capital Amounts and Ratios, Exclusive of Capital Conservation Buffer

Actual and required capital amounts (in thousands) and ratios, exclusive of the capital conservation buffer, are presented below as of March 31, 2019 and December 31, 2018:

 

 

 

 

 

 

 

 

 

 

 

Required for

 

 

Minimum

 

 

 

 

 

 

 

 

 

 

 

Capital Adequacy

 

 

To be Considered

 

 

 

Actual

 

 

Purposes

 

 

"Well Capitalized"

 

(Dollars in thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

As of March 31, 2019:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

144,216

 

 

 

16.02

%

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Bank

 

 

140,411

 

 

 

15.60

%

 

 

72,009

 

 

 

8.00

%

 

 

90,012

 

 

 

10.00

%

Tier 1 capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

134,528

 

 

 

14.94

%

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Bank

 

 

130,723

 

 

 

14.52

%

 

 

54,007

 

 

 

6.00

%

 

 

72,009

 

 

 

8.00

%

Common equity Tier 1 capital (to risk-weighted

   assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

134,528

 

 

 

14.94

%

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Bank

 

 

130,723

 

 

 

14.52

%

 

 

40,505

 

 

 

4.50

%

 

 

58,508

 

 

 

6.50

%

Tier 1 capital (to average assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

134,528

 

 

 

12.96

%

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Bank

 

 

130,723

 

 

 

12.60

%

 

 

41,509

 

 

 

4.00

%

 

 

51,886

 

 

 

5.00

%

 

 

 

 

 

 

 

 

 

 

 

Required for

 

 

Minimum

 

 

 

 

 

 

 

 

 

 

 

Capital Adequacy

 

 

To be Considered

 

 

 

Actual

 

 

Purposes

 

 

"Well Capitalized"

 

(Dollars in thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

As of December 31, 2018:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

139,593

 

 

 

16.26

%

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Bank

 

 

139,538

 

 

 

16.25

%

 

 

68,686

 

 

 

8.00

%

 

 

85,857

 

 

 

10.00

%

Tier 1 capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

129,893

 

 

 

15.13

%

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Bank

 

 

129,838

 

 

 

15.12

%

 

 

51,514

 

 

 

6.00

%

 

 

68,686

 

 

 

8.00

%

Common equity Tier 1 capital (to risk-weighted

   assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

129,893

 

 

 

15.13

%

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Bank

 

 

129,838

 

 

 

15.12

%

 

 

38,636

 

 

 

4.50

%

 

 

55,807

 

 

 

6.50

%

Tier 1 capital (to average assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

129,893

 

 

 

12.88

%

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Bank

 

 

129,838

 

 

 

12.87

%

 

 

40,346

 

 

 

4.00

%

 

 

50,432

 

 

 

5.00

%