The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 602 3,474 SH   SOLE   3,474 0 0
ABBOTT LABS COM 002824100 610 7,259 SH   SOLE   7,259 0 0
ABBVIE INC COM 00287Y109 469 6,453 SH   SOLE   6,453 0 0
ABERDEEN TOTAL DYNAMIC DIVD COM SH BEN INT 00326L100 166 19,848 SH   SOLE   19,848 0 0
ADVANCED MICRO DEVICES INC COM 007903107 433 14,265 SH   SOLE   14,265 0 0
AIR PRODS & CHEMS INC COM 009158106 249 1,100 SH   SOLE   1,100 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 249 1,470 SH   SOLE   1,470 0 0
ALPHABET INC CAP STK CL C 02079K107 868 803 SH   SOLE   803 0 0
ALPHABET INC CAP STK CL A 02079K305 960 887 SH   SOLE   887 0 0
ALTRIA GROUP INC COM 02209S103 440 9,294 SH   SOLE   9,294 0 0
AMAZON COM INC COM 023135106 1,483 783 SH   SOLE   783 0 0
AMGEN INC COM 031162100 312 1,694 SH   SOLE   1,694 0 0
ANNALY CAP MGMT INC COM 035710409 161 17,684 SH   SOLE   17,684 0 0
APPLE INC COM 037833100 1,399 7,070 SH   SOLE   7,070 0 0
APPLIED MATLS INC COM 038222105 540 12,018 SH   SOLE   12,018 0 0
AT&T INC COM 00206R102 595 17,743 SH   SOLE   17,743 0 0
B2GOLD CORP COM 11777Q209 34 11,137 SH   SOLE   11,137 0 0
BAXTER INTL INC COM 071813109 215 2,631 SH   SOLE   2,631 0 0
BHP GROUP LTD SPONSORED ADS 088606108 208 3,581 SH   SOLE   3,581 0 0
BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107 193 34,288 SH   SOLE   34,288 0 0
BLACKROCK MUN 2030 TAR TERM COM SHS BEN IN 09257P105 680 29,283 SH   SOLE   29,283 0 0
BLACKROCK MUNIYIELD INVST FD COM 09254R104 158 10,712 SH   SOLE   10,712 0 0
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 293 12,350 SH   SOLE   12,350 0 0
BOEING CO COM 097023105 427 1,174 SH   SOLE   1,174 0 0
BP PLC SPONSORED ADR 055622104 334 8,020 SH   SOLE   8,020 0 0
BROOKDALE SR LIVING INC COM 112463104 79 10,933 SH   SOLE   10,933 0 0
CAMPBELL SOUP CO COM 134429109 441 11,002 SH   SOLE   11,002 0 0
CENTURYLINK INC COM 156700106 120 10,163 SH   SOLE   10,163 0 0
CHEVRON CORP NEW COM 166764100 464 3,726 SH   SOLE   3,726 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 217 296 SH   SOLE   296 0 0
CISCO SYS INC COM 17275R102 483 8,834 SH   SOLE   8,834 0 0
CITIGROUP INC COM NEW 172967424 366 5,228 SH   SOLE   5,228 0 0
CLOROX CO DEL COM 189054109 209 1,367 SH   SOLE   1,367 0 0
COCA COLA CO COM 191216100 888 17,444 SH   SOLE   17,444 0 0
COMCAST CORP NEW CL A 20030N101 216 5,111 SH   SOLE   5,111 0 0
CONOCOPHILLIPS COM 20825C104 390 6,396 SH   SOLE   6,396 0 0
CONSTELLATION BRANDS INC CL A 21036P108 243 1,233 SH   SOLE   1,233 0 0
CORNING INC COM 219350105 212 6,366 SH   SOLE   6,366 0 0
COSTCO WHSL CORP NEW COM 22160K105 239 906 SH   SOLE   906 0 0
CSX CORP COM 126408103 343 4,432 SH   SOLE   4,432 0 0
DANAHER CORPORATION COM 235851102 235 1,645 SH   SOLE   1,645 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 213 3,746 SH   SOLE   3,746 0 0
DISNEY WALT CO COM DISNEY 254687106 1,244 8,906 SH   SOLE   8,906 0 0
DOMINION ENERGY INC COM 25746U109 355 4,591 SH   SOLE   4,591 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,588 17,991 SH   SOLE   17,991 0 0
EATON VANCE RISK MNGD DIV EQ COM 27829G106 291 30,995 SH   SOLE   30,995 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 254 3,350 SH   SOLE   3,350 0 0
EXELON CORP COM 30161N101 335 6,994 SH   SOLE   6,994 0 0
EXXON MOBIL CORP COM 30231G102 1,203 15,698 SH   SOLE   15,698 0 0
FACEBOOK INC CL A 30303M102 434 2,247 SH   SOLE   2,247 0 0
FORD MTR CO DEL COM 345370860 228 22,265 SH   SOLE   22,265 0 0
GENERAL ELECTRIC CO COM 369604103 268 25,517 SH   SOLE   25,517 0 0
GENERAL MLS INC COM 370334104 232 4,423 SH   SOLE   4,423 0 0
HOME DEPOT INC COM 437076102 1,540 7,407 SH   SOLE   7,407 0 0
HONEYWELL INTL INC COM 438516106 1,469 8,415 SH   SOLE   8,415 0 0
INTEL CORP COM 458140100 755 15,778 SH   SOLE   15,778 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 291 2,109 SH   SOLE   2,109 0 0
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 253 4,596 SH   SOLE   4,596 0 0
INVESCO EXCHNG TRADED FD TR NATL AMT MUNI 46138E537 393 15,050 SH   SOLE   15,050 0 0
INVESCO QUALITY MUNI INC TRS COM 46133G107 174 14,032 SH   SOLE   14,032 0 0
ISHARES TR TIPS BD ETF 464287176 426 3,688 SH   SOLE   3,688 0 0
ISHARES TR CORE S&P500 ETF 464287200 803 2,726 SH   SOLE   2,726 0 0
ISHARES TR CORE US AGGBD ET 464287226 583 5,237 SH   SOLE   5,237 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 422 4,979 SH   SOLE   4,979 0 0
ISHARES TR MSCI EAFE ETF 464287465 398 6,051 SH   SOLE   6,051 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 365 2,350 SH   SOLE   2,350 0 0
ISHARES TR NATIONAL MUN ETF 464288414 650 5,745 SH   SOLE   5,745 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 317 2,520 SH   SOLE   2,520 0 0
JOHNSON & JOHNSON COM 478160104 897 6,443 SH   SOLE   6,443 0 0
JPMORGAN CHASE & CO COM 46625H100 563 5,039 SH   SOLE   5,039 0 0
MCDONALDS CORP COM 580135101 1,121 5,400 SH   SOLE   5,400 0 0
MERCK & CO INC COM 58933Y105 582 6,945 SH   SOLE   6,945 0 0
MICROSOFT CORP COM 594918104 2,224 16,604 SH   SOLE   16,604 0 0
NEWMONT GOLDCORP CORPORATION COM 651639106 282 7,339 SH   SOLE   7,339 0 0
NEXTERA ENERGY INC COM 65339F101 666 3,251 SH   SOLE   3,251 0 0
NORFOLK SOUTHERN CORP COM 655844108 527 2,642 SH   SOLE   2,642 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 497 35,979 SH   SOLE   35,979 0 0
NUVEEN SELECT TAX FREE INCM SH BEN INT 67062F100 232 15,200 SH   SOLE   15,200 0 0
NVIDIA CORP COM 67066G104 490 2,981 SH   SOLE   2,981 0 0
PAYCHEX INC COM 704326107 294 3,577 SH   SOLE   3,577 0 0
PAYPAL HLDGS INC COM 70450Y103 542 4,739 SH   SOLE   4,739 0 0
PEOPLES UTD FINL INC COM 712704105 286 17,067 SH   SOLE   17,067 0 0
PEPSICO INC COM 713448108 414 3,156 SH   SOLE   3,156 0 0
PFIZER INC COM 717081103 388 8,962 SH   SOLE   8,962 0 0
PHILIP MORRIS INTL INC COM 718172109 247 3,142 SH   SOLE   3,142 0 0
PHILLIPS 66 COM 718546104 277 2,961 SH   SOLE   2,961 0 0
PPG INDS INC COM 693506107 487 4,169 SH   SOLE   4,169 0 0
PROCTER AND GAMBLE CO COM 742718109 1,139 10,388 SH   SOLE   10,388 0 0
PUTNAM MUN OPPORTUNITIES TR SH BEN INT 746922103 183 14,478 SH   SOLE   14,478 0 0
RAYTHEON CO COM NEW 755111507 242 1,389 SH   SOLE   1,389 0 0
REPUBLIC SVCS INC COM 760759100 235 2,711 SH   SOLE   2,711 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 531 8,153 SH   SOLE   8,153 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,444 91,361 SH   SOLE   91,361 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 993 14,145 SH   SOLE   14,145 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 299 4,177 SH   SOLE   4,177 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 936 35,670 SH   SOLE   35,670 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 358 6,739 SH   SOLE   6,739 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,234 69,615 SH   SOLE   69,615 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,524 28,764 SH   SOLE   28,764 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 1,279 23,269 SH   SOLE   23,269 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 4,258 84,168 SH   SOLE   84,168 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 975 17,313 SH   SOLE   17,313 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 211 2,277 SH   SOLE   2,277 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,079 39,098 SH   SOLE   39,098 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,020 13,170 SH   SOLE   13,170 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,538 19,704 SH   SOLE   19,704 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 309 5,174 SH   SOLE   5,174 0 0
SIRIUS XM HLDGS INC COM 82968B103 77 13,732 SH   SOLE   13,732 0 0
SOUTHERN CO COM 842587107 464 8,402 SH   SOLE   8,402 0 0
SOUTHWEST AIRLS CO COM 844741108 388 7,638 SH   SOLE   7,638 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 274 1,030 SH   SOLE   1,030 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,429 25,356 SH   SOLE   25,356 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 213 600 SH   SOLE   600 0 0
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 207 5,690 SH   SOLE   5,690 0 0
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 821 27,355 SH   SOLE   27,355 0 0
SPDR SERIES TRUST BLOMBERG BRC INV 78468R200 720 23,428 SH   SOLE   23,428 0 0
SPDR SERIES TRUST NUVEEN BRC MUNIC 78468R721 231 4,614 SH   SOLE   4,614 0 0
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 295 6,035 SH   SOLE   6,035 0 0
SPLUNK INC COM 848637104 345 2,740 SH   SOLE   2,740 0 0
SUNTRUST BKS INC COM 867914103 295 4,691 SH   SOLE   4,691 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 205 3,514 SH   SOLE   3,514 0 0
TRI CONTL CORP COM 895436103 1,012 37,510 SH   SOLE   37,510 0 0
UNION PACIFIC CORP COM 907818108 329 1,948 SH   SOLE   1,948 0 0
UNITED PARCEL SERVICE INC CL B 911312106 324 3,137 SH   SOLE   3,137 0 0
UNITEDHEALTH GROUP INC COM 91324P102 351 1,437 SH   SOLE   1,437 0 0
VALLEY NATL BANCORP COM 919794107 669 62,070 SH   SOLE   62,070 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 505 6,080 SH   SOLE   6,080 0 0
VANGUARD GROUP DIV APP ETF 921908844 478 4,155 SH   SOLE   4,155 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,435 9,564 SH   SOLE   9,564 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 868 11,543 SH   SOLE   11,543 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 824 16,699 SH   SOLE   16,699 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 542 10,215 SH   SOLE   10,215 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 732 13,878 SH   SOLE   13,878 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 839 14,683 SH   SOLE   14,683 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 336 6,147 SH   SOLE   6,147 0 0
WALMART INC COM 931142103 1,706 15,438 SH   SOLE   15,438 0 0
WASTE MGMT INC DEL COM 94106L109 433 3,749 SH   SOLE   3,749 0 0
WEC ENERGY GROUP INC COM 92939U106 340 4,084 SH   SOLE   4,084 0 0