XML 43 R32.htm IDEA: XBRL DOCUMENT v3.10.0.1
Regulatory Capital Matters (Tables)
9 Months Ended
Sep. 30, 2018
Regulatory Capital Requirements [Abstract]  
Summary of Actual and Required Capital Amounts and Ratios, Exclusive of Capital Conservation Buffer

Actual and required capital amounts (in thousands) and ratios, exclusive of the capital conservation buffer, are presented below at September 30, 2018 and December 31, 2017:

 

 

 

 

 

 

 

 

 

 

 

Required for

 

 

Minimum

 

 

 

 

 

 

 

 

 

 

 

Capital Adequacy

 

 

To be Considered

 

 

 

Actual

 

 

Purposes

 

 

"Well Capitalized"

 

(Dollars in thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

As of September 30, 2018:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

135,200

 

 

 

16.16

%

 

$

66,937

 

 

 

8.00

%

 

N/A

 

 

N/A

 

Bank

 

 

135,109

 

 

 

16.15

%

 

 

66,930

 

 

 

8.00

%

 

 

83,662

 

 

 

10.00

%

Tier 1 capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

125,586

 

 

 

15.01

%

 

 

50,203

 

 

 

6.00

%

 

N/A

 

 

N/A

 

Bank

 

 

125,495

 

 

 

15.00

%

 

 

50,197

 

 

 

6.00

%

 

 

66,930

 

 

 

8.00

%

Common equity Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

125,586

 

 

 

15.01

%

 

 

37,652

 

 

 

4.50

%

 

N/A

 

 

N/A

 

Bank

 

 

125,495

 

 

 

15.00

%

 

 

37,648

 

 

 

4.50

%

 

 

54,380

 

 

 

6.50

%

Tier 1 capital (to average assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

125,586

 

 

 

12.77

%

 

 

39,336

 

 

 

4.00

%

 

N/A

 

 

N/A

 

Bank

 

 

125,495

 

 

 

12.76

%

 

 

39,332

 

 

 

4.00

%

 

 

49,165

 

 

 

5.00

%

 

 

 

 

 

 

 

 

 

 

 

Required for

 

 

Minimum

 

 

 

 

 

 

 

 

 

 

 

Capital Adequacy

 

 

To be Considered

 

 

 

Actual

 

 

Purposes

 

 

"Well Capitalized"

 

(Dollars in thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

As of December 31, 2017:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

100,713

 

 

 

13.49

%

 

$

59,729

 

 

 

8.00

%

 

N/A

 

 

N/A

 

Bank

 

 

100,648

 

 

 

13.48

%

 

 

59,726

 

 

 

8.00

%

 

 

74,658

 

 

 

10.00

%

Tier 1 capital (to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

91,510

 

 

 

12.26

%

 

 

44,797

 

 

 

6.00

%

 

N/A

 

 

N/A

 

Bank

 

 

91,445

 

 

 

12.25

%

 

 

44,795

 

 

 

6.00

%

 

 

59,726

 

 

 

8.00

%

Common equity Tier 1 capital

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(to risk-weighted assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

91,510

 

 

 

12.26

%

 

 

33,597

 

 

 

4.50

%

 

N/A

 

 

N/A

 

Bank

 

 

91,445

 

 

 

12.25

%

 

 

33,596

 

 

 

4.50

%

 

 

48,528

 

 

 

6.50

%

Tier 1 capital (to average assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

91,510

 

 

 

10.46

%

 

 

35,009

 

 

 

4.00

%

 

N/A

 

 

N/A

 

Bank

 

 

91,445

 

 

 

10.45

%

 

 

35,007

 

 

 

4.00

%

 

 

43,759

 

 

 

5.00

%