The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 515 3,462 SH   SOLE   3,462 0 0
ABBOTT LABS COM 002824100 1,136 9,597 SH   SOLE   9,597 0 0
ABBVIE INC COM 00287Y109 1,239 7,643 SH   SOLE   7,643 0 0
ABERDEEN TOTAL DYNAMIC DIVD COM SH BEN INT 00326L100 155 16,122 SH   SOLE   16,122 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 387 849 SH   SOLE   849 0 0
ADT INC DEL COM 00090Q103 81 10,729 SH   SOLE   10,729 0 0
ADVANCED MICRO DEVICES INC COM 007903107 1,633 14,934 SH   SOLE   14,934 0 0
AIR PRODS & CHEMS INC COM 009158106 281 1,125 SH   SOLE   1,125 0 0
ALBEMARLE CORP COM 012653101 608 2,747 SH   SOLE   2,747 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 435 3,998 SH   SOLE   3,998 0 0
ALPHABET INC CAP STK CL A 02079K305 2,507 902 SH   SOLE   902 0 0
ALPHABET INC CAP STK CL C 02079K107 2,054 735 SH   SOLE   735 0 0
ALTRIA GROUP INC COM 02209S103 491 9,402 SH   SOLE   9,402 0 0
AMAZON COM INC COM 023135106 2,759 846 SH   SOLE   846 0 0
AMGEN INC COM 031162100 382 1,578 SH   SOLE   1,578 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 185 26,256 SH   SOLE   26,256 0 0
ANTHEM INC COM 036752103 246 501 SH   SOLE   501 0 0
APPLE INC COM 037833100 5,354 30,661 SH   SOLE   30,661 0 0
APPLIED MATLS INC COM 038222105 1,321 10,022 SH   SOLE   10,022 0 0
AT&T INC COM 00206R102 484 20,483 SH   SOLE   20,483 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 258 1,132 SH   SOLE   1,132 0 0
AUTOZONE INC COM 053332102 245 120 SH   SOLE   120 0 0
B2GOLD CORP COM 11777Q209 51 11,125 SH   SOLE   11,125 0 0
BHP GROUP LTD SPONSORED ADS 088606108 380 4,915 SH   SOLE   4,915 0 0
BK OF AMERICA CORP COM 060505104 546 13,234 SH   SOLE   13,234 0 0
BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107 190 32,967 SH   SOLE   32,967 0 0
BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105 617 26,107 SH   SOLE   26,107 0 0
BLACKROCK MUNIYILD QULT FD I COM 09254F100 172 12,505 SH   SOLE   12,505 0 0
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 268 12,150 SH   SOLE   12,150 0 0
BOEING CO COM 097023105 440 2,295 SH   SOLE   2,295 0 0
BOOKING HOLDINGS INC COM 09857L108 218 93 SH   SOLE   93 0 0
BP PLC SPONSORED ADR 055622104 231 7,864 SH   SOLE   7,864 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 523 7,162 SH   SOLE   7,162 0 0
BROOKDALE SR LIVING INC COM 112463104 105 14,924 SH   SOLE   14,924 0 0
CAMPBELL SOUP CO COM 134429109 459 10,295 SH   SOLE   10,295 0 0
CANADIAN PAC RY LTD COM 13645T100 261 3,163 SH   SOLE   3,163 0 0
CHEVRON CORP NEW COM 166764100 860 5,280 SH   SOLE   5,280 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 755 477 SH   SOLE   477 0 0
CISCO SYS INC COM 17275R102 494 8,861 SH   SOLE   8,861 0 0
CITIGROUP INC COM NEW 172967424 267 5,006 SH   SOLE   5,006 0 0
CLOROX CO DEL COM 189054109 212 1,527 SH   SOLE   1,527 0 0
CMS ENERGY CORP COM 125896100 205 2,932 SH   SOLE   2,932 0 0
COCA COLA CO COM 191216100 1,268 20,445 SH   SOLE   20,445 0 0
COGNEX CORP COM 192422103 386 5,000 SH   SOLE   5,000 0 0
COMCAST CORP NEW CL A 20030N101 265 5,669 SH   SOLE   5,669 0 0
CONAGRA BRANDS INC COM 205887102 216 6,441 SH   SOLE   6,441 0 0
CONOCOPHILLIPS COM 20825C104 546 5,464 SH   SOLE   5,464 0 0
CONSTELLATION BRANDS INC CL A 21036P108 244 1,061 SH   SOLE   1,061 0 0
CORNING INC COM 219350105 229 6,200 SH   SOLE   6,200 0 0
COSTCO WHSL CORP NEW COM 22160K105 662 1,150 SH   SOLE   1,150 0 0
CSX CORP COM 126408103 590 15,762 SH   SOLE   15,762 0 0
CVS HEALTH CORP COM 126650100 518 5,114 SH   SOLE   5,114 0 0
DANAHER CORPORATION COM 235851102 453 1,544 SH   SOLE   1,544 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 227 5,729 SH   SOLE   5,729 0 0
DISNEY WALT CO COM 254687106 1,537 11,208 SH   SOLE   11,208 0 0
DOLLAR GEN CORP NEW COM 256677105 286 1,286 SH   SOLE   1,286 0 0
DOMINION ENERGY INC COM 25746U109 346 4,075 SH   SOLE   4,075 0 0
DRIVE SHACK INC COM 262077100 100 64,714 SH   SOLE   64,714 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 2,214 19,824 SH   SOLE   19,824 0 0
EATON VANCE RISK-MANAGED DIV COM 27829G106 216 21,898 SH   SOLE   21,898 0 0
EBAY INC. COM 278642103 233 4,070 SH   SOLE   4,070 0 0
EMERSON ELEC CO COM 291011104 265 2,706 SH   SOLE   2,706 0 0
ENBRIDGE INC COM 29250N105 290 6,284 SH   SOLE   6,284 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 420 4,672 SH   SOLE   4,672 0 0
EXELON CORP COM 30161N101 336 7,056 SH   SOLE   7,056 0 0
EXXON MOBIL CORP COM 30231G102 942 11,407 SH   SOLE   11,407 0 0
FEDEX CORP COM 31428X106 202 872 SH   SOLE   872 0 0
FORD MTR CO DEL COM 345370860 320 18,950 SH   SOLE   18,950 0 0
FREEPORT-MCMORAN INC CL B 35671D857 315 6,339 SH   SOLE   6,339 0 0
GALLAGHER ARTHUR J & CO COM 363576109 323 1,850 SH   SOLE   1,850 0 0
GENERAL ELECTRIC CO COM NEW 369604301 247 2,703 SH   SOLE   2,703 0 0
GENERAL MLS INC COM 370334104 319 4,717 SH   SOLE   4,717 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 1,346 13,469 SH   SOLE   13,469 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 226 2,537 SH   SOLE   2,537 0 0
HOME DEPOT INC COM 437076102 2,355 7,869 SH   SOLE   7,869 0 0
HONEYWELL INTL INC COM 438516106 1,640 8,430 SH   SOLE   8,430 0 0
HP INC COM 40434L105 242 6,669 SH   SOLE   6,669 0 0
INTEL CORP COM 458140100 850 17,152 SH   SOLE   17,152 0 0
INTUIT COM 461202103 397 826 SH   SOLE   826 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 374 14,990 SH   SOLE   14,990 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 313 863 SH   SOLE   863 0 0
INVESCO QUALITY MUN INCOME T COM 46133G107 159 14,032 SH   SOLE   14,032 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 480 13,065 SH   SOLE   13,065 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 594 5,657 SH   SOLE   5,657 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 640 14,562 SH   SOLE   14,562 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 437 5,246 SH   SOLE   5,246 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 380 2,823 SH   SOLE   2,823 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 303 2,486 SH   SOLE   2,486 0 0
ISHARES TR CORE S&P SCP ETF 464287804 448 4,156 SH   SOLE   4,156 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,830 6,238 SH   SOLE   6,238 0 0
ISHARES TR CORE TOTAL USD 46434V613 3,414 68,785 SH   SOLE   68,785 0 0
ISHARES TR CORE US AGGBD ET 464287226 692 6,462 SH   SOLE   6,462 0 0
ISHARES TR EAFE GRWTH ETF 464288885 617 6,404 SH   SOLE   6,404 0 0
ISHARES TR EAFE VALUE ETF 464288877 1,066 21,214 SH   SOLE   21,214 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 1,477 14,573 SH   SOLE   14,573 0 0
ISHARES TR GLOBAL TECH ETF 464287291 273 4,705 SH   SOLE   4,705 0 0
ISHARES TR IBOXX INV CP ETF 464287242 218 1,800 SH   SOLE   1,800 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 1,082 20,918 SH   SOLE   20,918 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 368 6,706 SH   SOLE   6,706 0 0
ISHARES TR MBS ETF 464288588 533 5,232 SH   SOLE   5,232 0 0
ISHARES TR MSCI EAFE ETF 464287465 335 4,552 SH   SOLE   4,552 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 443 5,710 SH   SOLE   5,710 0 0
ISHARES TR MSCI USA MMENTM 46432F396 244 1,453 SH   SOLE   1,453 0 0
ISHARES TR MSCI USA VALUE 46432F388 325 3,107 SH   SOLE   3,107 0 0
ISHARES TR NATIONAL MUN ETF 464288414 674 6,150 SH   SOLE   6,150 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 443 2,158 SH   SOLE   2,158 0 0
ISHARES TR TIPS BD ETF 464287176 1,224 9,825 SH   SOLE   9,825 0 0
ISHARES TR U.S. ENERGY ETF 464287796 347 8,476 SH   SOLE   8,476 0 0
ISHARES TR US TREAS BD ETF 46429B267 2,497 100,252 SH   SOLE   100,252 0 0
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 696 17,368 SH   SOLE   17,368 0 0
JOHNSON & JOHNSON COM 478160104 1,388 7,833 SH   SOLE   7,833 0 0
JPMORGAN CHASE & CO COM 46625H100 932 6,838 SH   SOLE   6,838 0 0
LILLY ELI & CO COM 532457108 299 1,044 SH   SOLE   1,044 0 0
MARATHON PETE CORP COM 56585A102 277 3,240 SH   SOLE   3,240 0 0
MASTERCARD INCORPORATED CL A 57636Q104 356 997 SH   SOLE   997 0 0
MCDONALDS CORP COM 580135101 1,412 5,712 SH   SOLE   5,712 0 0
MEDTRONIC PLC SHS G5960L103 368 3,320 SH   SOLE   3,320 0 0
MERCK & CO INC COM 58933Y105 588 7,172 SH   SOLE   7,172 0 0
META PLATFORMS INC CL A 30303M102 564 2,538 SH   SOLE   2,538 0 0
MICRON TECHNOLOGY INC COM 595112103 493 6,326 SH   SOLE   6,326 0 0
MICROSOFT CORP COM 594918104 5,176 16,788 SH   SOLE   16,788 0 0
NEUBERGER BERMAN MLP & ENERG COM 64129H104 82 12,700 SH   SOLE   12,700 0 0
NEWMONT CORP COM 651639106 564 7,103 SH   SOLE   7,103 0 0
NEXPOINT RESIDENTIAL TR INC COM 65341D102 397 4,395 SH   SOLE   4,395 0 0
NEXTERA ENERGY INC COM 65339F101 1,225 14,466 SH   SOLE   14,466 0 0
NIKE INC CL B 654106103 221 1,640 SH   SOLE   1,640 0 0
NORFOLK SOUTHN CORP COM 655844108 754 2,645 SH   SOLE   2,645 0 0
NUTRIEN LTD COM 67077M108 225 2,160 SH   SOLE   2,160 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 433 32,921 SH   SOLE   32,921 0 0
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100 165 11,400 SH   SOLE   11,400 0 0
NVIDIA CORPORATION COM 67066G104 2,814 10,314 SH   SOLE   10,314 0 0
PARKER-HANNIFIN CORP COM 701094104 341 1,201 SH   SOLE   1,201 0 0
PAYCHEX INC COM 704326107 544 3,983 SH   SOLE   3,983 0 0
PAYPAL HLDGS INC COM 70450Y103 610 5,276 SH   SOLE   5,276 0 0
PEOPLES UNITED FINANCIAL INC COM 712704105 288 14,431 SH   SOLE   14,431 0 0
PEPSICO INC COM 713448108 981 5,862 SH   SOLE   5,862 0 0
PFIZER INC COM 717081103 763 14,744 SH   SOLE   14,744 0 0
PHILIP MORRIS INTL INC COM 718172109 329 3,498 SH   SOLE   3,498 0 0
PHILLIPS 66 COM 718546104 405 4,693 SH   SOLE   4,693 0 0
PPG INDS INC COM 693506107 541 4,124 SH   SOLE   4,124 0 0
PROCTER AND GAMBLE CO COM 742718109 1,646 10,772 SH   SOLE   10,772 0 0
PUBLIC STORAGE COM 74460D109 599 1,534 SH   SOLE   1,534 0 0
PUTNAM MUN OPPORTUNITIES TR SH BEN INT 746922103 168 14,428 SH   SOLE   14,428 0 0
QUALCOMM INC COM 747525103 211 1,383 SH   SOLE   1,383 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 503 5,075 SH   SOLE   5,075 0 0
REALTY INCOME CORP COM 756109104 263 3,791 SH   SOLE   3,791 0 0
REPUBLIC SVCS INC COM 760759100 336 2,533 SH   SOLE   2,533 0 0
SALESFORCE COM INC COM 79466L302 230 1,085 SH   SOLE   1,085 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 658 23,711 SH   SOLE   23,711 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,559 42,444 SH   SOLE   42,444 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 1,068 20,057 SH   SOLE   20,057 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 8,922 180,102 SH   SOLE   180,102 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 519 10,255 SH   SOLE   10,255 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7,152 133,957 SH   SOLE   133,957 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 355 4,499 SH   SOLE   4,499 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,175 77,521 SH   SOLE   77,521 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 565 9,311 SH   SOLE   9,311 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,406 36,685 SH   SOLE   36,685 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 289 2,107 SH   SOLE   2,107 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,280 12,425 SH   SOLE   12,425 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 455 6,115 SH   SOLE   6,115 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,015 18,970 SH   SOLE   18,970 0 0
SHELL PLC SPON ADS 780259305 580 10,561 SH   SOLE   10,561 0 0
SIRIUS XM HOLDINGS INC COM 82968B103 127 19,170 SH   SOLE   19,170 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 276 2,068 SH   SOLE   2,068 0 0
SNAP INC CL A 83304A106 315 8,745 SH   SOLE   8,745 0 0
SOUTHERN CO COM 842587107 756 10,424 SH   SOLE   10,424 0 0
SOUTHWEST AIRLS CO COM 844741108 520 11,347 SH   SOLE   11,347 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 360 1,039 SH   SOLE   1,039 0 0
SPDR GOLD TR GOLD SHS 78463V107 210 1,163 SH   SOLE   1,163 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 12,178 26,964 SH   SOLE   26,964 0 0
SPDR SER TR BLOOMBERG INVT 78468R200 574 18,831 SH   SOLE   18,831 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721 212 4,421 SH   SOLE   4,421 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 230 4,870 SH   SOLE   4,870 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 333 5,985 SH   SOLE   5,985 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 852 28,741 SH   SOLE   28,741 0 0
SPDR SER TR S&P OILGAS EXP 78468R556 337 2,506 SH   SOLE   2,506 0 0
SPLUNK INC COM 848637104 749 5,037 SH   SOLE   5,037 0 0
STARBUCKS CORP COM 855244109 369 4,051 SH   SOLE   4,051 0 0
SYSCO CORP COM 871829107 219 2,686 SH   SOLE   2,686 0 0
TARGET CORP COM 87612E106 264 1,242 SH   SOLE   1,242 0 0
TESLA INC COM 88160R101 478 444 SH   SOLE   444 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 263 3,312 SH   SOLE   3,312 0 0
TRI CONTL CORP COM 895436103 1,073 34,798 SH   SOLE   34,798 0 0
TRUIST FINL CORP COM 89832Q109 702 12,380 SH   SOLE   12,380 0 0
UBER TECHNOLOGIES INC COM 90353T100 235 6,592 SH   SOLE   6,592 0 0
UNION PAC CORP COM 907818108 641 2,346 SH   SOLE   2,346 0 0
UNITED PARCEL SERVICE INC CL B 911312106 715 3,336 SH   SOLE   3,336 0 0
UNITEDHEALTH GROUP INC COM 91324P102 733 1,436 SH   SOLE   1,436 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106 299 7,784 SH   SOLE   7,784 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 647 8,135 SH   SOLE   8,135 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 217 523 SH   SOLE   523 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,503 10,994 SH   SOLE   10,994 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,040 10,264 SH   SOLE   10,264 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,483 68,011 SH   SOLE   68,011 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 386 7,485 SH   SOLE   7,485 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 340 6,788 SH   SOLE   6,788 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 924 15,600 SH   SOLE   15,600 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,115 6,875 SH   SOLE   6,875 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,355 22,685 SH   SOLE   22,685 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 695 13,653 SH   SOLE   13,653 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 273 6,108 SH   SOLE   6,108 0 0
WALMART INC COM 931142103 2,362 15,858 SH   SOLE   15,858 0 0
WASTE MGMT INC DEL COM 94106L109 561 3,541 SH   SOLE   3,541 0 0
WEC ENERGY GROUP INC COM 92939U106 350 3,502 SH   SOLE   3,502 0 0
WELLS FARGO CO NEW COM 949746101 387 7,981 SH   SOLE   7,981 0 0