CONSOLIDATED BALANCE SHEETS (unaudited) - USD ($)	Sep. 30, 2018	Dec. 31, 2017
ASSETS
Cash and cash equivalents	$ 95,786,737	$ 63,249,952
Securities available for sale, at fair value	46,324,158	41,471,711
Other investments	7,220,880	4,286,500
Loans held for sale	3,253,500	15,739,305
Loans receivable, net of allowance of $9,550,768 at September 30, 2018 and $9,139,488 at December 31, 2017	840,467,479	738,884,413
Premises and equipment, net	4,757,479	4,480,792
Accrued interest receivable	2,782,502	2,463,486
Servicing assets	7,097,136	6,771,097
Company owned life insurance	11,321,086	11,089,718
Deferred tax assets	4,257,497	3,383,365
Other assets	11,759,730	9,178,491
Total assets	1,035,028,184	900,998,830
Deposits:
Noninterest bearing	286,347,297	289,409,876
Interest bearing:
Savings	3,239,700	3,838,353
Money market and others	253,807,061	247,324,292
Time deposits greater than $250,000	157,686,977	108,952,059
Other time deposits	195,809,666	123,781,434
Total deposits	896,890,701	773,306,014
Federal Home Loan Bank advances	0	25,000,000
Accrued interest payable	1,195,818	423,239
Other liabilities	11,966,512	10,789,627
Total liabilities	910,053,031	809,518,880
Shareholders’ equity
Preferred stock – no par value; 10,000,000 shares authorized; no shares issued or outstanding at September 30, 2018 and December 31, 2017
Common stock – no par value; 50,000,000 shares authorized; 15,770,576 and 13,190,527 shares issued and outstanding at September 30, 2018 and December 31, 2017, respectively	91,008,999	67,925,860
Additional paid-in capital	5,886,463	5,279,991
Retained earnings	29,112,718	18,623,952
Accumulated other comprehensive loss	(1,033,027)	(349,853)
Total shareholders’ equity	124,975,153	91,479,950
Total liabilities and shareholders' equity	$ 1,035,028,184	$ 900,998,830