XML 54 R43.htm IDEA: XBRL DOCUMENT v3.10.0.1
Loans - Schedule of Activity in Allowance for Loan Losses (Details) - USD ($)
3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Financing Receivable Allowance For Credit Losses [Line Items]        
Beginning balance $ 9,723,431 $ 8,556,143 $ 9,139,488 $ 7,909,682
Provision for loan losses 438,514 278,148 1,047,179 989,231
Charge-offs (622,917)   (650,840) (75,895)
Recoveries 11,740 74,784 14,941 86,057
Ending balance 9,550,768 8,909,075 9,550,768 8,909,075
Commercial Real Estate        
Financing Receivable Allowance For Credit Losses [Line Items]        
Beginning balance 4,804,469 4,403,116 4,801,297 4,217,089
Provision for loan losses 271,117 267,093 274,289 453,120
Ending balance 5,075,586 4,670,209 5,075,586 4,670,209
SBA Loans-Real Estate        
Financing Receivable Allowance For Credit Losses [Line Items]        
Beginning balance 977,635 982,680 1,082,065 892,605
Provision for loan losses 29,735 33,254 (74,883) 123,329
Recoveries     188  
Ending balance 1,007,370 1,015,934 1,007,370 1,015,934
SBA Loans—Non-Real Estate        
Financing Receivable Allowance For Credit Losses [Line Items]        
Beginning balance 535,929 450,257 537,967 59,032
Provision for loan losses 88,800 100,577 111,672 556,424
Charge-offs (57,310)   (85,233) (75,895)
Recoveries 6,287 1,500 9,300 12,773
Ending balance 573,706 552,334 573,706 552,334
Commercial and Industrial        
Financing Receivable Allowance For Credit Losses [Line Items]        
Beginning balance 1,877,197 1,318,063 1,265,456 1,322,294
Provision for loan losses 42,502 (51,390) 654,243 (55,621)
Charge-offs (565,607)   (565,607)  
Recoveries 5,453   5,453  
Ending balance 1,359,545 1,266,673 1,359,545 1,266,673
Home Mortgage        
Financing Receivable Allowance For Credit Losses [Line Items]        
Beginning balance 1,489,081 1,353,379 1,407,742 1,363,628
Provision for loan losses 12,189 3,820 93,528 (6,429)
Ending balance 1,501,270 1,357,199 1,501,270 1,357,199
Consumer        
Financing Receivable Allowance For Credit Losses [Line Items]        
Beginning balance 39,120 48,648 44,961 55,034
Provision for loan losses (5,829) (75,206) (11,670) (81,592)
Recoveries   73,284   73,284
Ending balance $ 33,291 $ 46,726 $ 33,291 $ 46,726